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Becoming resident in Portugal

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Longfella
11/17/2014 05:05 EST

Hello from Ireland, fellow retirees!

We're finalising our plans for becoming resident in Portugal - not only for financial reasons but also to avail of its good, Mediterranean weather.

Two obvious options for us would have been Malta and Portugal, but, seeing as we lived in Portugal before while motorhoming through it, we'd have a definite preference for it - and especially Lagos, which seems to have everything.

It's interesting that so many retirees have pets, like dogs. We're in the "same boat" and, while we'd love to bring our dog we're in the happy position that we can leave him behind with friends.

I suppose another fundamental question for retirees in these circumstances is "How long every year will we be resident in Portugal?" I'm guessing many retirees will live in Portugal for approximately 6 months, in order to qualify for Portuguese residency, and then return home, probably in the summer months.

Ye, Lagos has everything e.g. long and short sandy beaches, city living, promenade, good golf courses, proximity to other Algarve resorts and about an hour from Faro, the main Algarve airport.

I'm wondering what are the English-language newspapers and are there any English-speaking expat groupings in, or around, Lagos.

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coquimbo
2/10/2015 07:58 EST

Try to attract retirees in Portugal is a non sense unless you are in the 40's
If you are an old man, even in good health: No plans for medical benefits at a reasonaable cost, more important that the relative tax savings that could be wiped out by the next government.
If you plan to move to portugal, the essential reason is the climate, the kindness of people, the cost of leaving and the reasonable price of the properties.
The real negative points: Difficult language and very poor medical. Medical insurance companies having their office abroad are real sharks, forcing the "intelligent" retiree to abord the idea of moving....unless he his rich!
Like any other EEC countries giving free medical and cellular phones to migrants that in most cases will remain a burden, if not ending to jail , Portugal should give the same advantage to retirees investing in their country, participating to the economic groth.
I this problem could be solved, I will move immediately. Any ideas?

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Longfella
2/10/2015 17:02 EST

Hi, Coqimbo.

I'm afraid your message is a little disjointed and difficult to understand.

For example, what do you mean by ..."is a non-sense unless you're in your 40s"?

My investigations tell me that the only big negative is the slow bureaucracy in Portuguese government services.

Surely your own health insurance in your home country will cover you - at least for some of the period concerned?

What are you talking about i.e. free cell phones?

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ProfBren
2/10/2015 18:59 EST

I too am somewhat confused by the comments. We are US citizens in our 60s and have no coverage from our home country here in Portugal. That said we are checking into coverage but already have subsidized health care as residents if we use public health care.

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ProfBren
2/10/2015 18:59 EST

I too am somewhat confused by the comments. We are US citizens in our 60s and have no coverage from our home country here in Portugal. That said we are checking into coverage but already have subsidized health care as residents if we use public health care.

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craigandmicki
2/11/2015 06:48 EST

To coquimbo and profben's postings regarding HEALTH INSURANCE IN PORTUGAL: Brenda, you are an American and your visa states the specific requirements for private medical insurance. This is in addition to what you are enjoying free from local clinics. Coquimbo: In Portugal, one can obtain private medical insurance from local insurance companies at very low rates, sold through Portuguese banks or at the insurance company offices. You can also reach a broker, usually from the UK, who can locate an insurer with competitive rates and a variety of packages to meet your needs.

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boomerexpat
8/23/2015 09:18 EST

Hi, I'm also from the USA. What was involved with your joining the healthcare system as residents. On one site, I read that Non-EU can join. Then I read they can't.

Since you are first hand doing it I would appreciate knowing how much it costs and what the public covers.

What all do you have to use the private to cover that public doesn't. Just for faster care or???

Also, what were the income requirements you had to meet. I've read multiple things about this.

Thanks

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boomerexpat
8/23/2015 09:19 EST

Hi, I'm also from the USA. What was involved with your joining the healthcare system as residents. On one site, I read that Non-EU can join. Then I read they can't.

Since you are first hand doing it I would appreciate knowing how much it costs and what the public covers.

What all do you have to use the private to cover that public doesn't. Just for faster care or???

Also, what were the income requirements you had to meet. I've read multiple things about this.

Thanks

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craigandmicki
8/30/2015 08:09 EST

To obtain your Schengen Visa, the first step in living in a Schengen country for more than 180 days, you will need to show insurance that meets the Schengen Agreement regulations, as follows: "NON-EU CITIZENS not working and without contributions to an EU Social Security program will purchase a private insurance plan. This supplementary health insurance is mandatory by law for those applying for either a Temporary Visa or Residency Permit. The plan must cover any expenses which might arise in connection with repatriation for medical reasons urgent medical attention and/or emergency hospital treatment or death, during their stay(s) in the territory of the Member States. The insurance shall be valid throughout the territory of the Member States and cover the entire period of the person’s intended stay or transit. The minimum amount of covered expenses shall be €30,000. Extract from Regulation (EC) No 810/2009". The FINANCIAL MEANS test requires you to show you have access to 50k euros annually.

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