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Owning real property

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PaulBennett
  8/20/2016 15:48 EST

I've read repeatedly that selling a home in CR can require many years. And is fraught with potential problems once one abandons or leaves the country to be repatriated.

Why don't prices drop to reflect this? Quite typically in other markets, RE and otherwise, price of goods follow demand.

The only answer is that absentee home owners would rather go to their death holding worthless property rather than take even a small loss.

Is this a correct observation or am I missing something? Surely there must be wise entrepreneurs making low-ball offers to flip homes. YesNo?

I acknowledge that first-timers, such as I aspire to be, best rent and pay the extra price in doing so. Meanwhile my present house increases $1000USD/week due to the new bubble - again supply/demand. But I'm looking forward to the year round warmth of CR. What say you about CR home prices-ownership. ??

Kohl
  8/20/2016 16:41 EST

You are quite right, in that many would sooner die holding the property rather than 'take a loss' and/or possibly 'lose face'. One of our properties took over 3 years to sell. Thousands of inquiries, and hundreds of prospective buyers...with no money!! Everyone wanted us to carry a mortgage. Eventually sold to one of Bill Clinton's pals...8-)... for cash, and who loved it, purchased additional land and he eventually resold it all, after another three years and returned to the US. Dropped his asking price by $100,000. Couldn't stand the red tape & bureaucracy here any longer.
Of course, many property owners don't realize just how long properties can take to sell...since they purchased their 'property' so easily. And unless they have someone living on-site, once they have vacated the premises, they could lose it all.
We knew a elderly Canadian gentleman with an adult son who were both killed in a vehicle accident. The elderly man had married a Costa Rican citizen many years before. After the accident, the widow was hospitalized for 2 weeks and returned to a shell of their home. Completely emptied out, including the kitchen sink. I'm not saying that this is 'common', nor that it only affects expats, but to leave and be an absentee owner is asking for problems.
In regards to flipping properties, many have found out that they too, can be left holding the bag that they need to sell for the next flip...and meanwhile they have to pay for someone to maintain it.

CdnRugger
  8/20/2016 17:04 EST

Kohl...I detect an air of bitterness in your views on this topic.......you normally provide excellent insight and advice......in so many areas........however on this subject , I would leave alone.......as someone who made their first million before 25 yrs old, lost it and got it back, through realestate/ investing .......you either know what your doing or don't get in the game.....I paid cash for my place here in CR.....never stood a foot in the country.......made a 100 grand plus on the property ......will renovate and double the value.......it is managed and looked after when I'm not here... for less than 200 / per month........and it can generate 2500 USA a month in income with no difficulty..........but you know never put all you eggs in one basket and- be prepared to loss money sometime too.......but be prepared to reap the rewards if you understand when t buy, where, and the same for selling......I bet we could write a book on who will make it. leave and really score...when you look at this subject carefully.....with sincerity and pura vida

Kohl
  8/20/2016 17:28 EST

CdnRugger, Let's revisit this conversation in 6 months time...

CdnRugger
  8/20/2016 17:39 EST

You are a gentleman with class. If I knew you better I take your money on a wager too....most major losers here, in the past 5-7 years.......were hit by the downturn in the US / economy........the world is recovering....and Europen and Canadian markets/people are about to open up....unfortunately America will decline much further...........CR has now weathered that storm and its reliance on the US......since 2012...the opening of the new terminal at Liberia’s International Airport, many low-key properties have opened, but it’s only more recently that the new wave of luxury development has come to fruition. Guanacaste’s beach community of Las Catalinas has opened their Beach Club, a gathering place for residents, villa renters, and visitors alike. It has two pools, a restaurant, a gym, and a beachfront terrace. A 20-room boutique hotel in also the works for later this year. In Papagayo Bay, the adults-only, all-inclusive Secrets Papagayo has joined the Four Seasons and Andaz. Next up: a Mandarin Oriental, a Paradisus, and a Wyndham. Farther south, the Pacífico Sur region is having a moment too. Auberge Resorts recently unveiled its takeover of Hacienda AltaGracia, in the remote Pérez Zeledón mountains. The brand’s first Central America property, which grants new access to a relatively unknown region of Costa Rica, has horse stables and ultralight planes for exploring the terrain. Best of all, a new airline, VivaCam, is planning low-cost flights from San José to the rest of Central America.

I see money to be made all over this country...but I don't need any more more and am about to kick back nearing my 50th....Ill keep a cabin and condo in Canada....just in case...jaja....but Ill buy you a case of beer when I sell this place for double it value-paper work shown....with good health......you can toast me in a few years.....6 months is when you will begin to know things are changing big time...

RandL
  8/20/2016 17:53 EST

We would rather buy with the hope that we will be able to die here but recognize that we might have to return to the US for medical reasons. In that case we would need to rent-out the house to be really comfortable, but could get buy without that. I had tentatively assumed that renting out a house near the beach would not be too difficult. Guess we'll get a feel for that when we rent a house when we first move there. Thoughts?


CdnRugger:
“.....6 months is when you will begin to know things are changing big time...”

Hope you are wrong, we need 2-3 years to get there :(

PacificLots
  8/20/2016 18:18 EST

The elections in the US have already created a big spike in sales in our developments, many appear.disenfranchised with the choices and are already planning their exit. Our four day property tours have been filling faster than normal and I expect an additional increase as the elections get closer. After Obama was elected we had our best year ever and I expect the same whether Hillary or Donald win the election.

Steve Linder
Pacific Lots of.Costa Rica
www.pacificlots. com

PacificLots
  8/20/2016 18:18 EST

The elections in the US have already created a big spike in sales in our developments, many appear.disenfranchised with the choices and are already planning their exit. Our four day property tours have been filling faster than normal and I expect an additional increase as the elections get closer. After Obama was elected we had our best year ever and I expect the same whether Hillary or Donald win the election.

Steve Linder
Pacific Lots of.Costa Rica
www.pacificlots. com

CdnRugger
  8/20/2016 18:42 EST

Markets are all about swings..rarely are they fast and steep...they are other major forces China and Russia that are planning to undermine the greenback....this will happen and US markets 5-10 yrs from now will tank....costa rica does not really and will not really on US like the past....don't worry about the medical....as you should pay for private...it is peanuts compared to the US..and well worth it...first class care...as for the beach....areas is everthing...as Kohl notes and he has a deeper understanding than I ...rural, mountain- tourist hub areas are where best deals are....right near the beach your going for a specific market...renting could have more perils- good property management is key....European build is essential= services a must...BUT the wave is just building again and will be sustained for a much longer term...a big piece in the north area- is the development of a new canal system by the Chinese..this if progress is made will shoot the wave of growth up high...so 2-3 years is nail biting to me...earlier the better...selling wont be an issue in 3-6 years

efn4
  8/20/2016 18:53 EST

What I have seen is exactly what Kohl describes. It can take years to sell so why rush and lock yourself in??? Rent first then take the plunge. Make sure you do everything correctly and be careful when buying land owned by a company. There's an abandoned house in Tamarindo that has been sold twice as a scam. I was in CR for almost a year before I purchased.

RandL
  8/20/2016 20:53 EST

CdnRugger, Thanks for the tips.

I fear that in three years the US housing market will be off substantially from where it is now. But we can't hurry this and do it right. If we are too late, it will just be too late. I'm sure we'll get over it, sigh.

Because we want a “wet” hectare or two it looks like we are limited, by budget, to the southern pacific or the Carribean.

CdnRugger:
“European build is essential= services a must.”

I'm not sure what you mean by European build. I personally am very much inclined to look for a building design that is ecologically sensible, maximizes heat dissipation, and exhibits soundness for the seismic hazard of its location. Such hazard is a very serious issue every where in CR except the Caribbean coast where it is just a serious issue. We are less concerned about being able to sell than we are about being able to rent it out and its ability to remain in one piece during a temblor. After we die we don't particularly care about the difficulty of sale. Does that sound reasonable given our preferences. Can you rent out something not “European?”

Regarding medical issues, our situation is complicated. We really have no choice but to alternate returning to the US every three months for a week or two for the foreseeable future.

guestuser
  8/20/2016 21:24 EST

I trained a local team of builders who know how to tie rebar etc. to withstand earthquakes. In addition when you get the plan approved the Collegio makes sure it is built properly as well. We had a 7.4 and not one of our homes had a crack! No clue what European is either--my guys know what our area needs most in regards to our climate etc. We do not need a/c but take advantage of our natural breeze coming up the mountain. And at $75 a square foot I know we have the best quality in the country for the price.

Gill Phelan
www.gvecr.com

CdnRugger
  8/20/2016 22:15 EST

Like Ive said with regards to other peoples advice...and mine take it with a grain of salt...my instincts and research with regards to investing have proven me successful...but I don't have a crystal a ball and have no motive other than encourage for you to follow your dream...
When I bought in the Arenal area...working with agents and lawyers I learned that some of the first people to develop and invest in this area and CR were the Germans/ bringing a European design, brick, glass , lighting , use of space, that was different that American standards....functionality , clean lines and quality materials...you;ll see few like this forsale right now in the Arenal area......
When I refer to services.....septic,, water, electric, laundry, sauna, air conditioning- whether you need it much or not,,,,and so forth

Don't be over concern about my predicted timeframe...just do your diligence, take the step when you are ready

I am optimistic and realistic about where things are going for CR...I too will require some cardiac monitoring and have weighed the health care piece carefully

Best wishes either way....hope you find your way to this end of the country

RandL
  8/20/2016 23:17 EST

CdnRugger,

Much appreciated.

R & L

guestuser
  8/21/2016 13:42 EST

Same here--so many folks are negative when they run into someone who came to Costa Rica, with no crystal ball, and spent their life and their money, taking a risk to start a business in a new and different country. And for whatever strange strange reason when you build your dream--to help others build theirs--you get so many people putting you down! I grew up with the American Dream--to build a business and to sell and be successful. All the folks who dream about living and investing in Costa Rica benefit by those of us who built the road to ease their progress. Who ironed out the issues and built roads and electric and all that is needed to make a comfortable life here. This country is growing like no other place I have been. The Caribbean?? Wow--new Mega port--largest hydro project in Central America--new 4 lane highway--road improvements all the way to Panama--new hospitals and business lining the roads! Talk about a land of opportunity! Glad to hear another like minded adventurous risk taker enjoying that opportunity. With CINDE giving unreal tax incentives to start a business on the Caribbean what more could someone want? Like you, I took a risk and it paid off and others can learn from our many many mistakes and have an easier row to hoe.

Gill Phelan
www.gvecr.com

CdnRugger
  8/21/2016 14:08 EST

Cheers

"don't walk in front of me , as I may not follow". don't walk behind me for I may not lead the way" BUT walk beside me and be my friend"

Opportunity for success is always out there

pebbalita
  9/4/2016 02:49 EST

DITTO!!!

pebbalita
  9/4/2016 03:19 EST

TRUe but as afore mentioned I was a successful realtor/entrepreneur in Beverly Hills (I got my licence when interest rates hit @0% and everyone thought I was crazy,,BUT guess what? that got rid of all the dead wood , and left us hard working people who used "Creative financing" for our buyers and sellers and did very well, especially in the commercial division of which I was an office manager, and then opened my own office. .So I am a believer that "Hard work and the attitude of :"Where there is a will there is a way" leads to success..and as for "Contemporary style " homes NOT all of us prefer them.
I personally prefer the more European style "brick and charm "Tudor" or similar syle homes as opposed to stark white Swedish style homes..so not all al have the same taste..It all depends on TASTE no matter How rich the clients may be .I will not name drop but I had many clients exhausted from working for over a year with some brokers who never spent the time getting to know or even seeing the home so that they knew the clients Taste ..So I " inherited" many famous people who became clients after coming to me came to me thoroughly exhausted from being shown famous architect Contemporary style "Movie Stars Homes" which they described as Mausoleums, which they had been shown,...and I found that after visiting THEIR homes I saw and realized that they preferred simple tastes of precious wood, brick and charm, albeit very expensive homes all they as opposed to the contemporary (famous architect styled " homes (.as some realtors assumed they wanted .. ), (My taste also even though I lived in Contemporary high rise condos in L.A. strictly for security reasons . BUT turned them into my taste with lots of precious woods.etc.. MY point ? not all of us are impressed with the style homes you describe :)

pebbalita
  9/4/2016 03:27 EST

well said and well done ..Spoken like a TRUE entrepreneur! yes like me. you will get put down by many here for your ambition and uts and drive to be an entrpreneur but realize that many on this site have been in the same hum drum jobs all their lives and so many have a pessimistic attitude and do not understand the drive,ambition, and optimistic outlook needed to be a successful entrepreneur so let the insults slide like water off a ducks back LOL MY Point apart from LOCATION LOCATION LOCATION is that no matter how wealthy a person is, we ALL have different tastes ...thank God:) and some of us also manage not to scrimp , but to budget!

pebbalita
  9/4/2016 03:40 EST

BTW I will add to my latest post about peoples different taste,,that apart from the GREAT location I did choose the style is more rustic with precious woods floors and ceilings etc. BUT nevertheless the appreciation in 26 years is INCREDIBLE
( although it was not cheap and I have done Mucho improvements ) and in this area will continue to do so.. :)

pebbalita
  9/4/2016 04:13 EST

A GOOD Lawyer. rare but I found one and knows me for years will NEVER allow you to buy a scammed property as the post says,,,they do HAVE records here of ownership Folio reals etc...The lawyer will do the research,, DUH !

pebbalita
  9/4/2016 04:24 EST

AND remember you maybe one of those who detest the beaches here I believe i=even Kohls said they THOUGHT they wanted the beaches until they found them far too hot and humid ? as ,,for me AWFUL and I LOVE the pure Spring- like weather here in Heredia Hills ( and the incredible VIEWS of mountain ranges Volcanoes and Twinkling city lights only 20 mins fro m th airport and 20 minutes from San Jose .I think that is as close as most want to be and aprt from ONE drug store which has cheaper perscription drugs
Many are oblivious to Heredia on this site ,,BUT check it out for beauty and value:) and the incredible Spring like weather and Views,
I would not live at the beaches here RENT free.. Some of us prefer fresh air and lush greenery..little rain , and cheaper pricer which have not been driven up by the influx of the many "Gringos" come visit I will show you around.

frankd696
  9/6/2016 22:19 EST

The real property future of Playa del Coco.. I have been watching it since 2009 and visited a few times. I consider myself a successful RE investor - developer - builder primarily commercial in Ontario- love the email thread about RE play and your personal narrative.. I knew about the resort players coming and watched that Liberia airport come to fruition. I have an interest in a prime piece of land.. and I'm waiting.. for... WATER.. Our site has a great well and excellent supply for it's current use but I am not into making $ 50 to $ 100 k play - I can drop a 20 plus Euro luxury development on my site but I'm not convinced about municipal service.

guestuser
  9/7/2016 07:53 EST

Yes water is a huge issue in that area. They (the developers early on) thought they would just go to Sardinal and get some but the residents put a stop to that! Kind of nasty to spend lots of money then not be able to flush your toilet!

Gill Phelan
www.gvecr.com

Pombinha
  9/7/2016 10:22 EST

Plenty of water here at Cocomarindo, Playas del Coco!
Because I have a bladder problem I flush my toilet dozens of time every day and every night.
Last year in the high season they closed the water a few times for an hour or 2 but not every day.This year there is plenty of rain!-Stop bashing Playas del Coco!-If it was that bad it wouldn't be one of the mos popular beaches and tourist spots in Costa Rica.
When people say that it's more expensive here I can show you how to buy cheap food!
Also: where in Costa Rica in those areas that you all promote, can you buy a 2 bedroom condo with 1 bathroom, kitchen and living room together, with a nice front terrace and small private garden and then the huge swimming pool and beautiful common grounds with so many palm trees coco trees, other trees, all sort of beautiful plants and flowers for $61.950.00?
Also: we have a guard 24h/day and that makes a huge difference!
More Americans and Canadians are buying here!
Last March someone I knew here,put their condo for sale and she told me she expected to sell it before she left. I told her that it would be impossible since she only had about 2 -3 weeks left. Guess what?-It sold in 7 days!Others take much longer because they are 20.000.00 overpriced.
Also: we bought a new electric water heater (under the sink) and it cut our electricity bill in half.We paid $77.00 and we use AC (one of the slits) for several hours every night.
We (the home owners) contracted a Canadian Management Company this year (Sunset Properties) and they have a lot of people working here in our property and tree experts coming once in a while.
We are like family and one of the guards knocked on our door to check on us because he hadn't seen us in 2 days and he was worried!
We also keep an eye on a couple of 2 elderly gentleman who live here by themselves (in different condos)
We have a cat living in the property (Coco) that goes around visiting everyone and once in a while he takes a nap in someone's condo!
A lady here took Coco to the vet for "his little operation" There are some Ticos renting here and a couple of them who own property but most owners are Italian, Canadians and Americans!
It takes less than 5 minutes to get to the beach and we are never bored here!
I don't know in what area the gentleman from Ontario,Canada has
his property.
By the way: 2 home owners here got lucky and they bought a 2 bed. condo for less money. A guy from Vancouver paid $52.000.00 and one from New Jersey paid $50.000.00.
The ones with 1 bed. sell for about 45.000.00 (42.000.00-47.000.00).

guestuser
  9/7/2016 22:39 EST

Fact is there are still projects there that have to tanker in water--been going on for years. Not all projects but certainly wise to do plenty of due diligence. Up in Playa Hermosa as well.

Gill Phelan
www.gvecr.com

jayhb43
  9/10/2016 15:02 EST

Newbie here to this forum. I am in the process of selling my home in the US and buying land in Guanacaste.

Have a lease on a condo in playas del coco, Picked out a lot with nice views to build on in playa hermosa.

Here is what I have learned in my short time in Guanacaste (I have been visiting CR for 6 years but only recently in this area).

Rule 1: Find a good realtor who you can trust!
Rule 2: Find a good lawyer who you can trust!
Rule 3: Talk to as many people as possible about the area, about where to live, etc. Gather information.
Rule 4: Decide where you want to be--by the beach, in the hills with a view, etc. I would never want to be close to the beach but rather up in the hills in a gated community. Cooler, less bugs, more secure (relative terms).
Rule 5: There is a lot to learn about buying land. If you want a view from high up, most building pads are small whereas the size of the lot may be big. In other words, most lots have much unusable space. Some building pads are too small to accommodate a home and therefore some backfilling and a reinforced wall may be necessary. Avoid that scene at all costs! I almost bought a great lot with a fantastic view in a great gated subdivision--one problem, to make the lot more suitable to build on would have cost more than the price of the lot. Make sure when you select a lot that there are covenants to protect your view. Imagine buying a great lot only to have someone buy a lot a little below yours and then build a 3 story mansion that blocks your view.
Rule 6: All prices are negotiable. Everything is negotiable. Before the market crashed, land values were ridiculous in this area. Lots that went for $400K originally are now around half that price. While most lots in the older gated subdivisions were all sold, now lots available are re-sales. Some neighborhoods may have 40 or 50 lots but only have a handful of homes that are actually built there. So, all the other lots were originally bought to flip for profit.
Rule 7: do your homework. When you have finished doing your homework, do it again. Due diligence on property can turn up some concerns. If you have selected a lot and plan to make an offer, get a good builder (there are several in this area who build to better than US standards, but for a price). Ask the builder about his thoughts of the property.

So, to make a short story long, moving here, buying land, building a home, buying a car, etc., is a very complicated procedure. Find someone who you can trust such as a good local realtor who speaks your language and has a good reputation who can walk you through the whole transition process. And get a good lawyer. A lawyer will become your best friend, especially if you require their services and do not want to make a major blunder without first finding out the proper way to go about doing things. There are many unforeseen fees and these can be explained to you prior to getting surprised at the end.

The good news is that once you get through all the upfront crap, you can reap the rewards of living in a blue zone that caters to long life. After all, isn't that what we all want? To live long healthy lives with a good quality of life.

Pura Vida

frankd696
  9/11/2016 09:37 EST

Agreed...

beach1girl
  9/12/2016 17:50 EST

My advice is to rent and not rush into buying. I read that more than 50% who move to Costa Rica leave within a year or two.

You may find the folowing sites of interest:

https://internationalliving.com/countries/costa-rica/move/

http://www.francoissylvain.com/

http://www.therealcostarica.com/

guestuser
  9/12/2016 18:54 EST

I have promoted at many International Living Conferences since 2007. I don't trust that figure of over 50% moving back at all. Not backed up by my living and working and selling there for 14 years. Just like where people go to look--following the crowds and following inaccurate information. Just because it is said over and over does not mean it is true.

Gill Phelan
www.gvecr.com

pebbalita
  9/12/2016 22:16 EST

GIL I SO AGREE WITH YOU ,,,I think they should PROVE it before thy post it.! 50% leave not in my estimation ,Prove those stats Please ! just because some of the biggest "dIctators " on this site SAY so indeed does not make it true .
Why is so many people are so easily brainwashed ? Boggles my mind LOL Prove that is so or nor just hearsay from a few "sour grapes" who obviously made a big mistake moving here.eh?

beach1girl
  9/13/2016 03:16 EST

A good way to find out if those numbers are real is to spend time in the country and ask around. Also, if those numbers are real, there should be plenty of real estate owned by foreigners for sale or rent. Anyway, getting a feel for the market before buying makes sense.

guestuser
  9/13/2016 08:46 EST

With all due respect I know of no one who has spent lots of time here that seems to back up the 50% figure. I know lots of people throughout the country and see no evidence of that number being anywhere near accurate. I know people in Siquirres who are young and old--Amish folks who brought cattle and make yogurt and ice cream--folks who bought farms and grow Macadamias--my own owners, over 80 of them. I see no evidence that shows that much bantered around figure of 50% being anywhere close to factual. The amount of real estate being sold is not an accurate indicator either. If it were then lots of Ticos would be "moving" home too.

Gill Phelan
www.gvecr.com

Prairiegal
  11/27/2016 16:12 EST

Greetings! I just joined this site. I'm looking at different locations for retirement in 6 years, and Costa Rica has recently recently popped into my search engine. I'm surprised to read that water can be hard to come by. I guess the entire country is not rainy! Thanks to evenyone for their comments! Julie

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