Expat Exchange
Free MembershipSign In

Philippines Expat Forum

Insurance coverage??

New Topic Newest First
woodenships11
  4/26/2016 18:17 EST

Just got off the phone with my health care provider. I'm 68-with Humana. They claim that as long as I remain a resident of the U.S. I'm covered globally in any emergency room situation. $75 co-pay? Why do I think the robot on the other end of the line is wrong?? :)

Flopie133
  4/26/2016 19:41 EST

But more than likely, you will have to pay up-front and go through months of waiting for reimbursement minus the $75 copay.

GeoBlueGeoBlue
Get Quote

GeoBlue is a trusted leader in international health insurance. Wherever your destination, GeoBlue can keep you and your family covered with the right health insurance. Get a GeoBlue Quote Today!

GeoBlueGeoBlue

GeoBlue is a trusted leader in international health insurance. Wherever your destination, GeoBlue can keep you and your family covered with the right health insurance. Get a GeoBlue Quote Today!
Get Quote

LarryKar
  4/26/2016 19:53 EST

Woodenships: 68 so assuming you are on Medicare. Just to be sure you know Medicare pays for nothing, zip, zero once you leave US soil. Closest place you are covered is the Island of Guam. 3 or 4 hour flight I believe. Never put too much stock in information from Insurance company or even SOC Sec customer services in the USA. Expat and overseas sometimes does not mean anything to them. I learned the hard way.

Flopie133
  4/26/2016 20:01 EST

The Medicare webpage outlines clearly 3 VERY LIMITING circumstances when they would pay outside the US...amounting to ZERO coverage in most instances.

Flopie133
  4/26/2016 20:08 EST

Any one have input on Travel Insurance?

woodenships11
  4/26/2016 20:58 EST

Thus my remark noting my skepticism when finished talking with my Humana Rep. LOL.

GeoBlueGeoBlue
Get Quote

GeoBlue is a trusted leader in international health insurance. Wherever your destination, GeoBlue can keep you and your family covered with the right health insurance. Get a GeoBlue Quote Today!

GeoBlueGeoBlue

GeoBlue is a trusted leader in international health insurance. Wherever your destination, GeoBlue can keep you and your family covered with the right health insurance. Get a GeoBlue Quote Today!
Get Quote

woodenships11
  4/26/2016 21:01 EST

Thank you. I put it to them that I would be "spending a few months in the Philippines." I asked if I would be covered. They went on about "emergency" and the $75 co-pay.. Covered "globally." Their words. ?????

Flopie133
  4/26/2016 21:15 EST

I would have them send me their LATEST PRINTED policy on overseas coverage plus reimbursement procedure, not just rely on word of mouth. The agent on the phone is not the one handling the Billing or disbursement department.

BertelBertelsen
  4/26/2016 21:47 EST

try to say what blue cross says. that is the most used by expats in the phillipines

GeoBlue
GeoBlue

Top-quality coverage for people who live, work, study and travel internationally.
Get Quote

GeoBlueGeoBlue

Top-quality coverage for people who live, work, study and travel internationally.
Get Quote

Living in Philippines GuideLiving in Philippines Guide

The Philippines attracts the interest of expats from all over the world - truly has a lot to offer for a variety of different people. However, it's also important to understand the pitfalls that can be avoided with appropriate homework and preparation.

Philippines Forum Philippines Forum
Join our Philippines forum to meet other expats and talk about living in Philippines.

Contribute to Philippines Network Contribute
Help other expats and newcomers by answering questions about the challenges and adventures of living in Philippines.

Best Places to Live in Philippines Best Places to Live in Philippines

If you're thinking about living in Philippines, here are the 15 Best Places to Live in Philippines in 2023.

Healthcare in PhilippinesHealthcare in Philippines

Expats in the Philippines have a lot to say about the quality of medical care, hospitals, prescription medicine availability and health insurance in the Philippines.

Cost of Living in PhilippinesCost of Living in Philippines

Expats offer insight into the cost of living in Philippines.

Moving to PhilippinesMoving to Philippines Guide

Expats moving to the Philippines join others that have moved there for work or a lower cost of living during retirement. It's critical to understand what the realities of living there are, but those that successfully make the adjustment believe it is a good place to live.

Real Estate in PhilippinesReal Estate in Philippines

Real estate listings in popular cities and towns in Philippines.

Pros Cons of Living in PhilippinesPros & Cons of Living in Philippines

Take off your rose-colored glasses and learn what expats have to say about the biggest challenges and the greatest rewards of living in Philippines.

Retiring in PhilippinesRetiring in Philippines

Advice for people retiring in Philippines.

10 Tips for Living in Philippines10 Tips for Living in Philippines

If you've recently arrived in Philippines, here are 10 tips for digital nomads living in Philippines.

GeoBlue
GeoBlue

Top-quality coverage for people who live, work, study and travel internationally.
Get Quote

GeoBlueGeoBlue

Top-quality coverage for people who live, work, study and travel internationally.
Get Quote

Contribute to Philippines Network Contribute
Help others in Philippines by answering questions about the challenges and adventures of living in Philippines.

Universal Tax Professionals
Universal Tax Professionals

Copyright 1997-2024 Burlingame Interactive, Inc.

Privacy Policy Legal