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Buying a used car

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billmiller54
  1/29/2015 13:39 EST

I saw the following statement on a car advert on adverts.ie.
What does "tax and nct are out.

Runs great, Should pass a nct easy.
I stopped driving after my job moved office and I dont have the time of patience of dealing with the NCT place. " mean? Other folks made comments about "tax for x months".

FlowerFairy
  1/29/2015 14:08 EST

I would not touch it!

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billmiller54
  1/29/2015 14:11 EST

Please explain tax and NCT.

DonieHoran
  1/29/2015 14:13 EST

Greetings,
Ref your earlier email.
Tax : refers to an annual car tax imposed by Gov on each vehicle - on payment you will receive a road tax disc for display on your windscreen - failure to display will result in proscution by police service.Cars with low pollution/emission standards attract lower tax rates.
NCT :Car Owners are obliged to have vehicles over 3 yrs of age, tested annually in a designated vehicle testing centre to determine road wordiness & overall safety standard.You are obliged to show a valid up to date NCT pass on your windscreen .
Failure to display valid tax & NCT certificates will attract penalty points by Irish law - if you accumulate sufficient penalty points - it can affect your car reinsurance quotation/costs & ultimately ,the accumulation of an excessive number road penalty points will result in driver disqualification/Court action.
Sounds really harsh when outlined together in a few sentances put in reality, most of these measures can save life on the roads directly or indirectly.

DonieHoran
  1/29/2015 14:14 EST

Greetings,
Ref your earlier email.
Tax : refers to an annual car tax imposed by Gov on each vehicle - on payment you will receive a road tax disc for display on your windscreen - failure to display will result in proscution by police service.Cars with low pollution/emission standards attract lower tax rates.
NCT :Car Owners are obliged to have vehicles over 3 yrs of age, tested annually in a designated vehicle testing centre to determine road wordiness & overall safety standard.You are obliged to show a valid up to date NCT pass on your windscreen .
Failure to display valid tax & NCT certificates will attract penalty points by Irish law - if you accumulate sufficient penalty points - it can affect your car reinsurance quotation/costs & ultimately ,the accumulation of an excessive number road penalty points will result in driver disqualification/Court action.
Sounds really harsh when outlined together in a few sentances put in reality, most of these measures can save life on the roads directly or indirectly.

FlowerFairy
  1/29/2015 14:19 EST

Others who are more au fsjt with buying a used car will be better placed to comment but basically it is all to do with whether the vehicle us roadworthy. You need the correct paperwork to prove ownership and road worthiness (NCT) and then you pay nnual road tax.

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billmiller54
  1/29/2015 15:03 EST

Would anyone guess the cost of insurance for a small car (Honda Civic) 5 yr old, for a retiree drive less than 5000Km per year, third party fire and theft.

billmiller54
  1/29/2015 15:03 EST

Would anyone guess the cost of insurance for a small car (Honda Civic) 5 yr old, for a retiree drive less than 5000Km per year, third party fire and theft.

FlowerFairy
  1/29/2015 15:34 EST

I do not know but it is my understanding that if you have a letter from your own insurer evidencing 5 years plus no claims you can save up to 70% on insurance.

markgrimes
  2/9/2015 13:36 EST

""tax and nct are out"
Both motor tax & NCT cert are expired, you will need to get the NCT (national car test) done before you can pay for the tax on the car.

You cannot insure or legally drive the car until both these are done.

billmiller54
  2/9/2015 14:06 EST

The citizensinfo site listed something about $1000 for a registration plate. What's up with that?

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zajom
  2/11/2015 14:45 EST

Don't buy this car if the NCT is out. It needs to pass NCT before you pay the tax. The tax is determined by engine size, 1.0 being the lowest. Here's a link http://www.environ.ie/en/LocalGovernment/MotorTax/MotorTaxRates/MotorTaxRatesBasedonEngineSize/
If you don't have an Irish license the insurance will be very high and difficult to acquire, get your "Learner's Permit" asap, the test is really easy. Also, as someone else mentioned get the notarized letter from your previous insurer showing no claims.

zajom
  2/11/2015 14:45 EST

Don't buy this car if the NCT is out. It needs to pass NCT before you pay the tax. The tax is determined by engine size, 1.0 being the lowest. Here's a link http://www.environ.ie/en/LocalGovernment/MotorTax/MotorTaxRates/MotorTaxRatesBasedonEngineSize/
If you don't have an Irish license the insurance will be very high and difficult to acquire, get your "Learner's Permit" asap, the test is really easy. Also, as someone else mentioned get the notarized letter from your previous insurer showing no claims.

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