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Retiring In the Philippines: Pros & Cons

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CAteacher
  4/14/2015 13:44 EST

Let me try posting another article and see if this one is glitch free. You might remember that several months ago Betsy, one of this site's administrators, requested input for this article. I'll be we can all find a few things we'd disagree with, but is it helpful? What do you think?

http://www.investopedia.com/articles/personal-finance/041315/retiring-philippines-pros-cons.asp?partner=YahooSA

BC57
  4/14/2015 20:13 EST

Hi,
What is the name of the PH government agency that gives expats $7,000 worth of household goods? I definitely want to save that information as I'll be retiring in about 4-5 yrs. I already have a house that is 3/4 completed.

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CAteacher
  4/15/2015 00:24 EST

Read it again, slowly. :-)

TitoMike
  4/15/2015 08:58 EST

@CAteacher. Concerning the Philippines, I think the referred article and those of it's ilk (follow the $200K link) hurt more than they help. If the devil is in the details, the devil, in these cases, encourages quibbling, presentation of possibilities as absolute fact and outright misleading information.

My response may seem way too long, but offering the lengthy version assures me that folks asking me what I really meant just don't want to get it or are, heavens forbid, trolls of the greatest magnitude.


- Spending $800 to $1,200 does not support a lifestyle featuring dining-out and in-country travel.

- Duty free importation of $7,000 worth of household articles comes only to those who have a 13X visa, for which the basic requirement is marriage to a Filipino citizen.

- The governing statutes explicitly state that foreigners claiming over 60 senior citizen benefits may be jailed for two years and deported.

- Work permits are tied to types of visas. There are two very long lists detailing occupations and businesses in which foreigners cannot participate. Foreigners must show the SEC a minimum of $250,000 paid up capital to legally register a sole proprietorship business in the limited areas allowed to them.

- The scenic beauty of the Philippines is primarily noticed in sparsely populated mountainous regions and islands where infrastructure is a distant thought away. And places like Boracay and El Nido are will eat up a $1,200 budget in 5 days or less.

- The 1,2 and 3 bedroom $125 to $400 properties mentioned in the link from your referred article vary from 250 to 700 square feet and come without refrigerators, stoves, air conditioners and sometimes light bulbs and toilet seats. They feature hand-cranked glass louvers in tinsel paper thin aluminum frames and electric bills that frequently match the amount one pays for rent. A 350 square foot condominium costs $60,000 and comes with a $100 monthly open parking space and a $100 monthly maintenance fee for little if any maintenance.

- I play golf with Filipinos who slide easily through nuanced English. College educated bank tellers and store clerks are less facile. Perhaps you see where I going with this. The truck driver I ask for directions and the girl who wants to be my cook take a bit more time. People who can't handle bits and pieces of the local language should be prepared for unpleasant surprises.

- It would be to the disadvantage of most expats if the Philippines were one of Asia's fastest growing economies, if that were true. But it's not. As in most countries, money made is not money equitably distributed, so labor is still cheap enough for cite that as a factor, never mind inflation, for expat retirees to fly Philippine Airlines.

It's not true that healthcare sucks except within the national capital region. It's just as bad there if one can't pay a lot of money to secure the best. It's a no brainer to fly back and use U.S. medicare when looking at a $15,000 heart procedure in Manila. In my case, the diagnosis pointed me toward an expensive procedure that wasn't necessary once I left the country and looked for other opinions.

I've been working my way through the pros and cons of retiring in the Philippines as listed by a group that wants me to invest with them. There are people in the Philippines who have developed websites in order to attract and sell things to people willing to listen to the pros and cons of retiring in the Philippines. I'm gonna cut the out-of-country people a little slack because their lies are more a result of ignorance and sloppy research than the in-country people whose Pollyanna approach and homespun BS are counter to what they really know.

In summary, that's what I think.

.

CAteacher
  4/16/2015 00:52 EST

Well done TitoMike! The article presents a very starry eyed view of the Philippines, but I thought people would like to see what's being circulated. And also to see what can be crafted out of honest contributions when well intended out-of-country-editors get their hands on them.

ranoae
  1/6/2016 12:13 EST

That was a great, down-to-earth feedback related to the other articles about the Pros and Cons.

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CAspacecowboy
  1/7/2016 10:31 EST

BC57 - go to http://www.pra.gov.ph/ for details on the SRRV.

When you say building a house, be careful in that a non citizen cannot own the land, with very, very specific exceptions. Then even with a long-term lease, one needs to make sure all documents are triple bulletproof in case the land owner passes away.

TitoMike - with the SRRV you also get the $7K exemption.

But, the SRRV requires a time deposit of anywhere from $1,500 to $30K USD depending on several factors.

louisbecke
  1/9/2016 16:58 EST

We leave for Thailand later today. Moving some stuff there for the permanent move. Ive had enough of the Philippines. They never progress they just don't, not it's people or government. Walking down the street or going to the market is no different than it was 30 years ago.

The constant looking over your shoulder and wondering what this or that person is trying to get out of you wears you down. the precautions we are taking just to make it safely through Manila International is ridiculous.

I'm sooooo looking forward to relaxing and going shopping or just walking without being harassed or wondering if I'm being set up for scam.

It's 6:00am here and we leave for the airport at 12 noon and you know what the family is doing? Figuring who and how to safely get us through the entrance of Terminal One without someone trying to plant something on us.

Enough is enough.

louisbecke
  1/9/2016 17:11 EST

I forgot to give the latest warning of scams at NAIA. Not only is the bullet scam still going but Philippine Airlines employees are running a scam.

They say your ticket was cancelled or no good refusing your ticket forcing you to rebuy your ticket but at a huge discount much to your relief but in fact you pay they reissue you the same ticket and split the money with the ticket agent and check in person. They just nailed a friend of mine on that and several others posted it on FB.

Also the taxi's in front of PAL will try to charge P1,500 to town. Don't let them. Also be aware the 7/11 in NAIA is cheating big on giving change back. I'm flying Thai Airways separating myself from anything with the word "Philippines" attached to it.

charkee
  1/9/2016 19:07 EST

Thanks for the warning Louisbecke.

CAteacher
  1/9/2016 20:38 EST

Louisbeck, I hope you find what you are looking for there. God bless!

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NOLAlove
  1/9/2016 21:52 EST

it seems you're really dislike the Philippines, probably good that you are leaving. Why would anybody stay somewhere they dislike so passionately. Don't know how much time you have spent in Thailand but good luck. I have my doubts if you'll be able to make it there either. It's very similar to the Philippines in many ways. A more modern country might be more suitable.

LarryKar
  1/9/2016 22:33 EST

My thoughts too about our departing Brother. If you look for problems it is amazing how you find them. Lived here for three years. Is it paradise beyond the weather, no. Do I get irritated over daily events, yes. But no more than in Iowa. My biggest complaint is that most Filipinos should not be allowed to drive anything with a motor. But not leaving over it.

BrianHuntley
  1/10/2016 00:51 EST

I retired to Bali last year and left after 4 months for a dozen reasons. I've lived there before and speak the language. Cebu is a cake walk and delight after Bali!! In fact I have lived in Oz, Singapore, Indonesia and HK. Give me Cebu over those countries anytime as the all have issues usually to do with costs. For example in Oz it is $30 for a haircut and a pack of cig is $20 (P700) or for 25 cigs A$27.
Thailand I hear the big problem is finding someone who speaks English which is a hassle...but worth a try I guess....but my search is over....

catabisis
  1/10/2016 08:13 EST

Louisbecke, Good luck in Thailand. I have never been there. I know what you mean about the Filipino always trying to take from you. It is irritating, I know. I have learned to accept that I have to leave my American logic in America. After I started doing that, this place became a lot more tolerable.

standupguy
  1/10/2016 08:17 EST

Louis - All the best to you on your successful relocation to Thailand. I will miss our discussions. Hope to get there some day myself.

Bon Voyage

louisbecke
  1/12/2016 19:23 EST

NOLAlove.

I'm in Chiang Mai now and it is so much better. Don't believe me just ask my wife LOL!!! Bought gold yesterday no guards, no machine guns nobody begging, super clean.

Wife called her mom and said she ate street food but mom was worried about disease from flies but she wife exclaimed "there are no flies!! LOL!!!

At first the wife thought the gold was fake because no guards with machine guns LOL!!! Then she did the same thing I did before looking over her shoulder at everything. She gets it now and is relaxing more.

shootmedead
  1/20/2016 09:09 EST

So true... The constant noise from motorcycles, roosters,, dogs,, street noise will drive you crazy.
Do not listen to those websites where they say place is awesome.
They have a long list of books, videos to sell you.
Every filipino would move out of here if they had the money to do so

BertelBertelsen
  1/20/2016 09:31 EST

i live in davao and have a total other experience. First dont live in a condo but a house(for 300$ rent) in a gated and garded subdivision. other things are also way cheaper than manilla(which is a hellhole, i agree). We have an s and r, 20 big malls(ayala,two sm's etc). food is cheaper. taxi's almost never cheat and give back exact change) The united nations declared this one of the savest citys in the world with the best water. This is mainly because of the private army of the mayor that keeps the city clean. people are friendly and proud. Most of the time hard working. So all the complainers that want to stay in the philippines. Book a vacation to Davao and see how nice it is over here.

JPH
  1/20/2016 18:01 EST

shootmedead: Rather true. I'm afraid the popular publicity is easier to 'sell' than reality... which is why ExPat blogs such as this exist for various countries.... but even then people will only believe what they want to for different reasons, and it certainly depends on one's location & style-of-living in 3rd World countries. I get asked by Filipino professionals on a regular basis why foreigners choose to live in the Philippines when everyone else would like to leave - well those reasons can also differ but it makes you think when you are asked. I will be driving down to the main PLDT office today to check-out my Internet connection bill..like I received an out-of-date one after Xmas and so far have not received any more - the bills come from Manila and the have 2 Post Offices to go through before a hopeful delivery....so my Internet could get cut off anytime I suppose... thinking to register on their website so I could check when my payment is due I find one can register and then you find that 'to make the most of your site experience please enter your SMART number'... and that is where the whole objective of on-line information collapses as PLDT corner you into having SMART as (1) of your Cell phone carriers - duh ! A major business error if PLDT wants to receive payments! I will point this out but of course nothing happens anyway. As mentioned by almost all ExPats, the concept of customer service is unknown in the PH. And, the PH thinks it can compete with the other treaty members of ASEAN ? When Vietnamese students & visitors tell you how backward PH is compared to their own country that also makes you think... Oh, well... another silly visit later.... :(

ranoae
  1/20/2016 18:29 EST

These are the things that make one think twice (up to 10x) before making a final decision. The cons are not detailed in most blogs. The transition in terms of lifestyle would be difficult (for lack of a better term).

catabisis
  1/20/2016 18:51 EST

Ranoae, you're not kidding about the blogs. If you go by what they say you really will believe this place is a paradise. I'm afraid that after all the work it took to get here, if I visit places like Vietnam or Thailand I'll realize what a terrible mistake I made.

CodyDeegan
  1/21/2016 01:42 EST

There's a reason why foreigners consider retiring in the Philippines may it be reasons with regards to the cost of living, climate, the people and other. We all know that this country is far from perfect but if you'd want to live here for good, you would have to overlook the cons with the pros.

BertelBertelsen
  1/21/2016 07:41 EST

i pay pldt, water and elictricty a year ahead. saves a lot of trouble

catabisis
  1/21/2016 08:22 EST

How do you pay water and electric a year ahead when it changes monthly?

BertelBertelsen
  1/21/2016 08:25 EST

my water is always between 200 and 250. so i give them 3000 for the whole year. they deduct it always good. same with energy. sometimes its 4thou sometimes 5 or 6 . so once a year i give them fifty thou and my monthly bill will show how much i have left. btw. if you have a problem with these companies i say , look at my bill, and then they suddenly treat me like a good customer.

louisbecke
  1/21/2016 16:38 EST

JPH,

I was living in the Philippines for 11 years. I'm in Thailand and can finally breath. I have to return to the Philippines to get more stuff and bring back and not looking forward to it at all.

Even when we went through Philippine customs as we were leaving we got a hard time. Customs wanted to see my wifes CFO we had that then they wanted to know why she didn't have a U.S. visa. I went over to her line and explained we lived in the Philippines no plans to go to the U.S.

One would think we were trying to get out of North Korea. Once in Bangkok International my wife was confused why we stepped off the airplane into the fanciest mall she had ever seen. I actually had to explain it was the airport that is what modern airports look like.

JPH
  1/21/2016 19:05 EST

louisbecke: Refusing to give up 'till the last eh ?!! I am sure your wife will be open-eyed for quite a while by the sound of it... a big change indeed......

standupguy
  1/21/2016 22:50 EST

JP H - Are you a Canucklehead ?

standupguy
  1/21/2016 23:03 EST

Louis - Think you'll ever learn Thai language with all their ding-dong sounds?

louisbecke
  1/22/2016 03:31 EST

I took a Thai language course in the 1980"s while stationed in Okinawa. It's coming back slowly but Thai's around here speak enough English for us to get by.

standupguy
  1/22/2016 04:16 EST

BB - $300 for a house in a secure sub division in Davao? Hmm You mean American dollars? We paid $426 for a large new ground level 2 bedroom with secure private parking in front of our entrance and a secure back patio with clotheslines, one block from NCCC. We looked around quite a bit. There are some sketchy places like the shanty town around the river. But it is otherwise very safe. We never found a descent beach near the city centre. Davao is more upscale. now by comparison to 2012. You could find a very nice house in Prudential Village where we live, but here you don't need armed guards. Your neighbors look out for you. Never any danger. Some litter is all. Good shopping. I would not move back into Davao centre. Vales beach still OK. Rent a table and chairs for P100 and a shady spot on the sand. Samal Island very nice. Paradise beach has white sand, amusements. Pearl Farm the best but pricey. We stayed in a nice balcony room at the Red Parrot Inn No beach but great snorkeling, coral & clown fish located in Kapuitan on Samal. Get the boat directly there from the public wharf. Nice kitchen, but also a cook for yourself kitchen at the Red Parrot. Local market and bakery there too. One Aussie.

BertelBertelsen
  1/22/2016 04:21 EST

@standupguy. that is american dollars. i know you place to. we are looking in the same neigbourhood to buy a couple of acres. but till then Toscana subd, is pretty ok. Also lived outside of a subdivison and i agree. you dont need guards over here. And red parrot inn is fantastic. spent many nights there. i love to fact that you can walk into the watter at night after drinking a couple of beers. everybody should visit that place. simle but very good

ranoae
  1/22/2016 14:00 EST

Any country would have it Pros and Cons. I beleive that any place, county, town, city, province, etc. has 2 faces. The good and the bad. What fits one may be different for another person. We just have to trust our research, our gut feel, and dig deep inside to come up with the best decision.

JPH
  1/22/2016 20:04 EST

standupguy: NO

standupguy
  1/23/2016 07:05 EST

JPH - OK, just wondering because when someone ends a comment with "eh!" makes me think Canuck. Most everyone is American on this blog, who can sometimes benefit from the cultural contrasts of the minority of other nationalities.

JPH
  1/24/2016 18:33 EST

standupguy; In the UK we also can use 'eh'.. but I am sure not as much and the Canadians so I understand your Q.

CodyDeegan
  1/25/2016 00:54 EST

Is the cost of living in the Philippines the main concern of expats moving in the Philippines?

alexifran0713
  1/25/2016 01:16 EST

Living in the Philippines can be luxurious without having to spend a lot of money in a daily basis. You may check this article for places to stay while in the country http://leasing.dmcihomes.com/best-condo-rental-locations-foreigners/

standupguy
  1/25/2016 07:33 EST

Cody - partly since some locations like where I am are a lot cheaper particularly if you shop in the wet market. But location is the main concern: close to a good beach & big city, great neighbors, real community spirit, descent housing with a mix of some poor and middle to good income families. I don't care for expat garrisons, tiny condos, congestion, amped up security. I live in Barangay Daliao, Toril, Davao City, second safest city in the world. I'm next to Vales beach where there are lots of Filipino's celebrating and some days when it's deserted. The Filipino's there are exceptionally friendly and usually strike up conversation with me, even the Muslims. I swim 750 meters almost every day. I need to do it to keep my sanity even though I love it here. Find your perfect location and settle in.

BertelBertelsen
  1/25/2016 07:48 EST

@ standupguy. If you once in a while want to hang out with expats(informal) then maybe a good place is the bonte koe (restaurant and bar located at rizal street). Every thursday from 3 till 7 they have an informal drink over there. mostly europeans, some americans. Most of them retired but some of them still working.
And every saturday from 12 noon till 4 people hang out at Casa belgica in luzviminda village (close by S and r on Maa road) Casa belgica is an expat b en b. People are very open. Just introduce yourself and say ingmar send you and they will give you a warm welcome. Most of the times i am not there but that is because i have 2 babies and a fulltime job.

standupguy
  1/25/2016 07:58 EST

BB thanks for the invite. I schedule it, but real busy for a while with relatives here and our adoption of my wife's niece who she has raised. But definitely Rizal street sounds great.

BertelBertelsen
  1/25/2016 08:02 EST

@standupguy. Your welcome. The meeting in rizal street has been running for years so there is no hurry. And if you are a lover of paella and Steaks this is the best place in town. You can also take your wife because most of the expats bring their wife/gf so they have a seperate partie.

JPH
  1/26/2016 22:26 EST

BertelBertelsen: I know Luzviminda Village but didn't know there was any Expat activity anywhere. I would also like to attend - maybe a Saturday afternoon & check it out in a couple of weeks time. I also note Bonte Koe on Rizal........

BertelBertelsen
  1/28/2016 03:51 EST

@jph. your welcome to come. but on saturday its more from 12 till 3 and in rizal street on thursday its more from 3-6

JPH
  1/28/2016 06:16 EST

BertelBertelsen: Ok thanks....

alexifran0713
  2/11/2016 06:50 EST

Finding a place to stay when you retire in the Philippines is imperative, which is why it best to maximize your options and determine it. For a guide, you may check this article http://leasing.dmcihomes.com/retirees-expats-condo-rental-considerations/

knight4444
  10/26/2016 21:15 EST

Gentlemen, I'm back again, I'm reconsidering moving to cebu with my girlfriend and moving to chiang mai, the research I've done sounds like chiang mai is head and shoulders better, it's better financially 16% lower cost of living and a much lower crime rate . Any output is appreciated

seernai
  10/26/2016 21:31 EST

There have been back packers killed in Chang mai in Thailand so you really cannot say that it is safer as for cost The Philippines is cheaper than Thailand, granted the infrastructure is better but the rest is debatable

seernai
  10/26/2016 21:34 EST

By the way my ex was Thai so I do know about Thailand I spent time in Khon Kaen also in the Philippines you can stay for up to 3 years before having to leave the country in Thailand you cannot do that as a tourist

knight4444
  10/26/2016 21:40 EST

Thank you, I'm just going by the article I read, I've been in cebu, it's not unlike detroit! but it's 10X more crowded.

LarryKar
  10/27/2016 02:26 EST

http://philippineslifestyle.com/blog/2016/10/27/thailand-mulling-5-year-visas-for-foreigners/j

Just saw this on another page. No real details or cost or conditions but interesting.

draks
  10/27/2016 06:21 EST

Chiang mai is ok it relatively safe there. The infrastructure is better than Philippines more expensive than Philippines. But its safe enough. The Down Side to Thailand is the visa situation as a tourist you have to leave every 90 days, and the office you use in the other country can only be used twice or three to.ez so you have to find new places to get your extension. Where as Philippines you can renew your visa for 36 months. As for cebu it is very crowded lots to do etc but very busy. There are many other aces in Philippines that are nice and less crowded. Its not o er dangerous hers for foreigners you have to be cared but you do everywhere.
In bkk phuket and pattaya there have been some problems with foreigners being beaten up and a few falling from balconies, suicide they say hmmmmm. But chiang mai it seems is a better. There does seem to be a bit of a dislike for foreigners now in Thailand, my brother used to go every year but stopped because he said the atmosphere was not as nice to foreigners as before. Good luck in you decision

knight4444
  10/27/2016 10:03 EST

Thank you , I'm thinking chiang mai looks like a good option

seernai
  10/27/2016 11:18 EST

It is cooler in Chiangmai and the food is out of this world, but like anywhere in the world keep your wits about you and you should be ok, most of the thais are Lovely people just remember you cannot touch a Thai on their head or point your feet at them also if you drop money do not use your feet to catch it as it is regarded as an insult to the king, also one good phrase to learn is Hong nam u te nai which means where is the toilet trust me you will need it at times

knight4444
  10/27/2016 11:25 EST

Thank you @seemai chiang mai is sounding better and better

seernai
  10/27/2016 11:48 EST

Yes better than Bangkok which has too much pollution

seernai
  10/27/2016 11:48 EST

Yes better than Bangkok which has too much pollution

CAspacecowboy
  10/27/2016 17:41 EST

With the potential political upheaval from the Kings death it might be wise to let things settle a bit. IMHO. A friend of a friend is occasionally here in the states between going to from Thai. He was last here about 6 weeks ago and said that he is getting more "looks" from military and police than before, but no hassles at that time.

knight4444
  10/27/2016 23:56 EST

First, I'd like to thank everyone here for the great advice I've gotten here! my question today, I'm a collector of 1/32 scale slot cars, I have over 20,000 dollars of my hobby, will customs give me a hassle bringing this in? I'm considering cebu philippines or chiang mai, from the usa , I can fit all of them into 8 - 24 X 18 X 24 balikbayan boxes

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  12/21/2016 01:11 EST

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freetheirminds2
  12/22/2016 14:20 EST

If you have say $2000 USD to spend a month maybe Phil. can be "luxurious." I do not have that but get by on $1100 per month until I pay down a credit card debt. But even if you have a sizable pension you still have to learn to live with soooo many unpleasantries. Traffic--you do not know what a mess traffic can be until you drive in Phil. Noise--lots and lots of mindless incomprehensible noise. Arrgh! I detest the dogs, motorcycles, finerals, loud jabbering, The people; you will never gauge the full extent of Phil. distrust and jealousy toward foreigners. Those who do no know , Are blessed I guess and dead from the neck up. Oh, they be nice to your face--smiles and all, but among themselves they are severely arting from their colonial experience. Just listen to the hare-filled president talking about Americans. I could go on and on.
But why do I livehere? My wife who I have a fair relationship with and who depsnds on me. But even she is trying to get to the US.

draks
  12/23/2016 01:07 EST

Let's face it most come to live to be withe woman we love, we live where they live cos we don't know the Philippines that well, if you had a lot of money would Philippines be your first choice? Above south of France, parts of Spain, nice, Rome, or is Philippines far more luxurious and comfortable as these other places.
To retire in Philippines can be great it's cheap, the girls are are warm and friendly, some beautiful beaches.but there are many many downsides here, plus I think we are heading for marshal law here now, what affect that will have on expats I don't know, if any.
I think most in this forum are ok here, but it's not for everyone, over the years I have seen many pack up and go home most taking their wife and kids but a couple that left everything and went home.
Would I recommend someone to upsticks and retire here? Really so many questions to be asked, why? And why the Philippines?
Would I do it all again yes I think so but with a few modifications.

draks
  12/23/2016 01:07 EST

Let's face it most come to live to be withe woman we love, we live where they live cos we don't know the Philippines that well, if you had a lot of money would Philippines be your first choice? Above south of France, parts of Spain, nice, Rome, or is Philippines far more luxurious and comfortable as these other places.
To retire in Philippines can be great it's cheap, the girls are are warm and friendly, some beautiful beaches.but there are many many downsides here, plus I think we are heading for marshal law here now, what affect that will have on expats I don't know, if any.
I think most in this forum are ok here, but it's not for everyone, over the years I have seen many pack up and go home most taking their wife and kids but a couple that left everything and went home.
Would I recommend someone to upsticks and retire here? Really so many questions to be asked, why? And why the Philippines?
Would I do it all again yes I think so but with a few modifications.

seernai
  12/23/2016 04:07 EST

As far as British Retired Guys are concerned 2 of the reasons why they retire in the Philippines apart from having loved ones here are this , you still get a good exchange rate despite the recent drop in value of the uk £ against the Peso also if your on Uk Government Pension which by the way is not a benefit as some people seem to think but what we have paid into the uk System over 35 to 50 years , the Philippines is one of the only countries outside of Europe which has a reciprocal agreement with the Uk which means that every year we get a pension raise unlike if a Brit moved to say Thailand or Australia where your stuck with the pension you were getting when you first moved to. Of course if you moved either back to the UK or a country whIch has that agreement. Another reason is climate unlike the uk where if your a pensioner you could freeze to death as it's so expensive to heat your home for some it's a case of heating or eating as they cannot afford to do both !!

standupguy
  12/23/2016 04:46 EST

draks - My pension income is taxed to death in Canada. Then I have Municipal Taxes, home insurance and so on. Canada has a reciprocal treaty with the Philippines (and a few other countries like Romania?) where if I break my ties with Canada and sell everything there, I don't have to pay Federal, Provincial and Municipal tax and my cash flow jumps up Oh Yeah!

draks
  12/23/2016 05:03 EST

Well there's another reason tax!!!!! UK is the same highly taxed, and unfortunately if you have worked hard built up above amount of savings bought your own house, you are penalised for your efforts. I have no savings no house no nothing in the UK if I go back I can get assisted accommodation council tax paid for about bigger pension and other benefits, visit don't have money or property. Crazy isn't it? But of course in UK I would not have a love filipina wife I have now of. Course, and it's warm

bang4dabuck
  12/25/2016 04:51 EST

Just in case these weren't mentioned before.

Pros : the GIRLS

Cons : the food and the GIRLS

ManWnoName
  1/2/2017 04:22 EST

louisbecke's post a while back, is dead-on correct and I have to agree regarding his views and words about the Phils. I've been here 3 years and the scamming and constant portrayals of games derived to get your money is never-ending! The scams happen everywhere there too! "Looking over my shoulder..." Gee I thought it was just me! The rudeness with the "me-first" crap has hit my last nerve too! I'm so sick of it, and I tell them my piece of mind as well - when it happens.

Another issue is (mainly the guys do this) they will either singly or sometimes a couple of them, will time their steps to either intersect your path or stop abruptly making you do a diverse-dart to avoid crashing into them! It's quite ridiculous trying to walk in a mall or a sidewalk for that matter - while on a defensive path, looking-out for or trying to avoid the evil kids or rude idiots all over playing this "intersecting game."

And/also, many of the beggars in the Phils are working for gamblers, alcoholics or substance-abusers that are using the poor Fil-kids and taking the money for their illegal affairs. Don't give them cash - that is what they want because then, they can buy drugs, alcohol or glue, etc. It is illegal to beg or give to beggars anyway; give 'em food or biscuits or give to the local charity orgs.

Talk about the ongoing schemes at the airport - I've seen baggage stretch-wrapped tightly, to keep those people/inspectors from prying them (they plunge a pen into the luggage zipper lining and zip them shut after and you can't tell) open and planting illegal substances in your luggage too.

Another oddity I experienced: I went to the Ayala mall at one occasion and before you go through the entrances, you enter through the metal detectors and of course, the guards have to frisk your waist area (all they do is lightly touch your back), but upon my drive home, I take off my shirt and there is a slice in the back bottom area of the shirt! Exactly in the same area where the guards frisk/inspect you. It never happened before or after that - but that one time it certainly did! Some Filipinos carry extremely sharp blades on them and apparently this guard had one of these blades on him that day.

You can damn bet I'll be out of here in around 2 months, just waiting on some situations to clear: have some stuff to sell and other details before I hit the trail. I will be leaving some of my gear I sent here 2 years ago but it's cheaper to part with it than send it back!

Spruik
  1/2/2017 20:13 EST

ManWnoName,

I read your post with interest. I am known as a patient man but can also lose my cool when overdone.

I am cured from any desire to settle in Philippines.

It used to be my playground with over 30 visits (and I was never into bars and hostesses) - but that was long ago.

Spruik
  1/2/2017 20:39 EST

AGE PENSIONS FROM YOUR HOME LAND

Not sure if mentioned before. Australian age pensions depend on being single/married, and property owned over and above the house you live in.

If, as a single man, you move to Philippines (or anywhere else) your house becomes an assessible asset. Usually means your pension is cut to zero or close thereto.

You can rent out your house and see it trashed when you return.

If you don't own a house your situation is more clear-cut, but you will not get rent-allowance if you leave the country.

You will get by in the Philippines, until... you marry or officially take a partner. Because your pension will be cut to about 2/3 (even you have a wife to support).

Is the US pension system like that?

Sisibatac
  1/2/2017 21:15 EST

Hell, no. You pay into social security your entire adult life. Then collect a certain amount according to what you have paid in. You can own houses, or whatever. If I remember correctly, you can even take a job for extra income. I used to hear how great socialized societies are supposed to be. Your post, Spruik, makes me question what I heard

standupguy
  1/2/2017 21:55 EST

To emigrate from Canada to country with a tax treaty, the RP being one, you must first dispose all your assets, house, car, boat, motorcycle, furniture, bank accounts, health insurance, credit cards, and drivers licence. After that, they won't tax you, but they only allow very short and infrequent visits to Canada.

ManWnoName
  1/2/2017 23:36 EST

I am going to migrate closer to the US border which would put me into Central and South America range. Currently (like the Phils) the exchange rate is very nice in that area and If I need to (example: med-emergency), US is nearby so it will be a quick jump.

I do realize that some of the issues (my post above) will happen there to an extent as well (every culture is unique), but hey, I am going to travel and experience places - until I locate a tolerable site/area. Maybe I'll never find it(?) but I'm going to try it anyway. Why not? What to lose? Will gain if anything, more knowledge and see new things!

I am just too glad that I didn't purchase real estate and be stuck with that unloading nightmare and take a possible loss. Renting is the way to go people and don't purchase until you are absolutely certain the place is your place to be for a while. Zoning, governments (current Ph-pres knocking American ways/people), places and neighborhoods change from time to time. Don't get trapped, wait 'til the honeymoon period stops and those rose-colored-glasses are removed, reassess and make a decision then and only then proceed.

standupguy
  1/3/2017 00:16 EST

ManWnName sounds worse where you are. But cueing is not part of their culture. I am a big guy and resort to gentle rugby tactics with those trying to but in front of me. I wedge my arm into my place and push my body behind it. Size 13 shoes help. Sometimes I say "Excuse Me but I am in front of you." Irritating?

standupguy
  1/3/2017 00:16 EST

ManWnName sounds worse where you are. But cueing is not part of their culture. I am a big guy and resort to gentle rugby tactics with those trying to but in front of me. I wedge my arm into my place and push my body behind it. Size 13 shoes help. Sometimes I say "Excuse Me but I am in front of you." Irritating?

standupguy
  1/3/2017 00:17 EST

ManWnName sounds worse where you are. But cueing is not part of their culture. I am a big guy and resort to gentle rugby tactics with those trying to but in front of me. I wedge my arm into my place and push my body behind it. Size 13 shoes help. Sometimes I say "Excuse Me but I am in front of you." Irritating?

agypsyquokka
  1/3/2017 02:12 EST

Definitely not correct. Canada only taxes you on income received during the tax year. Nothing to do with a boat car etc.. I should know as i dont pay any Canadian tax but i still have Canadian incomes while living in Philippines.

draks
  1/3/2017 02:16 EST

Seems like quite a bit of dissatisfaction here, I agree with most of what's been said, both positive and negative, but I have learned to let most of it to go over my head
This country is not for everyone, it takes a lot of getting used to, if your life is rigid and non flexible the Philippines is definitely not the place to be.
Personally I have met some of the nastiest greediest pics added people ever, and I have met the nicest kindest generous poeple that I have ever met In my life. I have had help and support here that I am sure I would not get in UK. I have learned a few harsh lessons that had made me even more wary of people here.

Sisibatac
  1/3/2017 03:15 EST

Standupguy, your comment about Filipinos not queuing further explains ManWnName's complaint about the filipino's Me First attitude which seems normal here.
I do the same as you. If they cut in front of me I tell them politely I had been waiting. There was never a problem so far.

ManWnoName
  1/3/2017 03:19 EST

standupguy

"Queing" as you say is NOT in their culture. I will have to get a video some how and show my path forward (in a mall) as I'm trying to avoid the mostly (but some adults) youths coming towards me and as I verge away - far away as I can, and they continue onward to a possible collision-spectacle. I know if you live here, you have had them try to cut in front of you and you cannot tell me that in itself is not in line with "cueing" because it definitely is a related form/practice. I don't want to hear your response of how you deal with their cutting in front of you either; I have heard it all, believe me from many foreigners. And to add to this "cueing/cutting-in-front" practice, when the president tells them that "...Filipinos come first...," this certainly does not detour this situation either.

Your weight and height may help you, great! But this practice should not occur in the first place. I know of some people that do hire "big-guards" built like you to keep 'em secure in the public-avenues of the RP. However, proceeding through the areas like the malls - in an aggressive manner – like a football competition is not my idea of a relaxing stroll with the A/C sucking, trouble-making trolls of the PH-malls.

That there is another issue entirely in itself, any where there is a relief from the horrible conditions at their home-front via a cheap ride to an A/C mall, the trouble will soon ensue in some shape or form. The Fil-people will side and stick together with one another and if you're not under the influence of the "rose-colored-glasses" syndrome, you will see that there is a strong aversion towards foreigners. Along with this, the corruption goes hand-in-hand. A Pilipina once told me when I first arrived here, that she felt that 70% were corrupt in the Phils and I disagreed, saying only 40%. Well, she turned out to be a scammer, she was notorious for taking foreigners' money (like $30k) and promise a title to a property and disappear w/out a trace. Luckily, I googled her name and saw a "rip- off report" submission about her (her smiling face and her realtor's polo shirt) before she got me! I have changed my position in the last 2 years and now do agree (w/her) that the tune is more like 70% ++ in the corruption/scam zone in regards to the RP culture. I don't like to or want to put down a culture but the facts are facts and I have witnessed them personally. Be aware.

Luckily, this "cueing/cutting-in" practice does not occur so much in all the RP-malls or public areas. Example: SM Seaside, this practice of "cueing/cutting" is not such an issue YET- due to no jeepnies, tricycles, multicabs allowed to that area. Hopefully, this remains in effect there.

TeeJay4103
  1/3/2017 03:58 EST

We live in an area of Silang near the Tagaytay border but still off the beaten path by about 10 mins or so. Our home is at the end of a road near a cul-de-sac and a steep ravine with pathways and gardens to a fairly wide shallow stream. Would I drink it, no. The city of Silang tested the water a while back and the results were good, in other words if you take a swim you'll probably not die from it. The water has small fish and crabs and is clear for the most part except for when the women upstream at a small bamboo bridge wash clothes. It never does have a foul smell to it and no trash aside from when the kids go swimming and leave some snack wrappers that the locals clean up to keep the place looking good for the rest of us. Unusual maybe, but appreciated.

The area we live in is quiet and being off the main road we are not subjected to tricycle, motorcycle and jeepney noise. The barangay is pretty tame and the streets are clean. Because of where we live the air seems fresh and clean and we have a strong breeze almost daily.

When we drive through the more heavily populated streets and stop for drinking water or a few fresh fruits or veggies from local sari sari stores, there is no foul smell from the sewers and the only trash is from the elementary school kids which is cleaned up twice a day.

Is it like that everywhere, absolutely not! When living in nice empty family home in Imus (owners in the states), in a very crowded compound area it was a different story. It was loud, one of the neighbors screamed at family members daily, barking dogs, roosters, trash on the road and karaoke's and stereos blaring daily. The traffic was horrible and a 5 min trip on a trike to the market could easily take a half an hour. Saying we were glad to get out of the insanity is an understatement.

So I guess location and budget is the key and a large dose of patience for the traffic, the rude people and the scammers, though along the way we have also met some very nice people who have treated us honestly and fairly and in some cases became friends and ask us for nothing.

Comparing it to the states. Depends on the locality again, I lived in East Chicago Indiana for awhile near the Calumet River, it was so filthy and filled with a thick black sludge that a small sofa sat in the middle of it near the place I was staying and never moved. I lived in East Tennessee near a large clear water river that appeared to be safe, but you could not eat any fish caught in it because of heavy metal pollutants. I grew up in Detroit when it was considered the murder capitol of the U.S. and gangs ruled the streets and tried burning the city down more than once until the liberals finally destroyed it completely and the gangs and low life's apparently fled to Chicago to make it the new murder capitol and destroy it to. I have been in rush hour traffic in numerous cities in the states, Chicago, Detroit, Seattle, Phoenix and more and found it to rival the insanity found here in the Philippines minus the morons on the tricycles, jeepneys and motorcycles, beeping their horns incessantly and screaming obscenities out their windows as if it would make a difference.

So aside from having to be a lot more careful about business dealings here because of near to zero legal recourse for criminal acts, we are happy in our third world or developing nation (whatever you prefer), country and we enjoy our lives, our family and the few friends we've made.

Lastly, healthcare. Is it as good as the states, no. But so far it has sufficed and I can remember a surgery in North Phoenix AZ where a surgeon nicked a bowel during surgery and didn't see it or the surgical sponge left behind when they sowed me up only to have me develop a hell of a fever due to the bowel leaking into my abdomen and causing a hell of an infection for which I had to be reopened, flushed out and intravenously given antibiotics that added another 20K to the bill that my insurance refused to pay because it was the fault of the hospital who then proceeded to sue me for payment.

Could it be better, yes. Could it be worse yes. It's not for everyone, but it's for us, for now.

standupguy
  1/3/2017 04:19 EST

ManWnoName. Canadians Cue properly. When cueing up to the metal detectors. I firmly hold my place in line. I am 73. The Pinoy's I crowd off get a funny look. There Are the seniors lines which don't exist in the West. I don't mind most of the butting, it's like their driving skills. Up to a point. Then I look through them.

ManWnoName
  1/3/2017 05:12 EST

TeeJay4103

Speak of the Tagaytay area: The People's Palace in the Sky allows a very nice and a cool view of Tagagtay too. All the reason to live there! It could be nice to live there but, the reality, you may have to go into the city and deal with the undesirables/scammers/inefficient pace/smells/etc in due time. Also, I forgot, the smells of the city sewers in the Rp are repulsive! You are lucky that for now, your water is clear and pure - but at one anytime, your situation could change as well. Hopefully not! I love Tagaytay!

I realize that US has its bad areas as well. I know and I have experienced Detroit, Chicago, Los Angeles, and other nasty big cities in and around the states and yes, there can be some strong similarities to the PH cities both positive and negative. However, cheap the medical and dental costs are though (I know, the work and price is excellent in the Phils!), you have to realize that you are a foreigner and will never have rights in ANY foreign country. Some of the citizens don’t have many rights as well, but that is another story. However true, they will always have more rights than you will.

IOW: It could be extremely difficult (in many ways: monetary-wise included) to have any guarantee for getting anything (alieving a wrong for example) done in the PH. Of course, this can apply to anywhere as well, I realize.

To add fuel to the fire, if the current Pres keeps up with his regime there, and as his loyal followers scamper to conform, it could change drastically and you may have to let's say for example, be removed with no choice in the matter. If you doubt this, recall the ramblings of the past. All it takes is an executive order (Thailand for a similarity) and life can drastically change overnight. After the insults flew, I said, and kept saying, well let's see what happens, hopefully it will pass... Americans not wanted...? I was leery and I kept hoping that they would not turn for the worse. You're a Brit though - so it may be OK... I don't know, but recall the times of Hitler.

Let's hope that this does not happen though - for those currently/continually living in the RP. Please realize that I am not trying to be a neggie-downer but, the tally for me was and is still rising near over. Better leap before...you know...

standupguy
  1/3/2017 05:34 EST

agypsyquokka definitely you didn't read my post. Yes they tax you on the prior year. I posted about being deemed non- resident, I.e. An EMIGRANT! Under the provisions of filing the N4 provided you are deemed a non-resident as I listed. Clean your glasses.

standupguy
  1/3/2017 05:37 EST

Means you DON'T PAY TAXES

ManWnoName
  1/3/2017 05:40 EST

TeeJay4103

My above sentence referring you to as a "Brit" this is not for you, sorry, I was reading so many posts and somehow I converged thoughts! You know, a 2 birds with 1 stone measure. LOL It was meant for Drak, - or just skip the sentence altogether...

TeeJay4103
  1/3/2017 05:53 EST

ManWnoName

You noticed I ended my post with "for now". I came here eyes wide open and did not find Disneyland nor did we expect to. I have little to no interest in Phil politics aside from safety concerns with regard to my wife and I.

When we came I was aware of the Filipino attitude with regard to foreigners meddling in their affairs, having enough trouble just dealing with my own life, lol, why in heck would I want to invite the drama of Phil politics into it.

We are careful with what we say and do and as much as I would at times love to cold cock some dipstick that cuts me off in traffic, I simply shrug it off, move on and avoid the drama of a confrontation that I as an expat would most likely lose. We laugh off things like no license plates, no drivers licenses, red tape deep enough to fill the Grand Canyon and the incompetence of many employees in the so called service industry.

We have found our favorite go to's when it comes to recreation and restaurants and have established connections for home repairs and other business relationships such as reliable auto repair (not cheap) and a dentist with great skill and equipment that is reflected in his prices which are higher than other dentists we have talked with but still lower than the states.

For us going to Tagatay is done during the week when the tourists and weekenders are gone and things are actually accessible with little traffic or congestion. The smells you speak of I have not experienced at but one Starbucks on the lake that seems to share its graywater drain with a few other buildings and the occasional whiff of a foul smell makes its way to our nostrils. We no longer go there as other favorite spots without the smell have been found. We have learned to look for items in stores for ourselves as often times the store clerks simply say their out of stock when the item is in the next aisle, no problem, we no longer ask. It's not worth being aggravated and without a schedule we eventually find what we want and have discovered where to look for specific items.

When and if we get to the point where you are, we will leave without an excuse as none is needed. It's a personal choice for us all and up to us alone to decide.

You mentioned living south of the border of the U.S. .....If you haven't already done so I believe you will find that things are not much different than the Phil with the exception of the U.S. border proximity.

Good luck and stay safe.

ManWnoName
  1/3/2017 06:35 EST

TeeJay4103

I wasn't saying that you cannot change your stance at anytime in the PH. My post had some areas referring to you and the other frames could have been reference points for others; like true FYI.

Yes, I know about the similarities in the Cen.So.Am. areas compared to the Phils in retrospect. They cut in front of you, they drive in the "imaginary 3rd or 4th lane" while on a 2 lane road - the "me first" attitude is prevalent there too. The cops are corrupt in some states.

However, some good qualities of the Cen.So.Am zone:

*Being closer to the States is a plus: CA/AZ/TX is conveniently nearby.

*The food is more interesting (alive LOL) in the Cen.So.Am realm!

*The Pacific coast hardly gets hurricane activity! In retrospect, the Phils has smaller provinces that are easily knocked out of commission and the ring of fire exists there too.

*Some of (if not many) of the prices are much better there as well - compared to the Phils, ie: living exp for 1 like rentals and real estate, even some foods.

*They are more self-sufficient, meaning: there's not much for importing goods into the country. - Examples: many new cars in Cen.So.Am. are half the price as compared to new in the RP as well/also, many of the appliances are too.

*You have more Am brands there: Costco, and Walmart, for some examples. I don't care much for Home Depot, but it's a big hardware retailer like the American Cos: Ace and TrueV are in the PH. Trader Joes? I wish! But it's not far!!

draks
  1/3/2017 06:42 EST

I would live in tagaytay at the drop of a hat but when I looked at rental prices I can't afford it. But visit there regularly never had bad smells there, weekends and holidays the traffic is horrendous but that's only two days a week
As for retiring here, I think there are much nicer places in the world to retire to. It's cheap here, that's it's savings grace. In uk, Spain was the place to retire to it was warm and cheap, but now it's expensive. Most retire here with a filipina woman I think that's probably the number one reason to live here.
As for the politics Philippines is a developing country it can't afford to shut itself off from the worlds market .If it's not America that invests it will be another Japan and south Korea are starting to invest heavily as well as China, but Japan's technology will win out in the end I think. As for queuing and all that I just let it go over my head I don't love it here but I don't hate it. I can't think of another country where I could live as cheaply . I won't stay here till I die I don't think but who knows

ManWnoName
  1/3/2017 07:12 EST

Maybe some know but FYI: check sites like Numbeo for 1 example. You can compare prices of 2 countries - regarding countries and/or the cities and states within the 2 country comparisons. The RP is good in those lower costs of living, but there are other places like for me, that are closer to the US and, are indeed less in those same "living costs" as well.

bang4dabuck
  1/3/2017 07:39 EST

If you drive here it's like a scene out of BEN HUR. Even though I drive a small Picanto I try my best not to give way to jeepneys and busses when they try to intimidate me, F THAT !!! Then those pedicabs just coasting down the main streets, don't get me started. I guess I've become one of them.

I say rent or buy a condo, be single, stay fit (exercise, avoid excessive drinking and eating) and this could be a wonderful place.

TeeJay4103
  1/3/2017 08:19 EST

Draks,

What's your budget for rent and what type of place do you want. Let me know and I will be happy to let you know of anything we happen to stumble across that fits what you are looking for.

TeeJay

agypsyquokka
  1/3/2017 08:40 EST

My glasses are clean. I am a non-resident of Canada living in Philippines for years. I complete the NR4 each year and Section 217. ... No problems there - I read your post again and same wrong results.

pdronen
  1/4/2017 19:18 EST

we currently live in valensuela city and want to explore the possibility of Tagatay area for cleaner living . Although we are in metro manila heavy traffic makes it difficult to go to malls, snr, govt offices etc. Anyone who lives near our target area we would love to chat with. It makes sense to me to rent before either building or buying and property need not be in gated community as larger lot and smaller house would serve our needs

timthai
  1/12/2017 09:35 EST

I am currently in Thailand, Pattaya to be exact.
Thailand is not the same it was 10, 15 years ago.

Now all major tourist cities and attractions are over ran by mass tourism.
Indians, Arabs, Turks, Russians, etc. and especially Chinese come by the millions.

These countries do not have not been traveling overseas that much, so many of them do not have any manners etc.
Most of these people are poor and trip to Thailand is their first trip.
Farangs are leaving.

Pollution from traffic, and tour buses is very bad in most cities.
In Thailand they still use very low quality diesel that is banned in all western countries. because the particle size is way too small.
Crime is up.

Scams seem to be down though.
Pattaya Utapo airport will get a update and will be able to get much more travelers.

Chiang mai is very polluted, especially every spring when rice fields are burned for clearing them.

Condo and house prices are up and for those who use ladies, their prices are way up, 2 or 3 times what they used to be.
Some gogo bars you end up paying 200 thb for beer, not too long ago 120 was expensive.

There are way too many tourist here and that shows in every day life.
You must go to some small city to avoid all this. Maybe Hua Hin?
It is still ok.

I am coming to Cebu next month to see if i like it.... if it is ok.. next winter i will live there.

I know may people do not like Pattaya, but for me it was ok, even though i am not a drinker for many years, But it and most of Thailand has changed too much for my liking.

If i don't like Cebu or Philippines, I may come back to Thailand, but it will be some northern city that has very little mass tourism.

I hate to leave, because i finally learned to speak Thai pretty good :)

seernai
  1/12/2017 09:47 EST

Hi I was in Thailand 20 years ago I also went to Pattaya , the one thing I will never forget was the smell of sewage around skaw Beach Hotel area , Jomtein area was ok also Ripleys and mikes shopping mall

draks
  1/12/2017 18:49 EST

Timthai
I think you will be leaving one busy polluted area for another, Cebu is busy and polluted, not as bad as Manila but very busy, outside the city is better. Why not visit here stay a month see if you like it. Philippines is nowhere near Thailand in respect to of infrastructure. I like it here but I know so many that really can't adjust. Tagaytay is a nice area, it's cool good shops and mall gets very very busy at weekends and holidays tho. The roads are wide and clean but property is expensive to rent or buy. I like Tagaytay a lot. Just outside the town prices are more reasonable. Google Tagaytay.
There are many nice places here including Cebu and the surrounding areas. One good thing here is the visa situation you can live here on a tourist visa for 36 months then leave for 24 hours and stay another 36 months. The retirement visa is simple to get and you need to leave $10000 in an approved bank. There age rules on that but if your over 55 it's $10k.
Rent don't buy for two years at least, property does not sell easily here. Baguio is another very cool place to live, bigger than Tagaytay and busier, Baguio sits on top of a mountain so is very cool but also rains a fair bit. But a real nice place to visit anyway.
Subic is a nice place clean, drivers seem to obey the rules. Good beaches restaurants etc. Fly direct to Clark and subic is very near. Olongopo is close by with a small Am shopping mall, and bars if that's your thing.

timthai
  1/12/2017 21:32 EST

draks
Thanks for reply..... My plan is to come for 3 weeks to Cebu to see if i like it. If i do then will come for 7-8 months next winter. During that time I will explore to see where i want to live.
Yes is know Cebu is also polluted, if i want perfect then i would have to go to Florida :)
I plan to rent a condo and stay single and enjoy myself. :)
How about Boracay?
isn't it very popular with westerners?

trappedinhell
  1/12/2017 22:39 EST

@timthai "My plan to stay...in Cebu...rent a condo" - There's this American expat in Cebu City, who has a YouTube channel - Amazing Philippines. He covers a lot about condos in Cebu City. Has some very useful infos (prices, amenities, square footage, etc...). You should check him out.

myagenda99
  1/13/2017 16:17 EST

Hello all the bloggers. I am new to this. Also can not spell well due to stroke. Here goes.
Pros
Where else can u see a kid pushing a tire with a stick or girls practicing cheers for a imaginary team.
The churches have a life to them. The holy spirit.
The people are happy, with nothing.
There life and times if recorded will be eye opening to all.
They are free.
cons
Chickens all hours
motorcycles Dogs barking and craping all over the streets, no sidewalks when u park someone is banging on your roof freaking u out. traffic is worse than horrible. cops who constantly looking to bust u for something cuz u r white.
no road laws 4 lanes two one way 2 another if 2 stop then 3 one way if stop 4 lanes go one way. worse than crazy. If u r white price go's up.
Yet I love my wife. I love our home. I love my life.
I will end but the cons could go on forever.

draks
  1/13/2017 19:11 EST

Timthai
You obviously know the score, you moved and lived in Thailand your a seasoned expat, I hope you do like it here, it's interesting to say the least haha. Good luck mate.

sherwood
  1/13/2017 20:01 EST

Accurately described. That's the way it is.

timthai
  1/14/2017 04:50 EST

trappedinhell
thanks for youtube info, i will check it out.
What about medicine.. is most western medicine easily available there?
can buy with out prescription as can in Thai?
I am in testosterone replacement therapy and that is a tricky in many countries.
Thailand it is easy and extremely cheap.. what about there?
Other normal medication is easily available?

timthai
  1/14/2017 08:57 EST

draks
Thanks, I have been to thailand for the last 15 years and before that 20 years in Los Angeles, originally from Finland, so i know about adventure that each country offers and luck that i will need.
Often we make our own luck by being optimistic and ready to face some problems etc.
If we are negative, then all, even the smallest problems seem big.

If you fall in love or win in a lottery, then most normal day to day problems that we face disappear.

But if we are not happy with our lives, we are negative, pessimistic etc. then every little thing gets on our nerves.

Point being, Often it is not the environment that is driving us nuts, but our own inner-selves.

Be happy, enjoy... most likely your life could be worse and don't forget that it is very short time that we get to be here.. :)

loangfarmer
  1/14/2017 12:43 EST

Right On!! Right On!! Right On!!

TimThai, You're da MAN!

GaryD
  1/14/2017 13:21 EST

timthia, many medicines are available but know by a different name. Unless you ask by the local name you will get nothing but a blank look. Some readily avaible drugs in the west may not be available and some that require a script don't in Philippines and vis a versa.

timthai
  1/14/2017 19:58 EST

GaryD
Thanks for the info. By looking up the main ingredient in the medicine, then it is easy to ask around.
What about ordering medicine and vitamins online?
Legal or not? If order and customs find out, problems?
I think is have prescription then ok?

I order vitamins from Iherb.com Excellent US quality, cheap price and regular air mail delivery only $4.
I ordered to Finland and Thailand and never any problems.

If you want to try them out use this code: CIP016 and you will get $10 discount on your first order.
(i hope this add is ok?)

trappedinhell
  1/14/2017 23:55 EST

#timthai You will need some doctor's prescription for some medications here in P.I. (eg. antibiotics, psychotropic drugs, sleep enhancers, steroids, etc...) Although some small independent pharmacies here at my place dispenses antiobiotics (for flu & gum infection) w/out me showing any prescription. I just show them that I'm physically sick. LOL. Most doctors here (like in the US) run their clinic like business, scare-tactics & unnecessary procedures just to make money out of their patients. Remember most Philippine Laws are patterened or copied from US Laws (including drug-dispensing laws). And like the other poster here says, you gotta know the generic name of the medication you're buying & not the US brand name, otherwise the pharmacy employee wouldn't know what you're talking about. Personally I avoid taking these medications (chemicals) unless I feel really miserable & really sick (they could damage your organs - liver & kidney in the long run). Let your body heal itself with proper diet & living a simple stress-free life. That's retirement for me. Hope this helps timthai.

timthai
  1/15/2017 08:41 EST

trappedinhell
Thanks for all info.... yes the best medicine is the clean and good living.. but sometimes it is not enough.. so chemicals/medicine has its place.

Does anyone order any medicine online from overseas?

what about lab work.. have labs or must go see a doctor?

trappedinhell
  1/15/2017 11:13 EST

@timthai Yes there are labs here (in big cities) that can do the lab works on you for a nominal fee. Sometimes they even have knowledgeable interns or nurses that could point out what's wrong w/ you from your lab results. But the standard practice here is to see a doctor first; then the doctor sends you to a medical lab for some test. Sorry, I don't have experience in ordering medicines online here. Although I order a lot of computer accessories from a local online merchant (Lazada) which is pretty much reliable and offer COD.

TeeJay4103
  1/15/2017 19:34 EST

timthai,

I recently had lab tests and a full checkup at a local specialist clinic in Silang. I first met with a doctor and explained what I wanted, a full checkup.

I had a full physical, blood work and an electrocardiogram (EKG) all done at the same clinic.

The results and the EKG were done within about a week. The total cost including the time with the doctor was just over $224 dollars US.

timthai
  1/17/2017 09:41 EST

trappedinhell TeeJay4103
Thanks for info. Good to know that lab work is readily available.
Here in Pattaya can have very comprehensive lab tests with EGK and even parasites from stool and ton of different test... over 30 items for $65.
If you ever come here for holiday, go to Life Care laboratories in South Pattaya. Excellent lab.
I will miss them :)

bang4dabuck
  1/17/2017 16:05 EST

GENERIC PHARMACY they have a website with prices, no fancy shmancy drugs however. Never was asked for a prescription and they have several antibiotics. They are all over Cebu. High Precision labs, I believe there are 3 in the Cebu area and should be about the same price you paid in Thailand and most tests no doctors referral needed although they won't do an Ultrasound on my Achilles without for some reason. Sounds like you are on the right track with a condo and single. I'd say around Ayala would be pretty cool.

timthai
  1/18/2017 07:56 EST

bang4dabuck

Thanks for lab info. with testosterone therapy it is important to know your levels.
And it is good to stay on top of thing as you get older.. many medical problems can be fixed much easier when you catch them at the begging.

yes single is the way to go... until you fall in love.. he he :) unfortunately when that sickness hits, there is nothing you can do :)

I will try to avoid it the best i can..

GaryD
  1/18/2017 10:23 EST

Labs in the Philippines run from very good, good, throught to very bad. Many even if they know how to run the equipement probably have never had it calibrated since new. You just need to find one that gives you the results close to what you are expecting. A local doctor said to a friend not to use a particular lab as their equipment was not very good and to use another. Your doctor will usually have a good idea of who is good and who is bad, which all falls down when he just sends you to the one with the best kickback.

ChaseB
  1/26/2017 13:38 EST

Appreciated. Gonna have a visit later this year to Davoa.

seernai
  1/26/2017 19:12 EST

Hi Good Morning chaseB , I live in Davao I have been here now almost 2 years and I like it here very much , unlike many areas it does not suffer from Typhoons we do get heavy rain at times but nothing of the destruction of a full Typhoon . I live in the outskirts of the city itself near Mintal not far from Mt Apo it's not to everyone's liking but there are many expats here from all over the world, Americans Brits, French, German, Norwegian to name just a few, for the most part it's pretty quiet here but again like anywhere here things can happen it's a place where you can get lulled into a false sense of security so you have to keep vigilant all the time but not so much as to get paranoid . It has a few interesting places like the Eagle sanctuary and Crocodile park , and the Japanese tunnel and there are lots of shopping malls and open markets.

4david
  1/14/2018 03:59 EST

I've lived in the Philippines for 7 years before, and Thailand for 2 years. Thailand is a nicer country in almost every way. I would recommend it for western couples or single guys who's priorities are having sex and drinking. But if you're an older single guy looking for a meaningful romantic relationship the Phils is much better, and it's not even close.

Ricardo2
  1/15/2018 08:32 EST

My sentiments as well Larry.
Ricardo cebu/leyte

gelynch52ph
  1/15/2018 13:27 EST

Wrap your bags completely in saran wrap and duct tape so nobody has access to a zipper where they could plant a .45 bullet for some imaginary gun you don't own.

GoldWarrior
  1/16/2018 02:15 EST

Don't bother with saran wrap and duct tape, simple slight of hand is all that is needed to plant things and frame you.

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