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Expat Health Insurance and Healthcare in India

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An expat in India discusses crowded hospitals, the cost of health insurance, prescription medicine availability and more.

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Expat Healthcare Advice

You can get elective surgery and other non-critical non-emergency medical treatment in India. The medical care is good and affordable to a US citizen. Of course you have to be selective which hospital and whcih doctor you may want to seek help from. Quality varies.

Emergency Medical Care

Within 10 miles. Mostly private. The service is good. Hospital in India (Hyderabad) are usually crowded. Most hospitals have ambulance service and emergency care available. Quality of care varies a lot from one hospital to the other. Check out local hospitals where expats go. Most likely their care quality is good even though they may be a bit more expensive.

Quality of Healthcare in Surrounding Area

Go by word of mouth or a well known hospital. Doctors mostly are attached to hospitals.

Prescription Medicines

Medicine costs are reasonable compared to US. Many pharmacies sell medications. May not get exact name brands as in USA but chemically equivalent medicines can be obtained. Most medications need Prescriptions. Many pharmacies do give out medicines if you tell them the local name.

Expat Health Insurance in India

Private Health insurance is expensive with lots of limitations. I have not taken health insurance. Decided to pay out of pocket. A day's hospital stay along with tests and doctor visit may cost around US $200 to $300.

Quality of Healthcare Compared to Home

[  ] Better
[  ] Somewhat Better
[x] Same
[  ] Somewhat Worse
[  ] Worse

Availability of Medical Care Compared to Home

[x] Better
[  ] Somewhat Better
[  ] Same
[  ] Somewhat Worse
[  ] Worse

Primary Method of Payment for Medical Care

[  ] International Health Insurance
[  ] Insurance Purchased in the Country I Live Abroad In
[x] Out of Pocket
[  ] Social Program (Medicare, Nationalized Health Insurance or Similar)
[  ] Other

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