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Luxembourg: Moving without a job:
Hello. Is your partner an EU citizen? Are you married or in a civil union (PACS)? If so, you are eligible to live and work in Luxembourg. And of course, if you are also an EU citizen, then you are eligible. I don't think it's impossible to find a job in Luxembourg. But it really depends on your profession. I work in IT and I found a job after about 3 months of looking. But this was primarily because I was very particular about the job and held out for the right job. The main industry here is banking. But there are plenty of other viable sources of employment depending on your profession. Good luck!
Luxembourg: American Citizen - Investment Account in Luxembourg:
Hello. I am wondering if anyone knows of a bank here in Luxembourg that will allow American citizens to open an investment account. Many banks will not accept Americans (period) due to the FATCA reporting requirements. My bank (BIL) accepts Americans but only allows me only to open a Current account. And I have found in my research that the handful of banks (that I've found so far) that allow Americans to open accounts have a similar policy.
I would appreciate the feedback of others that have researched this topic or have had different experiences at their own bank. Thank you.
Brian
Luxembourg: English speaking vet surgeries outside of the city:
I'm not sure if they speak English, but there is a veterinarian in Hagen. I drove by it every day when I commuted to work from Kleinbettingen. Here is the link to the vet on Editus. http://www.editus.lu/en/janne-benedicte-dr-hoen-1559
Good luck!
Brian
Luxembourg: Job offer:
Do you mind sharing which bank it is. I'm curious to know if it is my employer.
To answer your question, this is not that unusual. I would agree that it's not ideal. Good companies often lose good candidates because their hiring process takes too long. But I don't think that this is a bad sign or something very unusual.
If I were you, I would follow it up with another inquiry and make clear that you will have to move on at some point.
Good luck.
Brian
Luxembourg: Best Internet Provider for Home and Mobile?:
I must be honest. I am not entirely clear on how to determine which companies are available in which areas. But i believe that it is related to the agreements that the local Commune in your village has made with local companies. In my neighborhood, the offering is Post (www.post.lu). They offer a range of internet services. But not all of the services are available in every area yet. For example, my wife and I lived in the next village and had LuxFiber (100Mps). Two years ago we bought a house in the neighboring larger village but only have access to DSL (10Mps). But there is a project for July 2015 to provide LuxFiber in my neighborhood.
There are other companies. But your access to them will likely depend on the deals already made in your neighborhood by the Commune and/or your apartment building.
Good luck.
Brian
Luxembourg: Where to live:
Hello. You'll find English speakers all over the suburbs of Luxembourg and certainly in the city. But I would suggest the Strassen area as there seems to be a concentration of English speakers there.
Also, just to clarify. Most Luxembourgers can speak English. I have answered your question with regards to living around other expats from an English-speaking country (US and UK primarily). But if your concern is just being able to communicate with your neighbors, you will find that any Luxembourger under the age of 50 generally speaks semi-fluent English.
Good luck.
Brian
Luxembourg: Can a US American open a brokerage account in Luxembourg?:
I had a hard enough time finding a bank that would accept me period as an American. The us reporting requirements are in sharp contradiction with Luxembourgish secrecy laws. The bank that finally agreed to accept did so under the condition that I could only open a current account.
I'm not saying that it's impossible. But I think it will be very, very difficult for you to find a bank willing to allow you to open an investment account.
Brian
Luxembourg: Car & Apartment in Belair Needed (moving from New York):
I can't help you on housing. But there is a very good website (www.athome.lu) which lists a lot of properties both for sale and for rent. Belair is a great community in Luxembourg but also on the expensive side.
Regarding the purchase of a used car... I bought a used car about 1.5 years ago. I started by using www.automarket.lu. I found that there is a large variety of cars there and the site is pretty well done. You can filter on exactly the kind of car you're looking for and the price range.
In the end, I went to a dealer to look at a used car that I found on automarket.lu only to end up buying another car at the same dealership. I am quite pleased with the car and with the deal that I got. But I am not pleased with the dealership and would not go back there (Garage Losch on route de Thionville).
The advantage of going to a dealership is that you can find a lot of used cars that are in relatively good shape. Luxembourg is a fairly affluent country. And it is not uncommon for people to buy a new car every 3 or 4 years (I've even heard of people buying a new car every 2 years). And at a dealership there is enough variety that you'll likely find what you're looking for at one or two dealerships instead of driving all over the place trying to meet sellers of private cars.
Good luck!
Brian
Luxembourg: Buses?:
Yes. Pretty much all of Luxembourg is accessible by bus. Capellen is a decent sized village. And you will find no problems getting to/from the city from Capellen.
By the way, there is also a train stop in Capellen.
You can find all you need to know regarding mass transit in Luxembourg here: http://www.mobiliteit.lu/
Brian
Luxembourg: Paying US Credit Cards:
Hello Kelly. I agree with Tracey. The best option is to pay online using your US bank account. Many banks offer free online banking and I would suggest you check that out.
I also agree that you should maintain a US bank account. I would suggest that you continue to do so indefinitely. Converting money from one currency to another comes with fees. So you'll want to avoid it if possible. Especially, if you'll be earning euros while living in Europe, it helps to have dollars to spend when you are in the US on business, vacation, visiting friends and family, etc.
If you are not a US citizen and are not planning to return to the US, then perhaps you won't need this option. But I find it very useful to have a bank account in the US for spending while there.
Be careful... many US banks will not allow you to maintain your account and live at a foreign address. I have resolved that problem by using my parent's house as my US address in order to maintain my accounts. You may also need to do something similar if you want to hang onto your bank account(s).
Good luck!
Brian
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