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Dental Insurance

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mollyolaf
12/2/2014 12:58 EST

Hi,

I was recently offered a job in Oslo and am currently negotiating salary and benefits.

I am wondering if anyone can recommend a dental insurance company in Norway. I would like to get a ball park estimate of the cost so that I can add this to my counter offer.

Thanks
David

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Jonty
12/4/2014 04:30 EST

There's a discussion here ...

http://www.diskusjon.no/index.php?showtopic=762290

A guy mentions a bill for 20,000,00,- ..... superficially, jobs in Norway look well paid but take off tax, national insurance and see how far what's left goes. A good place to check the prices of cars and houses is finn.no I was quoted 6700,00,- for the cheapest winter tyres fitted.

It seems dental insurance is hard to find in Norway. I suspect, like me, most foreigners get dental work done abroad or not at all.

On thew whole, foreigners earn less than Norwegians. Are you a "cheap" option? Realistically, calculate your standard of living. and remember your access to any benefits in return for contributions to the Norwegian National insurance scheme may never materialise.

http://www.eftasurv.int/press--publications/press-releases/internal-market/nr/1476

and

http://www.eftacourt.int/fileadmin/user_upload/Files/PRs/2013/3_13/3_12_PR_EN.pdf

You MUST understand there are rafts of rules that can be used to deny you benefits in Norway because you're a foreigner. The most disturbing thing about this case is that the Norwegians let it go to court. They HAD Stig Arne. Jonsonn's national insurance contributions but saw no reason why he should get anything in return for them. Norwegians who have never worked get trygde if they go abroad but foreigners who have worked in Norway for decades get nothing if they go abroad. Remember, you immediately become tax liable to Norway but other bits of the Norwegian State will deny you live in Norway for the purposes of receiving anything in return for your national insurance payments and will go all the way to the EFTA Court rather than pay you what you're entitled to. Beware.

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Tazzbaby
12/16/2014 13:36 EST

To my knowledge there is no such thing as dental insurance in Norway so to speak. There could be through the expat exchange or other American organisation, but not sure how you'd go about adding that to your package deal.

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