Expat Exchange
Free MembershipSign In

Uruguay Expat Forum

BPS laws and hiring

New Topic Newest First
Ging7323
  12/1/2014 15:58 EST

Someone told me of a new law that if you hire a worker, even for a few hours and they get hurt while working for you, if you had not registered that worker with BPS, you can go to prison! So, what do you do when you need someone to help chainsaw a few branches or do some gardening for you? You have to register with BPS? Seems very complicated. Any ideas out there? Is this only for farm owners or all households? It us a new law! That was confirmed.

Morell
  12/2/2014 19:24 EST

I understand that if a worker has a certificate of unipersonalization then they are responsible for their own BPS payments.

It is too bad they make it so difficult to hire people, I usually do everything myself rather than hire someone because of these laws.

Allianz CareAllianz Care
Get Quote

Allianz Care's plans ensure that you have access to quality healthcare whenever you need it. Our flexible solutions allow you to tailor your cover to meet your needs and budget. You can submit your claims digitally and our helpline is available 24/7 to help you anytime.

Allianz CareAllianz Care

Allianz Care's plans ensure that you have access to quality healthcare whenever you need it. Our flexible solutions allow you to tailor your cover to meet your needs and budget. You can submit your claims digitally and our helpline is available 24/7 to help you anytime.
Get Quote

crazyfarmer
  12/2/2014 19:41 EST

We pretty much don't hire anyone ever here anymore, for a variety of reasons. We've heard that if you hire a company to do something for you, like maybe reroof your house or something, and one of their workers gets injured, you can be sued by that person in spite of whatever their employer's legal situation is with BPS.

Basically, from my perspective, this country hates anyone with the capacity to hire someone for almost anything... not exactly a business friendly environment.

Luckily, I can do all my own repairs myself. I've had to learn how a few things are done differently here. For example, I'm currently installing my own wire fence.

Our missionary friends have had real problems with the labor laws also. For example, when they're trying to build a church, it's actually easier for them to fly in americans who then do the work for free, than to get uruguayans to *volunteer* to do the work for free. BPS still expects the church to pay for them.

When we first arrived, we kept the farm hand from the previous owner. The only work she did in the four months that she was here was her own laundry. Then she used BPS to beat us up on the way out because "she had rights". In the end, she cost us around $5000 and did literally nothing.

So if you need anything done, I'd recommend either doing it yourself, or hiring an expat.

kimbo47
  12/2/2014 19:51 EST

Crazy,
i guess you are forgetting UY has a socialist government which usually practices absolute control over the working force.

EdNewYorkCity
  12/3/2014 07:56 EST

If you get sued, lost the case and refuse the court order to pay you could end up in jail. Now, isn’t that the case almost everywhere? I think the law you’re talking about applies for domestic services. If you hire somebody to work for you then you have to pay BPS for your employee (kind of like Social Security in the States) but with the added benefit that the payments you make entitle them to get health care. If you hire somebody to do a specific job but they’re not your employees then you don’t have to pay BPS (cut a tree, empty your sewer well, paint your house, etc. If you employ somebody to clean your house every week then you do have to pay. Uruguay is very bureaucratic so I’d advice you to contact an escribano/a or lawyer before you employ anyone to explain you how it works.
Kimbo47, although the current government is a coalition of lefties (socialist and communists – Uruguayan version), for most of Uruguayan history the governments have had center to right tendencies. Most of the current laws have been there way before the assumption of the lefty coalition. The government does not have absolute control over workers and that sometimes can be a problem. In Uruguay the worker unions are very powerful so that keeps the government and big corporations in check. Is not unusual to have a whole industry stop working in protest for something, usually not a government protest but a worker’s unions one.

carlitos
  12/3/2014 08:17 EST

CrazyFarmer,

"So if you need anything done, I'd recommend either doing it yourself, or hiring an expat. "

an expat might sue you too, the law is for everyone not just for Uruguayans.

I think before hiring anyone one needs to be more careful and check paperworks, get a bill with bps and check references.

good luck,

Allianz CareAllianz Care
Get Quote

Allianz Care's plans ensure that you have access to quality healthcare whenever you need it. Our flexible solutions allow you to tailor your cover to meet your needs and budget. You can submit your claims digitally and our helpline is available 24/7 to help you anytime.

Allianz CareAllianz Care

Allianz Care's plans ensure that you have access to quality healthcare whenever you need it. Our flexible solutions allow you to tailor your cover to meet your needs and budget. You can submit your claims digitally and our helpline is available 24/7 to help you anytime.
Get Quote

crazyfarmer
  12/3/2014 10:57 EST

I don't really want to get into a pissing match with anyone about the wisdom of hiring locals.

If you contact me privately, I can give you a few horror stories that happened to me personally.

brian

carlitos
  12/3/2014 11:34 EST

Oh please don't get me wrong I am not saying your horror stories are not worth, what I am saying is that, hiring people in general might be a bad thing specially when one lacks the skills to do it. Either Uruguayans or expats. anyone can try to squeeze money from you. It is not the nationality, it's the nature of humans. I had a company from 1996 till 2004, Had 12 employees and a number of contractors, I was never sued by them ever. My brother in law had a company was sued several times, lost 3 apartments paying lawyers and former employees.

Ging7323
  12/3/2014 11:52 EST

What about inconsistent hiring for gardening? Sometimes 3 hours a week, sometimes 6, sometimes none? Mowing, weed whacking and chainsawing! The chainsaw is what scares me the most. It is just now and then, more in summer months, less in winter. Not a weekly maid type thing.

And I think there is a brand new law that says you go to prison if someone gets hurt working for you and not signed up with BPS! But no one has gone to prison. A lawyer told that to a friend of mine.

I think that maybe paying BPS an estimated amount each month may keep all parties happy, the worker, us and the government. Now only if I spoke Spanish!

focus
  12/4/2014 10:33 EST

I guess the bottom line is don't hire anyone who isn't a referral.

Where do you live Ging? If you're in Punta I'll come and cut those branches for you.

crazyfarmer
  12/4/2014 12:36 EST

We worked with a referral for about a year. He did so-so work for reasonable prices. Then he mismanaged the foundation pour of my house. He was in way over his head. He also didn't get the quote from the concrete contractor in writing. In retrospect, I should have done it myself. In the US, do you ever go around a general contractor and demand quotes in writing from the subs he hires? He asked the concrete guy three times if this was a final price. Then after the concrete was on the ground, oh... mas IVA.

As time went on, his prices went up and up to the point of ridiculousness. Then he knowingly brought two thieves to my house who stole some tools.

Within a year, not one repair or installation that he did was still working. He would do things like use interior light fixtures outside for example.

So referrals are a good place to start. But never stop watching your back.

brian

Allianz CareAllianz Care
Get Quote

Allianz Care's plans ensure that you have access to quality healthcare whenever you need it. Our flexible solutions allow you to tailor your cover to meet your needs and budget. You can submit your claims digitally and our helpline is available 24/7 to help you anytime.

Allianz CareAllianz Care

Allianz Care's plans ensure that you have access to quality healthcare whenever you need it. Our flexible solutions allow you to tailor your cover to meet your needs and budget. You can submit your claims digitally and our helpline is available 24/7 to help you anytime.
Get Quote

Morell
  12/4/2014 14:57 EST

There have been several different workmen that have been used by different people around here and it seems that some get great work others not so good.

Many of the expats here are very reluctant to give a good reference in case the next job is done poorly.

My rule of thumb is if he does work for Germans and they are happy then he is probably a great find!

Trouble is, he is most likely booked solid for the next year or more.

Ging7323
  12/5/2014 05:10 EST

Focus- thank you. We are living in Neptunia by the last Peaje before Montevideo so no, not close to Punta!

Just another challenge of living here!

focus
  12/5/2014 08:42 EST

Fine. If I'm heading that way I'll send you a PM to see if I should bring my chainsaw.

Pancho
  12/8/2014 07:14 EST

You are mixing up laws and regulations. One thing is the BPS payment and a different the "Ley of Responsabilidad Penal del Empleador".
This law approved last year, forces the employer to supply all security elements to prevent workers to suffer big consecuences due to work accidents. For instance you employ someone to repair your houses roof and he falls down and kills himself. If he had no security implements to prevent that he falls, you could be held as responsible for his death and go to jail.

focus
  12/8/2014 13:38 EST

Hi Pancho,

If you hire someone, are you required to pay BPS for the work?

crazyfarmer
  12/8/2014 16:07 EST

Pancho, if I'm an elderly woman on a pension, and I hire a contractor business with a truck and three guys to climb on my roof to fix the leaks, and one of them falls down, who is responsible because they didn't provide the safety equipment? The elderly woman? Or the contractor company owner she hired?

I believe the way the law is written, (I hope I'm wrong), the elderly woman is the one who goes to jail, or at least, can be sued by the family of the man who died.

If this is how the law is written, It's freakin insane. And the rest of the world would consider Uruguay crazy for passing a law like this.

brian

carlitos
  12/8/2014 16:11 EST

can you show us a link of the law in question?

Morell
  12/8/2014 16:18 EST

We have a thatch roof and because we had so much rain this year we asked the guy who did the thatching a few years ago to come back and kill the moss and weeds that had grown on a small area.

He brought along a couple of guys and one stood on the ridge while the other walked down the roof holding onto a rope held by the guy on the ridge and he sprayed the moss with weed killer.

I do not feel i should be held responsible for their ways of working. I expected they would either bring a long enough ladder or put up scaffolding to do the job safely.

We have noticed many workmen do not use any safely equipment and when we have offered ear protection or goggles they just laugh and don't want them.

EdNewYorkCity
  12/9/2014 00:54 EST

I found what would appear to be the law in question. The links are at the bottom and of course they are in Spanish, you can translate them with Google. It seems clear to me that this is aimed at employers. Lets go back to the roofing company doing an unsafe job on your roof, in this case the safety of the personnel should be the responsibility of the company not the person who hired the company to do the job. When a company (“empresa” in Spanish) is involved then there’s no problem for the person who hired them, I guess the problem is when you hire somebody to do a job and you’re giving the directions on how to do it, in this case I think you are responsible. If someone comes to cut a tree for you he should know better than you the safest way of doing it, so how can you be responsible? I would have a lawyer make me a little template contract putting all responsibility on them, so every time you have somebody do something for you, have them sign it before they do the job.

http://www.impo.com.uy/bancodatos/responsa.htm

http://www.elpais.com.uy/economia-y-mercado/responsabilidad-penal-del-empleador.html

carlitos
  12/9/2014 04:37 EST

thank Ed.

I guess it is very clear now,. specially this:

Acreditada por el patrono la existencia del seguro obligatorio
establecido por esta ley, la acción deberá dirigirse directamente
contra el Banco de Seguros del Estado, quedando eximido el patrono
asegurado de toda responsabilidad y siendo inaplicables, por lo
tanto, las disposiciones del derecho común.

focus
  12/9/2014 07:14 EST

But I think there are two factors here: 1) the law, 2) how it is upheld. How aggressively will the courts defend those who hire? If it is anything like trying to get rid of a delinquent tenant, then it is fair to have doubts.

Can workers create problems for those who hired them? Anecdotally, it seems so. I've personally never had a problem, but it appears many have.

crazyfarmer
  12/9/2014 16:47 EST

Or maybe someone sees a rich American and "falls". This kind of thing happens in the US, so I'm sure it could happen here also.

Maybe the purpose of this law is to force people to hire companies (that can be tracked and taxed) rather than hiring Jose across the street to perform some task.

Maybe there's insurance for this situation... sold by the state insurance bank of course. ;-)

ismael
  12/19/2014 15:38 EST

Sort of, keep in mind tax evasion is not so hardly punished, so there's no big pressure on those irregular contractors.

But a more important factor is the issue that most them are operating in unsafe conditions.

Anyway, there are even more pressing reasons for contracting legit companies, e.g. those irregular contractors may (probably) not comply with quality and security standard, so what might seem cheap in a first instance, could become extremely expensive later.

On the other hand, legit companies and contractors tend to be relatively cheap anyway, at least in my experience (very subjective, of course).

kimbo47
  12/19/2014 17:48 EST

Remember in SA Americans are seen as walking ATM machines whether you are rich or not. So what you say will not be uncommon and people need to be careful. Don't be penny wise and Dollar foolish!

ismael
  12/20/2014 01:36 EST

Yet what you are talking about happens in the USA too, in fact, it happens everywhere, from Japan to Germany, I've experienced it myself.

The fact is that by being a foreigner you _are_ fairly more vulnerable, but of course it happens to locals too, just much less often because they know what to expect, and when something smells fishy.

Pancho
  12/29/2014 11:04 EST

Here is the Law:
http://www.impo.com.uy/bancodatos/responsa.htm

crazyfarmer
  12/29/2014 11:08 EST

Of course cheating people, especially foreigners out of money happens all over the world. But I think it's an art form here. And it's not just us, it's the locals also. The culture here appears to condone theft. And for this reason, everyone has to constantly be on guard in ways that you just don't have to be in the US. So not only is anyone more likely to be cheated here, but also, you as an American are a bigger target.

For example, if you go through a drive-through in the US, and the kid behind the counter tries to short-change you, you can have them fired in seconds. (This is the reason for the signs that say you get a free ice cream if you don't get a receipt.) They take theft seriously in the US. And it's so easy to be fired, and so many people in line to take their job, that employees live in fear, which tends to prevent this kind of petty theft.

Here, they'd probably laugh, give you the correct change, and forget it happened. It's expensive to fire people. And since the culture doesn't take theft seriously, They don't view it as a offence worthy of being fired. After all, it will cost the employer thousands and thousands of pesos to fire someone. But it costs them nothing if they steal from you. And if it's the owner stealing from you, there's no one to fire.

Also, in the US, the culture values the idea of repeat business. So customer service tends to be better. If you cheat a customer, even if they make it out of the store, they might discover it later, and never return to your store and tell everyone they know what happened. You'll have less business and never know why. If you do this to enough people, it's the kiss of death for your business in the US.

Americans often threaten businesses with this here in Uruguay and are shocked to discover that they just don't care. That threat is extremely powerful in the US and means absolutely nothing here. So in the US, the prospect of repeat business is enough to keep people honest. Here, not so much. The attitude here seems to be more like, "how much money can I extract from this guy right now?" as if they assume they'll never see you again. And maybe that's what they think.

There's obviously people and businesses here in Uruguay who are honest. But I can tell you that after living 40+ years in the US and traveling all over the world, I can count on one hand how many times people have tried to cheat me. In the last three years here in Uruguay, I've lost count how many times. Maybe it's a South America thing. Or maybe it's the same in Spain or Italy, I've never been to those places. I don't know. I've changed my behavior here to reduce this. And as my spanish improves, I've noticed that I'm less of a target. But it still happens.

I always do the math in my head and know what the change should be before they can get the answer from the calculator. At least, you should always watch the numbers they type into a calculator and know what the math should be. If they're doing the math on paper, do the math with them in your head as they go. Always get everything in writing and make sure their quote includes IVA. (Sometimes even this isn't enough) Always demand a receipt and save it so you can bring it back to them later if they claim you didn't pay. Do this for everything from the almacen at the corner to UTE or Antel.

Also, if there's a large business here, never pre-pay. They'll take your money and not apply it to your account. If you're leaving on vacation, you'll need to have someone here to pay your bills for you.

You don't have to do any of this in the US. But you need to develop good habits like these here if you want to avoid people taking advantage of you.

brian

focus
  12/29/2014 12:39 EST

Crazyfarmer, it is very sad you have such experiences. I wonder if things are accentuated in the rural areas as truly I have never experienced any issues with the trades I have hired. But then I've always used referrals, maybe that's the trick.

crazyfarmer
  12/29/2014 13:49 EST

I always use referrals, or I do it myself. One referral I hired initially worked out ok, but as time went on, the quality of his work and his attitude got worse, and his prices went up. The last straw was when he brought two thieves to my house who stole some tools. Note that theft was the only reason for the visit.

He also hired a subcontractor who cheated us out of around US$700. The moment he discovered that we were american, the price went up. He asked him three times if the price was a final price (so he says). They assured him it was. Then after the concrete was on the ground... oh, mas IVA. A mistake I made was allowing him to handle the subcontractor himself. I should have handled it and demanded a quote in writing.

And on top of that, he totally screwed up the foundation of our house. There's not a flat spot anywhere. And it's not a rectangle, it's a trapezoid. Another mistake I made was not checking his work. How hard is it to measure? It's out almost 10cm in 15 meters.

This is only one example. Then there's the different guy who installed the concrete piers for our container house incorrectly. Again, doesn't know how to measure. He also screwed up the installation of our pozo negro. He was recommended to us by the people who built our container house as someone they knew and trusted. He overcharged us, then didn't hook up the electricity as promised because "he doesn't do electricity". Sorry, but I thought "everything" included everything. Apparently everything includes plumbing though. I had to put pressure on the container house builder to get the electricity connected. Finally Mr Everything figured out how to do electricity.

The container house builder, again recommended to us by a friend, used shoddy workmanship, then promptly went out of business after selling us our container. They told us it was insulated, but only used an inch of insulation in the walls. They used the cheapest materials they could find. And they used a container with holes in the ceiling so that it leaks, didn't bother fixing the holes. But they covered the holes with a drop ceiling... out of sight out of mind, right? They installed the shower kit incorrectly so that water from inside the shower walls would run down the wall and miss the shower pan flooding the bathroom, which rotted the wood they used. At one point we had mushrooms growing in our bathroom. They also used one of those crap bendy straw drain pipes because the hole they drilled in the floor didn't match the drain position in the shower kit. Air conditioners worked the first year, then quit. Two light figures totally died and had to be replaced after the first year. We finally had a fire in a bedroom in the container which burned out 1/3 of the space and smoke damaged the rest. I'm blaming shoddy wiring. Promised a container house in 30 days... took four months.

The people who installed our container were the keystone cops. They brought two cranes, both too small. But they only brought the second crane after it was obvious the first one wouldn't be enough. They picked up the container off the truck using both cranes at the same time, balanced it precariously on three of the six piers (6 inches wide) , then repositioned the cranes closer to the container, then moved the container onto the other piers, all while raining hydrolic fluid on the container. They're lucky no one died.

Then there's the people who built the doors and windows for our house. The windows were great. The doors were late by almost a month. The front door had welds so bad I could snap pieces off with my fingers. They put me off for almost a month while the house was under construction. Finally I called them and yelled at them in spanish. I threatened to get a pickup truck and bring the door back to them and drop it in the show room, then tell all the customers there what had happened. I had a new door in 2 hours.

The guy who built the isopanels for our house promised them in 90 days... took 9 months. First he was in china, then his manager was sick, then he couldn't get chapa, always an excuse. The quality was ok, but he forgot the rain gutters entirely. He never answered his phone to the point of being laughable. But if I owed him money, he answered his phone every time. I'm now unable to place an additional order with him. He doesn't want the work. I'm counting this one as a success.

I'm installing my own fence now because the only fence guy we could find (recommended to us) was so unreliable I couldn't even give him the money to start. We took it as a sign and decided not to work with him. A couple months later, he called us to tell us he was done making the posts.

In short, I've had it. And I have some concrete slabs that need to be poured. Guess who's doing them. I'm sick and tired of being a target. And even when they don't cheat me directly, the workmanship is poor or even dangerous, quotes are outrageous, they make appointments and don't show up or call, they're difficult or impossible to get a hold of on the phone, and having to deal with the BPS also, and maybe I have a liability problem now also? No thanks.

brian

ismael
  12/31/2014 06:57 EST

IANAL, but as far as I understand it, such misbehavior is a good excuse to fire, you can terminate the employee without compensation, as long you can prove it happened (which perhaps might not be so easy...).

Though there is a cultural problem indeed.

I guess in addition to your thought (specially true for tourists), business might not care because they expect clients to bounce around and find every other business is the same.

Taking that into account, and the fact low wages put a lot more pressure on the selection of prices, creating a vicious cycle, plus the fact most people has very bad economic strategy/skills, so only short term indicators matter, makes being honest not so much of an advantage :(.

crazyfarmer
  12/31/2014 08:51 EST

We've definitely noticed a difference in what we're calling business and marketing skills.

For example, a business in the US will light up its sign at night, even when closed. The idea here is that it's (almost) free advertising. If someone drives by when you're closed, they'll see the sign and know where to come back.

Here in Uruguay, I think the attitude is the opposite. I think if the owner isn't there, he wants to hide the business as much as possible, make it invisible, so that no one will know that his store is the electronics store. Some you know are still there, but others blend into the background and become impossible to see.

Their pricing strategies seem to be different also. As an example, I worked on software for Walgreens, a large drugstore/almacen chain in the US. They knew how much profit each square inch of shelf space generated. They knew demographic information about everyone who lived within 1.5 miles of each store. If they were black, white, or hispanic, those hair care products were eye-level on the shelves. They had 10 different pricing models based on the personal income in the area.

In the US, if a store has a product that isn't moving, they lower the price again and again and again until it sells, even if it means taking a loss, because that loss is more than zero, which is a bigger loss. But they'll even throw out items or donate them to charity for nothing just to get them out of the store. Once the item is gone, it means they can put something that is more profitable on that bit of limited shelf space.

Not here, they'll keep a product that doesn't move in the same spot for what seems like an eternity. I don't know how many times I've seen a box on a shelf in stores with a thick layer of dust, like it hasn't been moved in years.

They may even raise the price on a product, I guess hoping that people will think it's more valuable and buy it, or they should buy it before the price goes up again? It defies logic.

They'll do the same on apartments. A place will sit empty for a long time, then they get a good renter who pays on time, then at the end of the lease what do they do? Raise the rent! So much that people have to move. I guess it's expensive to move and they're hoping the renters won't? We have a fruit stand near our house that hops around from place to place because they keep raising the rent at the end of their lease. Their business model won't support a higher rent. You'd think the owner would know this, and maintain the relationship with the renter. But I guess not. In the US, good renters are gold, so people usually try to keep them happy. Not sure what's going on here.

You can see it in used car pricing also. It seems like someone will buy a new car for $20,000, drive it for a couple years, then try to sell it used for $20,000. Really? They'll let it sit and sit and sit at that price rather than lower it an inch.

I think these attitudes go back to cultural differences and maybe history. They permeate society which affects people's voting habits and therefore, the laws that get passed. I guess if you're living for the day and not thinking about the future, you'll vote for more government cheese for yourself rather than your long-term ability to save or keeping government small so that oppression doesn't creep in.

brian

ismael
  1/1/2015 11:47 EST

Indeed, there's no logic to it, and your guess is mostly correct, I think.

Though, about your last comment, since there is a huge cultural difference, and it permeates all society, voting habits actually don't make a difference, because all political parties agree that government should be big, efficiency doesn't matter, state-owned monopolies are okay, etc.

I'm almost sure all boils down to shortsightedness, and opportunism in some cases. Exacerbated by the fact the population as a whole thinks of itself as well-educated and politically-savvy when it is actually not at all.

OTOH, I think the US has created and exported many beliefs and theories that are not well-founded, specially in regards to economy and politics; so it's important to take a deep breath and think hard about what are the real problems behind the symptoms.

Anyway, the few of us that what change are seen as evil mad scientists trying to cause havoc, even when we have actual evidence something is wrong and have a solution at hand, that has been proven to work elsewhere under very similar conditions; we're being prevented from fixing the problems.

ismael
  1/1/2015 11:49 EST

s/what change/want change/

Allianz Care
Allianz Care

Flexible solutions allow you to tailor your cover to meet your needs and budget. Use Promocode: LIFE10 and get 10% off your international health insurance for life!
Get Quote

Allianz CareAllianz Care

Flexible solutions allow you to tailor your cover to meet your needs and budget. Use Promocode: LIFE10 and get 10% off your international health insurance for life!
Get Quote

Living in Uruguay GuideLiving in Uruguay Guide

Many expats who consider living in Uruguay have lived in other South American countries, and then they are exposed to stories of all that it has to offer.

Uruguay Forum Uruguay Forum
Join our Uruguay forum to meet other expats and talk about living in Uruguay.

Contribute to Uruguay Network Contribute
Help other expats and newcomers by answering questions about the challenges and adventures of living in Uruguay.

Best Places to Live in Uruguay Best Places to Live in Uruguay

If you're dreaming about living in Uruguay, here are the 15 Best Places to Live in Uruguay in 2023.

Healthcare in UruguayHealthcare in Uruguay

Expats in Uruguay have a variety of healthcare options available to them. Understanding what is available is an important part of preparing to move there.

Cost of Living in UruguayCost of Living in Uruguay

Expats offer insight into the cost of living in Uruguay.

Moving to UruguayMoving to Uruguay Guide

Expats who move to Uruguay offer a lot of advice about moving there. There are several aspects of living in Uruguay that need to be taken into consideration: health care, cost of living, transportation and types of housing are just a few of the areas to investigate.

Real Estate in UruguayReal Estate in Uruguay

Real estate listings in popular cities and towns in Uruguay.

Pros Cons of Living in UruguayPros & Cons of Living in Uruguay

Take off your rose-colored glasses and learn what expats have to say about the biggest challenges and the greatest rewards of living in Uruguay.

Retiring in UruguayRetiring in Uruguay

Advice for people retiring in Uruguay.

10 Tips for Living in Uruguay10 Tips for Living in Uruguay

If you've recently arrived in Uruguay, here are 10 tips for digital nomads living in Uruguay.

Allianz Care
Allianz Care

Flexible solutions allow you to tailor your cover to meet your needs and budget. Use Promocode: LIFE10 and get 10% off your international health insurance for life!
Get Quote

Allianz CareAllianz Care

Flexible solutions allow you to tailor your cover to meet your needs and budget. Use Promocode: LIFE10 and get 10% off your international health insurance for life!
Get Quote

Contribute to Uruguay Network Contribute
Help others in Uruguay by answering questions about the challenges and adventures of living in Uruguay.

Universal Tax Professionals
Universal Tax Professionals

Copyright 1997-2024 Burlingame Interactive, Inc.

Privacy Policy Legal