Summary: Buying a property in France. Commission free foreign exchange helped them save money.

Bill Williams retired to a small village in western France just over five years ago with his wife. The Williams herald from a small village between Hereford and Abergavenny, and despite the region's picturesque countryside, increased rowdiness at night in the two local towns gradually discouraged them from visiting them at all, and was a significant factor in their decision to leave the UK.

After several holidays exploring different regions of France and with Bill's retirement approaching, the Williams eventually decided to move to the tiny village of Poitou-Thareate in 2004.

Bill and his wife purchased an old, two bedroom detached house in the village which required extensive renovation and the house and garden consequently became an ongoing hobby and project for the couple. Bill admits that despite the work needed on the property, they've enjoyed the project and feel entirely settled in their new home – so much so that they have no plans to return to the UK.

For individuals who are thinking about retiring abroad, Bill highlights that there are a number of factors which should be taken into consideration. For example when looking to purchase a house, "You need to be as clear and as firm as possible with the estate agents. At the end of the day, the agents will just want to sell you a house and you’ll find yourselves viewing properties which don’t match your criteria at all. However, it's important to stick to your guns, be direct with your agent, be patient, and enter the viewing market with an open mind, as it's unlikely that you'll be able to find a property which matches your criteria exactly."

Bill continues, "Many individuals who move to France are often tempted by beautiful, large houses which are accompanied by acres of land.

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About the Author Launched in October 2005, Foremost Currency provides a specialist foreign exchange service for individuals buying or selling property abroad, emigrating and transferring regular payments overseas, and businesses importing and exporting goods. Foremost Currency's dedicated team members specialise solely in the foreign exchange markets, ensuring the best foreign exchange price and service. For more information, visit: www.foremostcurrencygroup.co.uk or call: 0800 781 0601

First Published: Jul 19, 2009