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Family of 6 move to Luxembourg?

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Amundsen
1/15/2012 14:15 EST

Any advice about good estate agents to contact to discuss what one could buy for 600,000 Euros. Looking on-line, the houses for this price seem to be on busy streets but it's diffiult to tell because there are no addresses on the estate agents website. We are looking for minimum 3 bedrooms, ideally 5 bedrooms. We had been looking at Bonnevoie area and within easy reach of city centre. Re/ mortgages in Luxembourg. Does anyone know what multiple of salary for a mortgage is? What is the norm in Luxembourg? 2 times salary or 3 times or 4 times? Cheers, A.

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arizonalux
1/22/2012 07:54 EST

Tuition at the European school or International schools is very expensive, so definitely confirm if the employer is willing to cover that to make it affordable.

But more importantly, you should know that schools here are not supportive of children with learning disabilities AT ALL. I don't know about the European school, but at the International school, they basically will tell you that you can try, but they are unwilling to do anything beyond the norm (i.e. nothing extra) to accommodate a special needs child. Even with physical infirmities, there are no elevators or wheelchair access or handicapped facilities on the premises, and this is in a relatively newly-built facility.

Again, I don't know much about the European school, other than admissions/acceptance goes first to children of European Union employees, then to "founder companies" (companies that helped finance the construction of the school) and then a huge waiting list for everyone else.

Other than the International school, there is St. Georges british school, but it's small and every British person I've met here says it's crap and sends their kids to ISL.

If your children speak French, perhaps you could have better luck there. But definitely call the schools and ask detailed questions, especially as it relates to your special needs child.

Hope this is helpful and good luck!

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Angolan
2/3/2012 09:07 EST

Well, be prepared for the primary school education here. Is not easy for kids. They will speak German and French at primary school and Lycee. The government will help you giving money for each of kids to stay at home but will not pay school fees. The most difficult will be to find an accommodation at a reasonable price in the city center (where the university is located) for a family of 6. Prices started at 3000 euros/m3. There is no social life like in London. So, forget about the production company in film weddings and events. And, yes, the lack of Luxembourgish will close many doors. But with only 75 euros/year you can learn it. And remember that people without job are increasing everyday here. Scaring...Anyway, good luck and welcome to the Unesco site of Luxembourg!

P.s. Sorry about the english explanation:-) pm if you don`t get something, ok? I will do better!

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tracyofnorfolk
2/10/2012 07:24 EST

Hi, I can't speak to the details of local or other private schools, but my daughter is a graduate and my son a senior at ISL. We have been very happy with the curriculum and my daughter felt well prepared for her studies back in the US university. Luxembourg has a lot of offer, particularly when you discuss the busy life and long commutes as we had that in the US as well. Luxembourg is focused on the family. The city is small, so easy to navigate and get your bearings quickly. It is very safe compared to other cities in Europe, the US and the world-winning the safest city award last year. There is a focus on family and family time. Going on vacation means your entire family goes on vacation. There are very few vacation weeks where the kids have projects to do or things to hand in upon their return. Sports, if they are interested, can be through the school or club level. Practices are perhaps 2-3x a week which I find refreshing! The movie theater shows a lot different kinds of movies including those in English, but subtitles are added. There are lots of parks and playgrounds in and around the city. Lux is a rich country but it is not ostentatious. You will see nice cars and nice homes. It is super clean and there are lots of rentals if that is something you are considering before you buy. (Finding one in the early summer is easier than later in the school year) I have heard mixed things about the public school system, but only through parents who have moved their kids to ISL so comments would most likely be tainted... Moving to a new country with a different language is challenging, but it united us as a family as we had to rely on each other. Also, because of the school times and sporting activities right after school, we had our evenings and weekends free (mostly) to do things together as a family. Something we struggled with in the US. Best of luck with your decision!

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tracyofnorfolk
2/16/2012 09:32 EST

This just popped up today on the Wort (local english news) regarding children of expats attending local schools. Thought the contact info might be helpful:
http://www.wort.lu/wort/web/en/community/articles/2012/02/176342/index.php

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Amundsen
2/16/2012 15:51 EST

Thanks for sending that link and to the others who have offered their experience and offered advice. We have to wait now until the end of March before we find out if my husband has been offered the job. I've had a lot of time to fully investigate. The family allowance is something I didn't know about and with 4 kids that would be a small fortune. We'd be planning on sending the kids to the European School and applying for the French school as a back up, hoping they'll all pass the test.

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Amundsen
2/16/2012 15:51 EST

Thanks for sending that link and to the others who have offered their experience and offered advice. We have to wait now until the end of March before we find out if my husband has been offered the job. I've had a lot of time to fully investigate. The family allowance is something I didn't know about and with 4 kids that would be a small fortune. We'd be planning on sending the kids to the European School and applying for the French school as a back up, hoping they'll all pass the test.

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aussienomad
3/2/2012 07:43 EST

You will be happy living in Luxembourg, but you will not buy a house for 600,000 euros in Luxembourg near Bonnevoie unless it requires a large injection of funding for renovations or is located on a less desirable street. When applying for a mortgage, they will consider both incomes and will lend up to 90% of the property value if the repayments are taken directly from your salary. You will have access to government funding for property purchase tax, so getting onto the property ladder is not too difficult, if you are willing to be flexible on location and realistic on price. I would recommend renting for the first 12 months, so that you can become familiar with the locations before purchasing a property.

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