gongi
1/29/2017 05:42 EST
Hello, Does anyone experienced the concept "rent-to-buy" in Italy (Afitto/Riscatto) ?
Thanks, Gongi
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lindanoto
1/29/2017 09:51 EST
It's rather new but I have seen it done here. You will need a decent caparra of at least 20% . I have also sold this way.
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nick0126
1/29/2017 10:00 EST
i did it when I bought my hose because the title wasn't ready for transfer (land issues to be resolved).
I did it within the COMPOMESSO itself and just added the conditions.. It is legal and if worded carefully, can give you pretty good protection. breaking a compromesso by a seller is very expensive for the seller.
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nick0126
1/29/2017 10:03 EST
it you have a motivated seller, and that is often the case at the moment, you can craft a good deal with a smallish downpayment. Issues may arrise if a legal real estate was lisiting the house. if you found it thru them, they will want to be paid...
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gongi
1/30/2017 00:59 EST
Our motivation is mainly to have a confidence that the candidate apartment serves our needs.. Does it always need to have this "caparra" or can we suggest to rent the apartment for say 1 year, with an option to purchase it in a pre defined price when this year ends? (with no down payment)
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lindanoto
1/30/2017 04:05 EST
For the one year - Contratto Transitorio , how would you be staying in Italy? Dual citizenship, Study/work visa , Elective Residency?
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