General
3/29/2016 17:35 EST
March, 2016
Since most posts are outdated: For tourists the 12% Sales Tax you paid in Ecuador is refundable at the airport with the proper (invoice - factura) documentation from the vendor.
For those who have obtained a permanent resident visa and are over 65 (tercer edad - 3rd age) the value added tax (VAT) or IVA is refunded by the SRI (Ecuadorian IRS).
This requires a visit to the SRI office the first time, but afterwards can be done using an online form, and the refunds will be deposited in your Ecuadorian bank savings (ahorros) account. You will need an official certificate from your bank to start this as well as your original C.I. (national ID card, aka CEDULA) as well as the Facturas (invoices) showing the merchants´ R.U.C.´s and the IVA collected to get started on that first visit. There are also some forms to submit. After that the internet form just requires the information to be entered.
Do not neglect to request a factura when you purchase anything, and you will need to know your Cedula number or have a copy of it with you. It is a good practice to keep the original secure since it is a bureaucratic hassle to get a replacement. That same number would be on a Drivers License, and that is also something that is better kept secure.
Tercer Edad IVA Refund limit (2015)
$2,548.8o annual limit
$212.40 monthly limit
AFTER the over-the-counter request for VAT refund, the procedure can be performed online. To do this requires only the electronic services key to access online. The SRI will send you that key by email, but you have to ask for it.
At this writing I am struggling with the internet process, but as soon as it becomes clear, I intend to post a step by step guide. Otherwise, you can go to: https://declaraciones.sri.gob.ec/devolucionTerceraEdad-internet-1.0/pages/
You will need to have Internet Explorer , Netscap , or Mozilla ; Google Chrome or FireFox will not work with the Excel form the SRI uses.
Also, you will need to set your Windows language-idiom to Spanish to get the appropriate entries in Excel because in Spanish the thousands separator is the (.) "Point or Period" & the decimal point is the (,) "Coma". (English is 1,000.00 & Spanish is 1.000,00). With the idiom change Excel makes the correct entries even if you are using an English keyboard.
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General
4/4/2016 20:16 EST
An April 1 visit to the main local SRI office to inquire about the internet process for getting IVA refunds resulted in being told that the system is not yet functional.
That goes along with the dysfunction of the SRI's recent IT upgrade in other areas of its services. We will have to continue to submit the refund request forms in person along with the facturas until further notice. Although the new system will alleviate that when it is activated, it will add the responsibility of listing all the factura information on an Excel based form when the refund request is sent in electronically. Still, that will be a lot easier than going to an SRI office. Also, easier for the SRI clerks.
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GringoinQuito
4/5/2016 07:04 EST
Excuse me. Read the post on the bottom of the page. The IVA refund will now be changed to a maximum of $87 per month. As I said, I don't think non Ecuadorians should take advantage of this. Is this one of the reasons you moved or. Will have moved here. To me this is taking food out of the mouths of poor Ecuadorian jubilados who try to survive on a couple of hundred dollars a month or less.
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barbiesimmons
4/5/2016 08:59 EST
There are poor people in every country--including First World. This is the same situation there---with tons of immigrants coming in and receiving free health care and education. Who paid for that? The citizens of that country and their fathers and their grandfathers. Climb off your high horse.
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AvengerAzul
4/5/2016 10:06 EST
My wife and I have discussed this issue extensively, and are of the opinion that until we have paid/invested more of our money, via sales tax, etc. into the infrastructure of our new country of residency, we wouldn't seek refunds. You're using the resources, pay for them.
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barbiesimmons
4/5/2016 10:56 EST
It's a rather narrow view in my opinion---again--it goes back to the country of your origin---you paid taxes there--right?
When immigrants come in with very little--what money do you suppose they are accessing? Yours! So---in all fairness---when this is offered as a 'perk' for coming to this country--I am all for it! As for giving back --using the resources--etc---we are often paying more than locals when it comes to pricing. Whose pockets is that money lining??
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GringoinQuito
4/5/2016 11:36 EST
Barbie, not a high horse, but realistic . Ecuador is a poor country, USA is a rich country. It is wrong for the gringos, who have never contributed to Ecuador to ecpect a free ride. You sound like the typical ugly American. It is people like you who will provoke a backlash.
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GringoinQuito
4/5/2016 11:39 EST
It's not a perk for coming into Ecuador! It is a loophole that the gringos take advantage of. It is meant to help supplement the incomes of the poor Ecuadorian jubilados.
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kmoriarty45
4/5/2016 11:42 EST
I am a rather different position from most expats, so my opinion is strictly personal.
I am over 70, retired, and my portion of the family income comes from my U.S.Social Security monthly income. My wife is an Ecuadorian, middle '50's and a professional with a good job and decent monthly salary ( for Ecuador ). Our combined incomes not only support ourselves but assist her incapacitated sister and brother, and occasionally help out her two sons and their families.
While I certainly could use age etc. to file for a tax return, I don't. Because my wife is working, our accountant advised that we use her cedula for all our purchases and turn the receipts in at the end of the tax year as part of her tax filing ( Just like you'd do in the States ).
Whatever tax refund we get is through her. Afterall, she is the working citizen paying the taxes for the rest of us !
I carry a copy of her cedula, as well as my own, at all times and use hers at the grocery store etc.
The only hassle at the grocery store is that, per the accountant, household goods and personal items ( toiletries et al ) have to be purchased separately from food items. If the items are on separate receipts, the Gov. will allow the VAT rebate but not if they are all on one receipt.
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barbiesimmons
4/5/2016 12:03 EST
Uh--I wonder who the 'Ugly American' is here--I am not from the US--and I am not rude. It is my opinion. Boy--I bet you are happy to get things off your chest--you must be one angry so in so.
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GringoinQuito
4/5/2016 14:04 EST
So Barbie is not from the US. Great! What is she then? An Ugly Canadian, an Ugly Brit, or what? Barbie probably read in IL that Ecuador is a paradise where you can live on $600 per month by taking advantage of the loopholes. I just asked my Ecuadorian friend what their SS pension is. If you work for a minimum of 40 yrs and reach the age of 60, you can get a little North of $200. That is why they give rebates on the IVA, not to help some retiree extranjero earning 10X more. Just wait Barbie, the day of reckioning will come.
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barbiesimmons
4/5/2016 14:31 EST
Perhaps you are a nervous kind of person who lashes out at others to make yourself feel good. It is ironic that you keep talking about 'Ugly Americans/Canadians/Brits. Take a look at your communication style.
Over and out.
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WhoaNellie
4/5/2016 15:36 EST
The IVA refund is lawfully able to be claimed by all persons in the "tercera edad", ¿no?
It specifically says so at the SRI website at
http://www.sri.gob.ec/de/208
for "personas de la tercera edad", those 65 or older.
In many if not most official documents the distinction is made between nationals and foreigners, tourists and residents, for all different situations.
The Ecuadorians are not stupid. If they had wanted it to apply only to Ecuadorian citizens they would have said so. I am sure that when they wrote the law they considered the possibility of older foreign residents claiming the IVA refund, and they were OK with allowing that.
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GringoinQuito
4/5/2016 16:21 EST
Don't you have any sort of conscience about taking this money when, like I said, you are probably making 10X what the Ecuadorian pensioner is making? I volunteered for a year at a foundation that helped those people and their children that sell candy on the street corners to receive an education and training. Some of the ladies couldn't even afford the .25 bus fee to attend classes from time to time. Some would live with their 4 kids in one room hovels with only one mattress for a bed. I am so sick of some of the people who move here sucking on the Ecuadorian governments teat when they really don't have to. Take a minute and rethink your position. Pretty greedy, isn't it?
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OceanHideaway
4/5/2016 17:45 EST
KMoriarity...
If there are two descapicidados in the family, I urge you to have them request their rights under the law, as they too have a right to the IVA and to discounts. The disabled level is confirmed through specialists brought to the clinic and each municipality has an office of descapidados. The laws are there, and the change in the cedula allowing these benefits is free.
There is a booklet available to assist the family and there are benefits to the family and caregivers as well for appliances, and other options for assisting those with descapacities of every type and level.
Also...the latest move and current bill before the equivalent of Ecuador Congress, is to lower the monthly level IVA refund down to about $87 a month.
In addition such things as numerous luxury items and trips and vacation lessons ...are no longer accepted.
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barbiesimmons
4/5/2016 20:07 EST
Your post is sane --gracias there Nellie. There are always individual opinions put forward safely without having the skies fall in because of misdirected and unaware persons out there.
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iafarmboy
4/5/2016 22:49 EST
The two points of view are coming from two perspectives. Looking at it as a tax, it is legal and moral to pay no more than the law requires. Coming as an outsider, with such a difference in income/resources, the better way may be to think of it as a contribution or donation. Something else to consider is the stability of the situation that enables you to enjoy the beauty and benefits of living there. That is worth some kind of donation, or all may be lost.
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remoore2001
4/7/2016 02:24 EST
Mr Quito, You just must understand. With most Norte Americanos, it's shut the hell up. If some ones going to offer me money, I'll take it. Doesn't matter if it's a good idea to take it.
Let's do it now. Doesn't matter what happens tomorrow, as we are seeing now with the reduced amounts (87.00) being offered.
Screw the poor locals, they said I can have it and that means I'll take it.
Seven years ago when I first came here it was almost comical, because once a month the gov't would set up a tent across from the muni building to collect paper work for IVA receipts. Mostly expats lining up.
It's the same back in north America, If they offer it I'm gonna get mine by cracky no matter if I need it or not.
You folks who take from the local poor, ought to be ashamed. It would be the same as a rich immigrant in the US or Canada taking welfare because it's out there, so why not. Make yourself feel good by saying, what the hell it's out there, but really, you suck
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GringoinQuito
4/7/2016 12:06 EST
Let them take notice that you are not able to collect the IVA legally if your pension is more than 3X the basic salary. The rebate is only for those that earn less.
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General
4/10/2016 23:13 EST
Please cite and quote the translation of $87 IVA limit is not enacted yet, to my knowledge. Bureaucrats in every country get carried away with what authority they have and make up rules to show they are doing something as well as to make life more difficult for the people they serve. We do not have to feed into that.
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Hwy101
4/11/2016 20:03 EST
Please do the step-by-step, thank you for posting the info - Appreciated!
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Hwy101
4/11/2016 20:21 EST
It was Ecuador's decision - live with it...
Like he said: ... they are not stupid...
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General
5/6/2016 23:52 EST
5 May, 2016
My vistit to the Esmeraldas SRI office to file for the VAT or IVA refund today resulted in the discovery that presentation of the facturas (sales receipts or invoices) with the RUC of the vendor, the amount of the IVA, and my name and cedula number on each is no longer necessary as long as all of those and the transaction dates are itemized on the proper form. The process took some time as the clerk had to enter all of those details into the system, but she did not have to verify each entry against an actual receipt. This process will be done automatically if, and when the internet system is activated, but there is no projection of when that may be. For the time being, we need to use the same forms we will be submitting on the internet when we go to our local SRI office to request the IVA refund. Note: You will need to bring your original C.I. (Cedula or National I.D.), not a copy thereof.
The two forms that are required are: the SRI forms, and "FORMATO DE SOLICITUD PARA LA APLICACIÓN DE BENEFICIOS TRIBUTARIOS A PERSONAS DE LA TERCERA EDAD" and "LISTADO DE COMPROBANTES DE VENTA" They can be downloaded at: http://www.sri.gob.ec/de/208 under Formatos para presentar la solicitud de Devolución de IVA.
The the second form has a guide entitled, " GUÍA PARA LLENAR Y ENVIAR EL FORMATO DE REGISTRO DE COMPROBANTES DE VENTA PARA SOLICITUDES ENVIADAS POR INTERNET" that explains how to fill it in and also how to set your computer up for the Spanish system of monetary decimals and commas.
The maximum amount for VAT (IVA) refund to elderly (65+), A.K.A. Tercer Edad or Third Age and disabled persons is $87.84 dollars a month. VAT refund is unlimited for attachments, equipment and medical devices for disability care.
For those expats who have reservations about applying for IVA refunds, you may consider using them to give to charities or the Ecuadorians who ask for money. You may be a better source than the government is for such distributions. ¿Que te vez, una cara de gringo?
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General
6/16/2016 20:10 EST
June 1 rolled around and I learned that the SRI internet is still dysfunctional. Another source told me the IT contractors used cheap wire which is probably causing the problem. Transito is having similar problems. Last year I hardly ever had refunds more than the :$87.84 current monthly limit, and most of what I did get back was redistributed to help Ecuatorianos in need. I doubt that the government would have done so. I also noted that, unlike retirees who are getting by on fixed incomes, tourists seldom ask for refunds of their VAT (IVA). As a Vietnam veteran, I was disenfranchised by Affirmative Action, and do not have any problem accepting the IVA refund here.
.
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GringoinQuito
6/17/2016 17:25 EST
I too am a Vietnam vet (USMC 1965 - 1974). Ecuador does not owe me a cent. I refuse to put in for the IVA refund. Ecuador is in an economic mess and does not need greedy gringos to add to it.
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remoore2001
6/17/2016 17:48 EST
Always amazing the excuses people use for putting their hands out for something they really shouldn't be asking for. Agree with you Quito, just because it's there doesn't mean you should take it
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General
8/5/2016 19:12 EST
August, 2016: Submission of IVA Refund request at local IRS office was simple, except that there is a new form (Listado de comprobantes para devolucio´n de IVA) that takes into account the increase of IVA to 14% in all provinces except Esmeraldas and Manabi where 2% is deducted from the 14% IVA on the factura. Filing online is not yet possible, but with the forms it is no longer necessary to submit the actual facturas (sales receipts) since you do the entries of RUC and Factura numbers by date on the forms now. An user friendly form in Excel will let you correct errors, sort by dates, and cut and paste into the SRI form which does not permit changes. The entire country is experiencing an economic crisis due to the lowered crude oil values, but areas that were hit by the El Niño floods and the Earthquakes are in much worse shape due to loss of jobs, decline in tourism, and the general devastation that is going to take a long time to recover from.
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DDR
8/5/2016 21:00 EST
The US a rich country?That is rich Lol.
Hasn't anyone noticed the US$20,000,000,000,000.xx debt?
And that's just what they admit.In reality the US is a basket case.107% debt:GDP ratio.What's Ecaudor's GDP:debt ratio?US will never be able to pay that off.That went mainly to bailout the elites from the average tax payer.
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OceanHideaway
8/6/2016 02:28 EST
And remember folks...this is the General speaking: He takes his money back from Ecuador because he earned it...being denied the vote in the USA and all... well he claim to be disenfranchised by someone taking an affirmative action against him for...something .
... oh you mean he didn´t get something he wanted because a woman, diswabled person, immigrant or person of African slave heritage was given an equal footing with his entiteld whiteness?... oh...right...
By the way, this is the man who could not understand why all the damnificados who lost their homes could not be put up in the hostals and hotels on the coast which had no occupancy... yeah... he reaññy suggested that was a great idea...
And you know that 2% is not on necessities like food... in any of the provinces...
So as we poke at the General...let´s also take a moment to ask if anyone has heard from our old Uncle Joe Ecuador? We do notice you when you´re missing folks...
He may be an old gudgeon...but he´s our old gudgeon... Pipe up if you are out there sir.
Susan
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General
8/6/2016 06:11 EST
Ecuador, has an obscene disparity between the wealthy and the poor, and this is common throughout Latin America. But Detroit and Compton in the US have bullet-proof fast food stores, so go figure. However, in Ecuador there is a saying when one Ecuatoriano tries to over charge another: ¨¿Que te ves, una cara de gringo?¨ Meaning, what do you see, the face of a gringo? So, there are no apologies for accepting legal IVA refunds here, especially when the cost of living in the U.S, has made Ecuador attractive in spite of the losses incurred from burglaries, pick-pockets, robberies, and exorbitant fees that are tacked on by greedy bureaucrats.
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GringoinQuito
8/6/2016 12:05 EST
General, you have got to be the most greedy btard on this forum. Yep, screw those Ecuadorians out of the measly $87 Iva refund. I just can't wait until the government wises up and stops it for gringos, and then asks for a total refund.
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OceanHideaway
8/7/2016 22:10 EST
Wy yes General...
I do see the face of a Gringo!
It is ironic that you start your parable with: Ecuador, has an obscene disparity between the wealthy and the poor,...
And ended it with ...so I am going to rip them off for everything currently legal to get away with!
And you claim your rights to the taxes of Ecuador based on barred windows, in North America...
When a person appears here with a desgnation that is service related, I will often thank them for that service to our country...But I think that General for you stands for ...general low-life. You sir are a disgrace.
Susan
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Sojourner44
8/7/2016 22:23 EST
Susan, I've tried to unsubscribe from this acrimonious hate filled forum half a dozen times, but I keep getting posts from it every damned day. You people are disgusting with your incessant bickering and ugly comments. I must be being punished for past transgressions! Can't you, as moderator, simply unsubscribe me?
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OceanHideaway
8/8/2016 00:56 EST
No... I am only the Moderator... I am not an Administrator with Administrative powers. I cannot remove a person from the forum. ...
If you have found that going to your PROFILE and opting out of receiving emails is not working for you, then you will need to contact
help@expatexchange.com
and ask for Administrative assistance
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gillesroy
8/23/2016 08:00 EST
In response to the dilemma of getting your IVA refund or not, let me just start by saying that the fact that we are all here in this beautiful country is in part due to advertising by publications such as International Living. Our mere presence is taking advantage of all that this country has to offer, be it lower food prices, lower transportation costs, lower medical and dental etc. Because of us foreigners, price of real-estate has skyrocketed especially on the coast, Otavalo, Cuenca, and wherever we decide to put up our tent, and because we are willing to pay the asking price( inflated for our benefit) we prevent Ecuadorians from being able to afford to buy a home in those areas. So when you argue that claiming the IVA is a disgrace, I think that collectively we should look at our total impact on the people of this country. By the way, that refund is not taking anything away from anyone else, it is just the refund of the taxes we have paid on goods for our consumption. And also to clarify, the government, as of mid-July had received from the additional 2% and the special income tax(1 day for $1000 earned per month up to 5 days for $5000 earned) more then $246M.
NONE OF THAT MONEY IS GOING TO REBUILD PEOPLE'S HOMES, BUSINESSES OR LIFE. IT ALL GOES TO REBUILD GOVERNMENT INFRASTRUCTURES. So, why don't you claim your tax refund and give it to the people who really need it, instead of bickering with other expats while the people are starving and without a roof.
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GringoinQuito
8/23/2016 12:35 EST
Yeah right. These cheap gringos will donate it right away. Go ahead then, take the lousy $87. I am through with cheapskates like those posting on this thread.
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windshadow
8/23/2016 15:16 EST
Griingo Quito,
Why don't you try minding your own x'ing business. That might help. No one cares what you think and everyone has a right to their own opinion.
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OceanHideaway
8/23/2016 15:30 EST
Gilles has an interesting perspective on the issue of "taking the tax rebate"
Let´s take a closer look at his argument and see if it, in fact, bears weight?
By "our presence" I believe he refers to all gringos, including tourists and residents. And that is a very important distinction.
Now this poster claims that all of us are " taking advantage of all that this country has to offer, be it lower food prices, lower transportation costs, lower medical and dental etc.." But he fails to recognize an important fact: these are all perishable items, yes even services, because they are limited by time. by increasing the number of persons using or consuming these commodities, there is no diminution of the products and an increase in revenue to the economy. So his claim that "our presence" hurts these commodities is, incorrect.
Next, our poster makes a claim that
"(b)ecause of us foreigners, price of real-estate has skyrocketed". He then points out the the coast, Otavalo, Cuenca, as examples and gives as his proof: "wherever we decide to put up our tent, and because we are willing to pay the asking price( inflated for our benefit) we prevent Ecuadorians from being able to afford to buy a home in those areas."
This is the assumption is spurious at best. Real estate responds to supply and demand. What the poster is possibly unaware is the effect of a number of other greater impacts on the rising value of real estate in certain areas. These factors need to be considered and placed in their position of relevance against the impact from the resident gringo community which totals less than 0.02% of the population of Ecuador.
These factors include:
* The return of huge numbers of Ecuadorians from Spain is creating pressure on the housing market.
* The rise of the new upper middle class of Ecuadorians, which has grown since recovery of the country from the recession during and following the change from the sucre to the dollar, occurring from 1999 to 2010, and their spending of new wealth in places like Salinas and the coast.
* The end of rock bottom sales from those who in turn lost their fortunes during the same change over of currency, thus ending the buyers market of ten years ago.
As for this posters claim that "(b)y the way, that refund is not taking anything away from anyone else, it is just the refund of the taxes we have paid on goods for our consumption." I believe he missed the point.
The IVA tax goes to support many services that every person in Ecuador enjoys. Our taxes pay for salaries of those who work in the public sector to protect us, serve us, administrate for our needs, and respond to our requests.
This poster is also convinced that any funds that will be raised to offset the costs incurred from the earthquake of April 16, 2016, are moot. His belief is simply that "NONE OF THAT MONEY IS GOING TO REBUILD PEOPLE'S HOMES, BUSINESSES OR LIFE. IT ALL GOES TO REBUILD GOVERNMENT INFRASTRUCTURES." The poster does not, however, provide any proof of his claim. What he does not comprehend is that the cost of the earthquake is much more than simply rebuilding someone´s home. Peoples´lives were disrupted, jobs no longer exist but families must be fed, babies need diapers, the elderly as well, and there need to be schools (yes a government infrastructure) and hospitals. Workers need to be retrained. Loans for the immediate needs during the first month need to be repaid, quickly, before interest bogs down the repayment. And a myriad of other needs for the disabled need to be taken care of. In addition, structures need to be taken down, removed, and cleared. Police and military are needed to keep peace in the camps, where questions of safety and health are daily problems (and by safety and health read rape, drugs, and alcoholism, the protection against gangs, and more.) From the poster´s own statement, it is obvious he has little idea of exactly what is going on here on the coast in regards to the ongoing recovery and normalization that is taking place.
Let me close by saying if you are in fact a person of good heart who would if given the opportunity to contribute your IVA refund to the rebuilding of the coast, these are excellent crowdfunding activities you might consider:
Erik Wenz:
Please help rebuild Canoa, Ecuador
https://www.gofundme.com/26nd3g98
Sara Coppler:
Proyecto Saman: One of the largest and best run camps near Canoa
(http://www.proyectosaman.com/web/home.php)
http://us10.campaign-archive1.com/?u=05636ca42775e3a5d58eaf1a1&id=b767505da4
Erwin Musper:
Orphange in Olon (where a number of children who lost parents or were abandoned now live. This is an ongoing project from before the quake)
https://www.youcaring.com/orphanage-sant-maria-de-la-esperanza-ecuador-617532?fb_action_ids=1342146185798810&fb_action_types=youcaringcom%3Ashare
I am sure our original poster will be sending the funds from his own IVA funds immediately, in a show of support to those who suffered and lost so much and as proof that he really did mean it when he said he cares.
I look forward to checking back on these fund pages and reporting what he has donated through his generosity so all of us here can applaud his efforts.
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OceanHideaway
8/24/2016 23:26 EST
I agree with you GringoQuito...
I really doubt any of the negative naysayers who are clutching their refunds to their heartless chests have rushed to make a donation to the projects listed.
And I must apologize to your critics, but even if they do not like to read your opinion, it still matters and it will still post.
Once again we see some of the less compassionate sides of the type of gringo that chooses to move to Ecuador because they think they can live cheap and get one over the little brown folk that lived here before we arrived. Yeah, pretty screwed up way of thinking about your host country.
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windshadow
8/26/2016 17:16 EST
No more comments or you just are holding them back? I disagree with you and your buddy GringoQuito!
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remoore2001
8/26/2016 19:42 EST
Well Windhag, In your own words it kinda looks like no one cares about your opinion. Your pitiful begging for more comments
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OceanHideaway
8/26/2016 22:51 EST
I had not recognized that windshadow had made a commentary on this topic, did anyone else?
My apologies for not noticing you.
What do you have to add?
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windshadow
8/26/2016 23:47 EST
Remoore,
It looks like it is getting close to the time to hit the liquor store. The kind of comment I would expect from a wanna be grease monkey. You are such a loser.
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gillesroy
8/27/2016 08:42 EST
This will be my second and final post on this website.
First, let me say that I don't want to get into a pissing contest with you or GringoQuito.
Second, I apologize because English is not my first language, it is third after French and Spanish.
Third, you are very naïve if you think that we don't have a negative impact on prices of real estate, the fruits and vegetable we buy at the markets and everything else. All it takes is a few foreigners who have no idea what prices should be, that accept to pay asking price for a bag of strawberries or a plot on the beach or a piece of furniture at a market to create a situation where locals think that they can charge whatever price because we will pay. One thing is sure, Ecuadorians are not stupid and will take whatever we are willing to pay. That is how prices go up.
Whatever a person decides to do, claim the IVA or not should not be anybody else's business. Anyone can have an opinion and be respected for it, but that should not be the main focus of a website such as this.
I am sure that the intent, when this website was created was to help new gringos by matching their concerns, problems searches for answers etc. with other gringos who have been living here long enough to be able to help.
I know what I am doing to help the people of this country and that is enough for me. I do not need to have my personal finances audited by other expats to determine my worth. The man upstairs is my witness and that is good enough for me.
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00abuse
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OceanHideaway
8/28/2016 14:14 EST
So essentially, the person who has less knowledge of a commodity, through lack of communication skills, will pay more. Hence a gringo who speaks little or no Spanish will over pay in the market.
But we know that.
Taking grievance with that and claiming that in return that same gringo is "owed" a refund from their taxes, even though those same taxes pay for the social programs they are now enjoying that they never contributed to previously, is childish.
And for the record, no one is "auditing your finances", and everyone is entitled to their opinions, even if they are not in accord with your own.
As for the purpose of this forum, it is for the sharing of ideas and opinions, And not the stifling of those opinions when they make a poster or two start to squirm when they recognize their own foibles.
Ecuador does not collect taxes in any other manner from its residents (with the exception of a very reasonable property tax for those who own property). To deny this country that 14% on what amounts to luxury items by its senior gringo population is pretty pathetic. Especially after they are reaping the rewards of half price everything.
Just my opinion.
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11abuse
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