" Im a full time worker in germany since more than 1 year i was wondering if there is a way to stop having money removed from my pay for the ""rente"" (pension). As i am not a german citizen (i am canadian) and i dont think i''ll spend my life here. do there is any way to not have to pay the ""rente"" or to get it back? "

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" The Rente is really thorny issue for foreign workers. But the short answer is ""no"" you can''t stop paying it out now. As of current law, the way I understand it, is that if you leave Germany before five years you are entitled to apply to have half of what you''ve paid in returned to you. Only half of what YOU''VE paid in. This process is long and involved with lots of paperwork and I''ve read accounts of people that waited a couple of years for the return payment. If you stay over five years, what you put in the system stays in the system and, at least theoretically, you''re entitled to a pension check - however small it may eventually be - when you reach retirement age. Hope that helps. There are some sites on the Internet devoted to the Rente issue but the only ones I''m aware of deal with the issue as regards freelance workers and from what you''ve written you''re Angestellte, right? "

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Sort of. If you are self-employed you don''t have to pay it. But if you are employed in Germany as a foreigner then you have to pay it. You can get your contribution back if you leave before 5 years (this takes 24 months to do). If you stay longer than 5 years then they will pay your social security administration in your country if there is a treaty and you get the money when you retire. The US has a treaty - I am not sure if Canada does. Check out: www.bfa.de for more info. Rhody

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