Let me know when you are coming next year, and I will show you some amazing beaches and expat communities that are built around the ocean near Boquete. Boquete is of course in the mountains, so we have to take you down to sea level to get some beach for you. It's all along the coast, but for now, much of it is protected and wild life preserves. There are only some communities that are now happening, and allowing beach and ocean front for expat communities and living.

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You are not going to find all of those in one place in Panama...

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Hi,
If you want to be by the beach you are going to have to accept warmer temperatures. However, near the ocean also means ocean breezes which we find keeps us plenty cool. On the few occasions there is no breeze we get in our boat and go for a ride and make our own breeze. We go out a lot more than that since we love being on the water. Just make sure that whatever house you buy or build is built for letting the breezes blow through. We also have fans in every room and AC in the bedroom. We find that if we put it on on hot nights for a couple of hours, it stays cool the rest of the night.
We live in Bocas del Toro but it's kind of in the boonies and some services and things are not available. We've gotten used to that and have our ways of dealing with it. There are services in both David and Panama City who provide a buying service. They get what ever you want and send it to you for a fee. Well worth it.
You could try some of the towns outside Panama City along the Pacific coast if you want more convenience like Gorgona or Coronado. On the Caribbean there is Isla Grande.
If you really prefer cooler temperature you will have to live at elevation a little away from the sea. Try Dolega above David but below Boquete. The expat community won't be as big but I'm sure there will be some. You have to not mind locals as your friends and neighbors as well as expats.
Decide what's most important and see where you can fulfill the most of it.
Good luck.

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Many thanks for all the info received by PM - really appreciate the input !

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