Actually, you MUST have a valid rental contract and/or own suitable housing in Italy to obtain a visa.

I have to say, speaking in general terms, your apparent income is far short of the usual requirement for a visa. But I don't know enough about visas for religious workers to offer any advice on that matter. Have you been in contact with a group that sponsors such workers? They probably have a good knowledge of what works and what doesn't.

For basic visa info, go to this page and scroll down to the question/answer section: http://vistoperitalia.esteri.it/home/en#BMQuestionario

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