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Peru banking

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davemoody8
  1/3/2018 20:55 EST

I want to establish a checking account at a bank, Scotiabank or Interbank. Is this still possible without a business visa? I have a US passport.

pistachio
  1/4/2018 02:32 EST

No.

Checks & checking accounts in Peru are Extremely rare,

Said better, Non-existent.

Checks are not used. ha!, No one would ever trust a personally handwritten currency here

You might see bank checks but more typical is Debit or a receipt showing transfer of funds to the payees acct as proof of payment.


Your passport is a form of ID or aunthenticates your arrival and visa status.

Means nothing for banking. In fact, without the Carnet de Extranjeria, YOU ARE INVISIBLE TO THE BANKS. They will hardly talk to you.

Even if you have you passport "legalized" at the US Embassy, it still is no help.

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davemoody8
  1/4/2018 11:20 EST

Thanks pistachio,
That was my initial experience. I desire the account, and see that I need to get a business visa to bank, invest in private equity, or get established as a part time resident in retirement.

pistachio
  1/4/2018 12:27 EST

I believe a requirement to maintain your Carnet in good stead is that you must be resident in Peru for at Least 1/2 of all the days in the calendar year plus 1....

2fitogzr
  2/24/2019 01:20 EST

I walked into Scotia Bk and other banks with my passport and my “permiso especial para afirmar contratos”. This is a sheet of paper issued at Banco National next door to Scotia bank next to Kennedy Park in Miraflores. It gives you the right to sign a legal document in Peru. Without this no bank would talk to you. But wait!! :) there’s more! The second piece if evidence is proof you rent an apartment in Peru (or own) This means you must show proof of paying water and electric bills, that us, an invoice in your own name. This is a “factura mensual” or invoice month. If you re staying at a hotel forget it. Also if the monthly bill goes to your apt landlord and your rent includes utilities,forget it. Theyare strict about this.

rianmi
  2/24/2019 12:55 EST

Thank you for this info. I am married to a Peruvian and we are just renovating an apt in the family property. Interesting that even though I will have far more over the stipulated income, I will not be able to open a bank account. I will neither be paying rent or electricity bill.

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2fitogzr
  2/24/2019 15:19 EST

Do you mind if I ask, do Peruvian women have a great interest in moving to USA? I spent a few evenings dining with a nice Peruvian lady in Lima last year, unfortunately was obligated to finish a tour and did not stay in the city long enough to actually know her. I felt that our almost 20 yr age difference could be a problem. Is the desire to relocate to a western nation a common reason behind their being willing to be with older men or is that just played up a lot? I realize this is off topic but wondered if you had any insights into Peruanas.

pistachio
  2/24/2019 18:09 EST

I believe you can get a renewable Carnet de Extranjeria on the basis of your marriage to a Peruvian citizen. She has to vouch for supporting you. You may gave to have your marriage legally recognized by Peru if you were married elsewhere. OR, maybe you just marry again. (haha)

littlepaul26
  2/24/2019 20:06 EST

I would be happy to discuss this issue with you in a off public discussion on a private message if you wish.


paul

littlepaul26
  2/24/2019 20:07 EST

I would be happy to discuss this issue with you in a off public discussion on a private message if you wish.


paul

littlepaul26
  2/24/2019 20:20 EST

there are a few ways around this issue.
1. get a carnet that allows you to do transactions, contracts, etc. the cost is relative cheap an lasts for a month. you get it at immergration.

2. you get residency. there are many options on getting residency depending on how you wish to get it an the time an cost and guarantee you might have to post.

3. just put all in your peruvian wifes name an dni

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littlepaul26
  2/24/2019 20:30 EST

Bcp is about the only Bank that will touch you. you goto immigration an get a carnet to do contracts, then goto bcp with the following info:
1. carnet
2. proof of an peru address
3. your valid us passport

with that info you can get a bank account . if they refuse you go back to immigration an let them know . because you have a special stamp on your passport saying you have the government permission to open an account in your name.

rianmi
  2/25/2019 08:50 EST

I like the last part as we got married in the USA ??

CharlesLehtinen
  2/26/2019 17:25 EST

It is impossible to secure a bank account in Peru until you secure a VISA.

littlepaul26
  2/26/2019 23:59 EST

you are correct. you have to have a visa even to visit Peru. However you can acquire a visa at the airport if you have an american passport. I do not know about other nationalities.

2fitogzr
  2/27/2019 13:04 EST

The only "visa" they look for during my several arrivals at the Chavez Airport is the small slip of paper that the flight attendant hands to you at the start of "atterizar" or decent. You fill in your basic info such as nationality, duration of visit, etc.

pistachio
  2/27/2019 16:37 EST

That is the "declaration". The Visa is inherent in the entry stamp on your passport. It can be from 30 to 90 days.

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