abcdef814
12/28/2014 16:41 EST
I've been readings pros and cons on getting the full panama insurance coverage instead of using Canadian credit card coverage. What's the opinion of this group ? Looking forward to hearing your comments because I have so appreciated your guidance in the past. Thanx !
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jakeddoc
12/28/2014 16:51 EST
As tempting as it might seem to forego the car insurance in Panama I strongly advice against doing so.-I tried it once with Hertz, I felt that as a gold member and with a long good history with this car rental company it was not necessary, upon returning the vehicle they found every tiny line mark and scratch on the car as well as hubcaps and trying to remove the charges was a pain. I believe the advertised rental fee is a "loss leader" the profit is on the rental insurance. Just think of it as an expense necessary while driving in Panama.
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jedard
12/28/2014 20:30 EST
Please read this carefully.
You can rent a car at Fox Riande. This is MaryStels email. You will never have to worry about insurance. Just use your Visa to cover everything but the mandatory Panama insurance.
I rent from her for 4 months at $600 per month.
You can drive away worry free.
Here is the email
Caprentiande@gmail.com
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panamaguy
12/28/2014 22:43 EST
I would strongly suggest using the insurance the car rental agency supplies but really inspect the car before leaving with it and make sure all damage is well noted on your contract.
We operate Beaches Auto Rentals and Sales in Coronado,and provide a form you go over with us to note all marks dents etc prior to leaving and sign the form.
As well we supply all our clients with a number to call immediately in the event you are involved in an accident.
Never leave the scene until the insurance company inspector have viewed the scene and taken pictures and notes as well as the Transito Police otherwise insurance will not cover the damage and you will be held responsible.
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BoqueteGirl
12/29/2014 07:31 EST
There are a few things to think about here. #1. You must take their Liability. Reason: If you get into an accident, and even if it's not your fault, you will not be allowed to leave the country until their medical bills are paid. With the rental' s liability, no problem. With your credit card paying, it may take 30 to 60 days for them to settle the claim.
#2. If you get comprehensive by using your card, they will deal with them directly. So that is why we would only take the liability portion while traveling back and forth from the states.
We were given this info from a friend who had been coming down here for about 15 years and knew of the different experiences people suffered with rentals. Hope this helps just a little.
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toucanrob
12/29/2014 19:56 EST
First, the liability coverage is mandatory. So the only question is whether you buy their collision or waive it and cover it with your credit card. I've done it both ways. The only question is: "Do you feel lucky today?" If something goes wrong, do you really want to deal with credit card companies, banks, and car rental agencies. Whenever I buy their insurance something goes wrong and I'm glad I had the coverage. I'm on vacation - time to enjoy myself and not deal with hassles.
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