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Thinking of movin to Ontario

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WobblyDave

3/2/2015 17:05 EST

I have dual citizenship with the US and Canada. I need a new perspective on life and I'm going to move to Ontario in the near future. I have two questions that I would deeply appreciate informative answers too!

1. I have a good credit history in the US, but will it the transfer to Canada? How long would it take to establish a credit history in Canada? If I go to a Canadian bank and apply for a car loan will my application be rejected because of my lack of Canadian credit history, or will they be able to look at my US score and base it off that?

2. My second question economic/geographic location. Before I ask the question I'm WELL AWARE that the state of the Ontario economy isn't ideal for new residents or existing ones. I HAVE DONE my research! The reason for wanting to move to this province is it's relatively close to my family in the states. I was thinking about Ottawa, Guelph, Burlington, or London as potential places to live. What's your opinion on those areas if someone is looking to establish a career in retail management or warehousing?

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philforrester1

3/9/2015 09:14 EST

TD Bank has a reciprocal account with US you can set up for both countries. Am Xpress has Canadian program ,should help establish credit and they do share info I think. Burlington is one of best places to live for sure ,mabye expensive Guelph nice town too. Hamilton has good housinf prices and close to GTA

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Caboose

3/9/2015 11:24 EST

Burlington is getting pricey, with all the new subdivisions going up. Guelph is a large rental market because of all the post-secondary schools there. As mentionned by the other author, Hamilton has a booming housing market (2nd hottest behind Vancouver right now) but you can still get a really decent house for under 225k. London would be my 2nd choice - still very affordable, a small-town feel with small-town prices, but all amenities of a big city.

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kimbo47

3/9/2015 14:21 EST

Phil,
do you know if a US citizen can open an account in Canada without living there? I have a TD account in US.
Where can I get information on this?

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