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Medical question

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SacKing
  9/24/2016 17:04 EST

I was talking to a friend yesterday and he went at length about his brother-in-laws (a Mexican natiional)troubles with the Mexican Health Care System. His operation was pushed back daily for five days , as priorities took president ( it seemed as they did evaluate him daily.
On many Mexican forums many expats report lack of attention. Does it seem that the "Rick Americans" are discriminated , or is it just that the system is vastly overloaded?

souix
  9/24/2016 22:22 EST

The LATTER obviously.

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JohnPS
  9/25/2016 11:17 EST

If he didn't have government healthcare, the situation might be even worse. I've heard of poor Mexican families who have had to raise several hundred thousand pesos before the hospital would begin essential surgery. Certainly a big drain on family finances, and in some cases totally impossible to raise the funds, and very sad indeed.

Rodrigo1974
  9/25/2016 11:51 EST

you'd better make sure that your expat medical coverage will allow you to enter the hospital in the event of an emergency without having to give them, say, $10,000USD in advance as a deposit. I've heard of this happening. also, contact your local Mexican hospitals and make sure that they will allow you immediate entrance with your health insurance plan and get the name of the person you spoke with. as an extra measure, try to contact the director of the hospital, as well, or else...............

anitamaria
  9/25/2016 12:10 EST

I am hearing many things from all over the world. In my opinion the health care system is globalized. It is sad but true. My husband is Mexican and his sister waited six months to take out a growth from her face in Mexico. It is hard to get care everywhere on the world. I do not know why. Is it the price of the workers, or the building, or equipment's, or medicine plus greed. Or are there just to many of us who promote the madness in the market because of the many who seeks it. Is it demands driven?
May be.

RVGRINGO
  9/25/2016 12:32 EST

The Mexican government health programs, like most social medicine in other countries, is based upon need and the need for urgency; in other words, a triage system. If someone with a greater need arrives, you may be put back in line and have to wait longer. On the other hand, those with immediate, life threatening conditions will be sent to the head of the line and treated immediately, at least with whatever resources are available at that time. Sometimes, certain things are just not available.
The private hospitals in Mexico are a different story; generally excellent and much more reasonable than in the USA, for sure. However, they will generally require a deposit for admission and you should not expect them to accept your US insurance without prior approval. Even then, you will be expected to pay a deposit. Bills must be paid before you are discharged, so if your US insurance does not commit to pay, you can be held. Note that BC/BS Blue is closed on weekends and I was once held over.

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MexJuan1
  9/25/2016 12:59 EST

Healthcare, the most necessary of all the "Insurance Evils", insurance in general, is nothing more than a total rip off! I'm 64, been driving for 48 years, paying insurance all that time. Who knows how much it cost me? I, really, don't want to know because it would upset me way too much. I NEVER had an accident or a claim. When I retired, I sold my car and use Public Transit. I'm done with that issue. At my age, being a healthy person, on no medications of any kind, in Mexico, I will just have a Major Medical Catastrophic Plan to cover something serious for as cheap as I can get

Retiree2
  9/25/2016 14:07 EST

Those Mexican families are ignorant to the Secretaria de Salud law giving immediate access to anyone tthat needs service at any Seguro Popular hospital free of charge without belonging. They need to get an education first and find out what their rights are as a Mexican citizen. They threw their money away out of ignorance showing up at private hospital in an emergency.

RVGRINGO
  9/25/2016 16:07 EST

Getting private medical insurance in Mexico for a senior citizen can be very difficult; even impossible over the company‘s cut-off age.
Seguro Popular may be the only remaining option and is available to all legal residents, but the quality and availability of services can vary greatly from one area to another, and it remains a public socialized triage system, not an insurance paid system.

SacKing
  9/25/2016 17:04 EST

Sorry, I wasn't totally clear, the person who was operated on was Mexican with the Mexican universal health care (I don't know what it's called).
Great answers! Looks like Mexican health care is similar to Canada's.
Is it possible to get insurance after 70, or just prohibitively expensive?

JohnPS
  9/25/2016 21:02 EST

Either IMS or Seguro Popular

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RVGRINGO
  9/26/2016 14:12 EST

IMSS is available to employees, and to others for a fee. There are restrictions for pre-existing conditions and some may be refused.
Seguro Popular is free to most legal residents who have no other insurance.
Private insurance over the age of 65 or 70 is generally impossible, unless purchased at a younger age. However, the rates increase significantly with age, so may become too expensive anyway, leaving Seguro Popular as the only option.

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