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Sweden: life without personnummer:
I myself posted a few months ago also a question about private medical insurance in sweden at this very forum and what it would cost us (for me and my family)...up till now NO respons.
Apparently private healthcare is not very good develloped in Sweden and therefore not much used. At least that is my observation.
Here is what a friend of mine did when he went to Sweden last year to obtain a Personnummer.
He just accepted ANY job that was arround (thats right...ANY job) just to get a Personnummer. What happens after a couple of weeks or months if you get fired or quit your job is not important. What is important is that a PN is longlife valid!! So once you have one...you have it forever. The most simple way to obtain a PN in Sweden is....to get a job.
You can also start your own business in Sweden but thats another story.
The Swedish system has a lot of red tape, so you´ll need to think out of the box to beat that. The only thing which you can do WITHOUT a PN in Sweden is to buy a house (or infact any property). Even a car you can´t buy because without a PN you can´t register it in Sweden in your name.
cheers
Paraguay: Survey about Healthcare in Paraguay:
After living in PY for 5 years I think I am entitled to tell some stories about PY health insurance. For starters I thought it was a good idea to get a health insurance with Migones back in 2009....when I came to this country.Paying 240.000 gs a month (thats about US$ 53,- NOW) For US or european standards this might look not much...but mind you this is NOT cheap in Paraguay wereas an average monthly income doesn´t get over 450 US$..that is for MOST people. To make a long story short...I got sick after 2 months with an appendicitis. I went to the Hospital of Migones in Asuncion...I had heavy pains.....but still they kept me waiting for 6 HOURS! After that I got operated, whoch was realy a routine thing and lasted about 30 minutes, problem solved....after 3 days I was allowed to get out...BUT first I had to pay the bill...which was 6.000.000 gs at the time (now about US$ 1340,-). I told them that I had an in surance with them...but still NO SIR you gotta pay!! So I paid.....After that i was so angry that I ended my contract with Migones. After all HOW was I to know when to get an appendicitis?? They tried for MONTHS to collect the monthly fee.....but to my luck I signed the contract when I still didn´t had my PY cedula (thats an PY ID card)...so they could do nothing. To me they are a bunch of CROOKS...!! Migones doesnñ´t have a good rep at all....and there are many cases of negligence and other problems at that particular hospital.
Mind you...in that hospital were i was for 3 days the warm water didn´t function....well as this was end of MAY you have to know that PY can be cold during the night and so is the water:-(
So that was a very lousy service.....Other thing was I wasn´t allowd to eat normal food.....so my wife (back then still my GF) brought me some juice and stuff like that. BUT on the final bill Migones DID put up food costs for 3 days!!!! HA! Nice....
Thing is it is VERY difficult to get a realy good doctor or service in PY. Most of them are trained in private universities and are only there to lurk $$$$ out of your pockets!! Public health care is a true disaster...with long waiting hours....many undertrained medics and short of other staff everywere. Pressure on nurses is very high....etc...etc...etc.. Private healthcare looks better...but that just the outside...underneath it´s also a disaster. The real diffcult cases end up any way in a publich hospital...after the patient runs out of money....or the doctors at the private hospital don´t know what to do anymore!
My current wife is a Registrated Nurse...and she can confirm this. Right now we are about to leave PY and head back to Europe (I am Dutch)....why is this?? Simply because in PY there is NO proper treatment for our autistic son. So called „specialists“ only costs lots of money....and know nothing. Average treatment of 30 minutes a WEEK they call „good“..!! It´s terrible!!
Paraguay definately is NO place to settle down as a gringo if you have serious health issues!
You are NOT the first and NOT the last forreigner which heads back home to get a better treatment! If I had to do it again I definately would NOT sign ANY private healthcare insurance...because they are WORTHLESS imho.
my 2 cents.
regards
Sweden: private healthcare in Sweden:
Hi
does anyone aprox. knows how much a private healthcare insurance costs for 2 adults (44 and 35 yo)and one young child of 4 yo?
I ask this because Swedish migration service want us to show a healthcare certificate which is valid for ONE year, with FULL coverage. I am EU citizen and our kid also,my wife is not. Right now we still live in Paraguay. Thanks in advance...regards, Johan
Paraguay: I want to emmigrate to Paraguy:
yes tahts true...and as for Chinese...well a PEOPLES Republic embassy there is NOT in PY...the only thing there is are an embassy of TAIWAN...and several consulates.
Paraguay is NOT a country were you can find a job easely...and if you find one...get prepared to get paid very lousy!
Good luck with your move to Paraguay...and...LEARN Spanish asap!!! you´ll need it.
Global Expat Forum: Best countries for work?:
In the EU your change would be best in the following countries:
Germany,The Netherlands,Denmark,Finland and Sweden.
OUTSIDE the EU it would be: Australia,new Zealand,the US,Singapore or Russia (!).
my 5 cents.
Paraguay: Living in Paraguay as a pensioner:
PLS kjeep in mind PY hasn´t a sea nore a beach....as I see it the mediocal care is way lower as in the PHP (been there in 2006 for 2 months aswell)...further more PY is not THAT cheap. prices at supermarkets can be even higher as in the US or Europe. Education and (good) health care are very expensive.
suerte
Paraguay: ESL Teaching In Paraguay:
Hi there,
first of all....ESL teacher are NOT getting paid very well here....good paying jobs are ONLY availeble in the ASUNCION area. teaching at a (private) school would eman NOT more tyhen 20.000 Gs an hour (= about 4 USD) Nett. Thing is you won´t get many hours.....most verteran teachers do NOT have more as 20-24 hours a WEEK. So on that wage you can NOT survive...
For public schools they ask a test for spanish AND Guarani as off 2011...!! if you can´t speak both you won´t find a job.
private puples that are worth while are ONLÑY in Asuncion...and I doubt you could buy some land there as ASUNCION is NOT a cheap place to buy land.
hope this helps.
regards.
Paraguay: South Africans in Paraguay:
yes sure there are good schools and universitiets...IF YOU CAN PAY THEM!!!!!!!!!!!! and besiedes they only are in ASUNCION.
personaly I agree...better NOT move to PY with young kids. There are better countries arround.,...such as chile...or Uruguay fe.
regards.
Paraguay: LIVING IN PARAGUAY:
Hi,
My name is John...and i'm a Dutch national still living in Holland but planning to move to PY next april. Been there in 2008 for nearly 4 weeks, I have some contacts there. As stated i must advice to be EXTREMELY carefull with German/Austrian "helpers"as they are in general NOT trustworthy and way too expensive. I allready made some nasty experiences with some of these Emigration "helpers"....:-(
I will post more about my experiences later. I speak decent spanish (and Dutch,German and even some French...)
PY is very easy in obtaining the emigration papers. feel free to contact me to exchange info.
have a nice day.
John
Paraguay: Insurance and other questions:
This is a very intresting topic as i could not find muhc on the internet about it. My Girlfriend (Paraguaya) works in a ministerium in ASU and pays 35 euros a mOnth for health insurance...and she says its good. What cost a house insurance,,,against fire...burgalury and a car insurance? A guy i know has a new Zotye car and he pays 75 USD a month....so thats about the same as in Holland.
I also hear that many people do NOT have any insurance for car....which i think is NOT very wise:-(
regards,
JOHN
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