About Nannersone

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Some Forum Posts:

Scotland: Comprehensive Health Cover:

I will be retiring to Scotland, and exercising EU treaty rights as a "worker" - I hope to be working, but will have my private pension to cover expenses if needed. (We'll see how Brexit shakes out!) I do not have credits in the EU for insurance, so there is no chance of any sort of reciprocity. While I know I will be able to use the NHS, I am told the UK immigration people want to see proof that I have "comprehensive cover" medical insurance to be eligible to apply for the equivalent of permanent residency in 5 years. I wonder if anyone can give me an idea what the UK considers "comprehensive" cover? (I have the option for a few policies from my current employer, as a retiree, and one of them is at no cost, but has a $3,000 deductible, after which it's a 20% copay up to a cap of $6K spent in any given year, when the plan pays 100% of charges. The premium savings from not choosing one of the other employer-based plans would equal that out-of-pocket amount in a year, so I'm inclined to choose that option as I'm in generally good health.) Can you recommend a specific company there in the Scotland for personal medical insurance coverage? (Possibly to get a "top up" plan to cover any gaps the government might not like, or for a plan outright without considering my employer's free plan.) Can you give me a ballpark estimate for cost for such coverage for someone around 60, with whatever provisions for coverage that the UK government requires? I know that it will depend on deductibles, what features the plan has, etc., but I'm just trying to get some sort of idea what something that meets the government's requirements might be. (I can't find anything online that delineates what plans meet their expected standards, nor what their standards might be.) Thanks for any advice you can offer!

Scotland: Moving to Scotland.:

Hi. Scotland is still part of the UK and immigration is handled under UK rules/regs. I don't believe there is any option for you to get citizenship or residency status based on great-grandparents, unfortunately. Perhaps you could move elsewhere in Europe and visit Scotland for a few months every year? Good luck!

Ireland: retire as Irish citizen, but adult American daughter can't come with me....:

Hi. I've got dual citizenship, so I know I can legally retire to Ireland. Due to a family snafu, my parents did not register me in the FBR (although I was always told I had been). I found out only after my daughter was born. I have no family other than my daughter (and the same for her). Since she can't be registered in the FBR now, she's not "Irish" enough to live in Ireland with me. I have always wanted to retire there (raised by my Irish grandmother, visited, etc.). But if my daughter cannot stay, I cannot go, as we are all each other has. We've lived together her entire. Does ANYONE know of a way I can get her into the country permanently and legally? She's an adult, so that rules out one avenue. I have earned roughly $64,000 for the last two years, but I think we have to prove I've earned that much for three and it would have to be 60K euro before they'd let me sponsor her, and I think they'll want me to be still employed at that rate. As I'll be a retiree on a nice, but not stellar income (nowhere near 60K euro).... it looks like they won't let her stay if we go. She's about to graduate from university here in the USA in about six months, but the degree isn't really worth anything in the job market. I am about a year from retiring from my job, but young enough to be able to take another for a few more years, as needed. Thanks for any ideas.

Ireland: Confusion and questions about foreign birth register:

Hi. You have to be registered in the FBR prior to having children for those children to be eligible to be citizens. Your mum can get Irish citizenship, but it's not possible for the rest of you. (Sorry, been down that road! Wish I had better news.)

Date Joined:

6/26/2016

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7

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