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United Kingdom: NHS:
Hi,
Welcome to the UK! I moved here from the US about 18 months ago, and the 2 most challenging things were 1) getting a bank account and 2) figuring out NHS.
If you're trying to figure out what NHS covers, their basic website does include a good amount of information. One really important thing to note is EVERYTHING has to go through your GP. Everything is referral based, so you go to your GP, and they'll send out a referral to whatever doctor. As a note, this adds a lot of admin time and in general, I found it to be a long (very long) waiting period between my GP appt and actually getting in to the referred doctor. For example, I hurt my back badly over the summer, I ended up in the A&E (emergency room) half a dozen times over the last 7 months, and had been going probably every 2 weeks to my GP, getting referrals to various therapy sessions, MRI, specialists, etc., and just recently have gotten most of it settled. Also, almost all of it was covered by NHS, the exception being that I went to a few private doctors, which aren't covered by NHS but the wait time was 2-3 weeks instead of 2-3 months. I found it extremely challenging because it's very different than the US heath care system that I am used to, and to be honest I have very little support and it felt like I always got runaround when I'd have questions. Since NHS is free and open to everyone, people tend to be more open to going in for smaller issues (vs. in the US, with copays and such, in my experience you try to avoid paying so much extra.).
Your specific question about hosp admittance, I dont know about long term, but I was in the A&E and there was no charge (vs. US emergency room, I was usually charged $500 minumum). If you have any specific questions, I can try to help, feel free to send a message.
Good luck!
Kaite
United Kingdom: Taxes / Costs - Moving to London from US (for work):
Hi -
I am in the process of moving to London for a new job, I am currently in the US. I was hoping someone could help me with figuring out income tax rates, and also general expenses / utilities for a flat.
From the research I have done, it looks like the tax rate for pay is 40% (about 50k GBP).Does that seem correct? Are there any other additional taxes or amounts generally taken out of your pay?
Also, do you pay taxes on flats?
II am trying to put together a budget of living expense, very fun :)
Thanks for any information that you can share!
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