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Health insurance

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gringo2u
  5/15/2017 12:47 EST

Can I get affordable health insurance there if I'm not yet a resident? If so,who do I contact and how much does it cost/month?

Countga
  5/15/2017 13:35 EST

Hello! Your key word here is "affordable". You can get international insurance coverage from Cigna or Bupa but it's not affordable to me. Otherwise, you need to be a resident and have a fiscal number (like a social security number). The cheapest & best I have found is through the association called AFPOP As a member, you can get insurance through a insurance broker called MEDAL. The insurance company is Allianz. I have Option B that costs around 840 euros per YEAR. Pro rated for partial years. Option A costs twice as much. with higher limits and a few extras. You should be able to check it out at AFPOP.com. You can also get a discount card through a Portuguese bank such as BPI or Millenillum. But, it's just a discount card. It was accepted by SEF when getting my original residence visa. However, one does have to have their fiscal number to open a bank account. Another note: Have to be 70 or under to get MEDAL coverage thru AFPOP. I signed up for insurance a few months prior to my 71st birthday. Hope this all makes sense to you.
countga

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mikea2160
  5/15/2017 14:05 EST

Spouse and I are looking to relocate from the US. Was quoted insurance from MGEN which covers pre-existing conditions, etc. Annual premium in total was about $2200 ($1100 each) . We are ages 62/63.

gringo2u
  5/15/2017 14:46 EST

Thanks! Can a non-resident get the afpop Medal insurance?

Yesitisme
  5/15/2017 16:57 EST

Hello GRINGO2U
Here is AFPOP website, play around in it until you find what you need. You have to be a member of AFPOP to use their services.

http://www.afpop.com/en/page?become-a-member

Once you have your insurance (if purchased before 70 years) you have it from there on.
I do know premiums quoted are per year, not per month.

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Turn relocation stress into success with AnchorLess. From obtaining your NIF to a complete VISA support, we will be your guide through Portuguese administrative.
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Turn relocation stress into success with AnchorLess. From obtaining your NIF to a complete VISA support, we will be your guide through Portuguese administrative.
Learn More

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