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ARCR rates

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donnakmcin
  9/13/2014 16:42 EST

Here are the ARCR rates that my fiance' and I will using. This is from their newsletter. We became members last year. This is fyi because we don't really understand what you guys are referring to. The rates you are stating seem really different than these??

FROM ARCR:

"For PENSIONADOS and RENTISTAS the rate has been set at the income specified in the residency laws, hence Rentista’s at $2500 and Pensionado’s $1000.

For these groups the new rates are: Pensionados over 55 years of age = $75/month
Pensionados under 55 years = $139/month
Rentista’s over 55 years = $252/month
Rentista’s under 55 years = $442/month

PERMANENT RESIDENTS on our policy face a slight increase to $63/month (over 55 years) or $114/month (under 55)
-Source: ARCR Email"

shermanwc
  9/14/2014 05:56 EST

donnakmcin: You started a new topic but comment on "what you guys are referring to". Are you referring to information shown under another discussion topic? Please clarify.

The information you posted appears to be correct for INS insurance (private insurance) applicable in Central America/ Costa Rica.

For expats that have residency, they must also pay into the CR national healthcare system (CCSS/ CAJA). The following link shows rates for that system:

http://www.costaricalaw.com/Immigration-and-Residency/costa-rica-mandatory-registration-with-social-security-for-residency.html

If a resident chooses INS coverage to supplement their CCSS coverage, which is what many expats choose to do, their healthcare costs will be the total of the two rates per month.

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Kohl
  9/14/2014 09:56 EST

I was recently told that ARCR can no longer accept new members in their group, due to a numbers allowance they were previously granted.. The fees you mention are for existing members.
You must affiliated with CAJA to get legal Residency, so unless you are employed and your employer is part of another 'group' you are required to go direst to CCSS (CAJA).
To be included in the same account as the primary Resident applicant, you are required to be a legal dependant meaning legally married or a child.
The application may take a year, so you will not be covered at this time, so you must be prepared to either purchase additional health insurance or pay for private care and Rx's.

Kohl
  9/14/2014 10:47 EST

Here is the May/June edition of El Residente, from ARCR which states on pg 4

"...unfortunately ARCR can no longer assist its new members in joining [CAJA].
What the office can do is submit your monthly payment for you (via credit card payment or other arrangements) AFTER you have joined and received your Carnet."

http://issuu.com/el_residente/docs/residente_2014-05/1?e=3794147/7730209

naturechild
  9/14/2014 12:57 EST

I use ARCR for my healthcare and you can still join ARCR who will assist you in many other areas, but not to be part of the caja healthcare group. The rates on your email is what their already existing residents were paying, although they have risen since then.

donnakmcin
  9/14/2014 13:08 EST

Thank you all for your input. Thankfully, for us, the worse possible scenario is okay. There is a definite downside to reading so many forums and blogs, but I think the more we read helps us figure out the right questions to ask and to have a centered perspective, not too Pollyanna and not too negative.

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Click connect to have our partner contact you via e-mail and/or phone.

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RelocateNow Costa Rica's clients who run through the RelocateNow Program get quick results in formulating and successfully executing our laid out plan for moving to Costa Rica! Expert consulting for future expats in Costa Rica who wish to fast track the process of their move by receiving the specialized information they need, trustworthy connections within the country, and high level 1:1 support through the entire process.
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donnakmcin
  9/14/2014 13:08 EST

Thank you all for your input. Thankfully, for us, the worse possible scenario is okay. There is a definite downside to reading so many forums and blogs, but I think the more we read helps us figure out the right questions to ask and to have a centered perspective, not too Pollyanna and not too negative.

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