fly4free50
9/2/2016 12:54 EST
I am a Brasilian woman and have lived in the United States for 50 years, and I married an American man 8 years ago. We are thinking of retiring in Brasil next year. Can we afford it with U$2,000.00 per month?
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Marlington
9/2/2016 17:02 EST
Hello!
At today's US$ exchange rate you would have no problem. Will you be buying a home or renting? This is an important point to consider.
Also, there are places where the cost of living is higher than in other places. I suggest you do some wide research including cost of living, quality of medical services, crime stats, etc. You must take into consideration your profile, the activities and the type of climate you prefer, etc.
Please contact me if you wish.
Bye for now,
Margaret Arlington
Lic. Real Estate Broker
CRECI-SC 15839
Settling-in Services: everything you need for a safe, stress-free start,
from the minute you set foot in Florianopolis
Multilingual Services
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Landline: +55 48 3234 7848
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FloridaGuyinBrasil
9/2/2016 17:22 EST
I think so depending on where.
I spent 6 months in Recife last
year and here are my normal expenses ;
rent apto R$1500 (you can find a small apto for R$1000
Grocery store R$600
Eating out once a week (rodizio/Churrasco R$80 x4 = R$240
Bus tolls ~R$4 per day = R$120
Ice cream out week R$40x4 R$160
Travel out of town monthly by bus R$60
internet R$100
Electricity R$120
That equals R$2900 or US$906
Sure there are going to be other splurge things.
Don't forget that if the dollar gets weaker you get less reais for your dollar. Given this political mess in Brasil there is no way to predict.
I came to Brasil in 2001 and the exchange rate was 5:1, when I left in 2008 it was 1.7:1, big change. And those things I bought for 5;1 reais are now 3x the cost.
My next question is WHY do you want to move back ?
And where do you plan to live ?
IF it's in a place where living is pretty cheap and safe, maybe a good idea.
If I was to move back I'd get out of the Nordeste and return to the south, SC, RS or maybe Parana.
My wife is finishing her college to teach school next year and I really don't want to go back there. Her salary might be R$1500 a month or US$470. She works part time up here doing security for $10hr and makes R$4000 or US$1280 a month.
Unless you have something you can do in Brasil that is highly in demand, it's not worth doing.
In the US you can work part time at a grocery store and supplement your retirement.
Other considerations in Brasil - high crime now due to drugs and political unrest. 3 guys with guns stopped an intercity bus and robbed everyone of money, cellphones, jewelry etc.
Do you really want to die handing over your Reeboks ? NOT me.
Funny you should ask this too because I am a US native with a citizenship for Canada and perm visa for Brasil.
I am considering moving to Canada just to get away from this right wing gun toting lunatic mentality here. in the US.
You might try to get into Canada or have you thought about Portugal ? Portugal is a beautiful place and one of the cheapest countries in Europe to live in. You'd have access to all of Europe to explore too. I love Portugal.
Good luck - Guy
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FloridaGuyinBrasil
9/2/2016 17:42 EST
You can compare apartment rentals and real estate prices on OLX or Mercadolivre
BIG cities tend to be a lot higher
Slightly outside of big cities much less.
For example, an apto in Recife general R$250,000 and up
Just north near Olinda, Janga, - along the coast up to Itamaraca you can find a NEW apto for R$100,000
On the SC coast Camboriu down to Laguna, some very inexpensive real estate, but not much going on there. Some nice beach towns for sure.
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pensadenos
9/3/2016 10:11 EST
fly4free50.......It depends on what you want, what lifestyle you can adjust to and what you may have in reserve. This last one is money to deal with plane tickets, hotels, general travel expenses, MOVING EXPENSES & despachante fees. If you are moving your household things you will find it expensive. My move from Dallas to Praia de Pipa, Brazil ran about $17,000.00 USD. That covered door to door moving expenses, the despachante fees to get my container through customs, the bribe to off load my container from the ship (the US Government calls this a facilitation fee) and the $900 USD to pay for the 30 days of storage fees when customs parks your trailer on the dock while deciding to inspect it or not. I'm sure you probably have been to Brazil enough to know where you want to live. Renting is all in the favor of the landlord to include any and all maintenance and repairs to THEIR building during normal wear and tear. Unless your willing to live somewhere less safe, rent is going to cost you R$900.00 to R$1,500 ($279 - $464 USD per month). If you live in the big city you may be able to rely on public transportation, otherwise there is a car expense. If you are retired you can apply for the over 60 years of age Permanent Residence Visa. Otherwise they will tax the content of your container. If you have pets you want to bring it can be expensive as well. Mine cost about $3,000.00 USD. American airlines stopped allowing pets in their cabins, all airlines have policies that if the temps are at 85 degrees or higher at either the departure or arrival airport then they cannot transport the pets in the cargo hold. Well, departure in the US summer puts you over that limit. Departure during the US winter is South America's Summer and in most places (Rio and Sao Paulo) that would be impossible. That left me the 3rd party pet relocated. They did a great job but it cost about $2,200 for them and another $800 or so for the bribe to the airport vet to allow the pet through with all documentation. I pay about $145.00 USD in electricity per month and we run the master bedroom air every night at 21c. Gas is averaged to about $200 over 5 months but it depends on how much you use the stove. You already know that the cell phone companies rape their citizens. My wife has Claro for about R$59.00 ($18.26 per month) for a phone, text, and data package. New car....$19,000 USD. Calling back to the States with any Brazilian cell companies is expensive and when you off your limits the phone shuts off. I kept t-mobile as they charge $0.20 cents per minutes for all calls and unlimited text and data usage. Health Insurance....Amil was bought out by United Heath several years ago. Last year we bought their full medical and for both of us, no deductible for $800 USD per month. But they just raised our monthly bill to $1,200 per month in July. We bought our villa in 2009 so we have no housing cost other than normal repairs. So in the final analysis....yes you can live in Brazil for $2,000.00 USD per month. But you must have reserves built to pay for the actual move and settling in.
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exnyer
1/16/2017 08:44 EST
Three years ago I retired to Brasil under the exact same conditions you will. My wife is Brasilian and lived in the USA for 18 years. I keep my pension deposits in my bank in the USA and access my funds via ATM. $2000 will provide a comfortable life as long as you choose the right place to live. do your comparisons on Numbeo,com. Remember that the whole east cost of Brasil is beachfront, not just Rio.
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