| Let the Adventure Begin! A Week-by-Week Guide to Moving Abroad
|
25 Weeks Until Move: Health Insurance & Services - Health Insurance & Medical Evacuation
|
|
Note: this is an excerpt of our free e-newsletter, Let the Adventure Begin!. For full access, please subscribe to the e-version of Let the Adventure Begin! (free). This is a synopsis of an e-newsletter issue of Let the Adventure Begin! Subscribe today (free) and you'll receive weekly e-newsletters starting 8 months before your approximate move date and running through your first four months abroad, you'll receive weekly e-newsletters with timely advice related to where you are in the preparation and settling in processes.
Subscribe | Update Subscription |
Unsubscribe
|
|
NationPhone&TV's USA TV Abroad Service offers you a real US cable subscription streamed to you live from the US. You can watch on your PC, your TV, or on your mobile device! Go to NationPhone's Website for a demo today.
|
|
|
| Healthcare and Health Insurance
|
|
Everyone moving abroad should carefully research healthcare in their new country and determine if they will need private medical insurance. Young people, in particular, sometimes avoid obtaining health insurance or preparing for medical emegencies. This approach is very risky and ill advised. An accident, acute illness or other emergency can happen -- having health insurance and understanding the local healthcare system can be a lifesaver!
|
|
Earth Class Mail lets you view your mail online, then, with a mouse click, have it either opened and scanned for your review and download, shredded to protect your privacy, recycled to help the environment or forward-shipped to you or others 24/7, wherever you are in the world. Reduces forward-shipping costs by 50-90%!
|
|
|
| Obtaining Private Medical Insurance
|
|
If your health insurance plan is not already selected by your employer or you're moving abroad on your own and would like to obtain private medical insurance, there are many options and coverage varies widely.
David Harris with Goodhealth Worldwide provides a helpful checklist to use when evaluating private medical insurance in his article entitled, International Private Medical Insurance - Myths and Reality .
Harris advises that the following are crucial comparisons that people need to make between international private medical insurance policies:
- Does the provider have local claims units with authority to settle claims?
- Is a reputable carrier used with a strong rating?
- Repatriation is an essential area in cases of severe ill health - does the cover allow the whole family to travel together if required?
- What cover is provided for chronic conditions - is this available as an optional benefit and is there a limit placed on the cover?
- What GP services are available in the specific country and are adequate levels supplied in the policy?
- Does the client play sport and if so, physiotherapy cover should be included. Check too for any dangerous sport exclusions.
- Are quality telephone helplines provided as part of the cover?
- Is the cover portable - can the provider arrange for a seamless transfer of cover if the policyholder moves between countries?
- If the policyholder has a high level of savings, a product with a large excess could be considered - check if these are available.
- If the client has limited funds, is a top-up plan available if some state care is available?
- If maternity cover could be required, check out the cover offered.
- Are alternative treatments available?
- Can dental cover be arranged either as a separate policy or an add-on?
|
|
Living abroad has a lot of benefits but exceptional healthcare isn't one of them. Global Rescue membership ensures your health and safety no matter where you reside. We will evacuate you to the hospital of your choice in your home country. Period.
|
|
|
Related Articles
International Moving Checklist
Kathy Dorf (Jul 09, 2009)
Your Insurance Options Abroad
Jack Rutherford (Oct 18, 2008)
Medical Preparation When Living Overseas
Frank Gillingham, M.D. (Feb 25, 2008)
Emergency Evacuation Planning
Juan A. Garcia Jr. (Nov 17, 2007)
The Status of Healthcare In China And Other Emerging Asian Countries
Paul Vandewalle, MD (Feb 11, 2006)
Benefits
(Jul 09, 2004)
Emergency Considerations for Companies Sending Employees on Assignments Overseas
Tom Paton, Prudential Relocation (Sep 22, 2003)
Evacuation Planning
US State Department (Mar 18, 2003)
Expatriate Benefits: What's the Best Approach?
CIGNA International Expatriate Benefits (Sep 16, 2002)
Business Insurance Health Care Access Services for Expats Gain in Popularity
Michael Bradford (Jul 15, 2002)
>> See More Articles
Related Resources
AXA PPP healthcare
Resident expatriate or local national...working, travelling or retired, when you're living abroad you deserve quality healthcare insurance from a company that knows their way around the world of private health!
Clements International
Moving Abroad? Clements International, the leading provider of expatriate insurance, offers individuals and businesses coverage for property, automobiles, health, and liability.
Expatriate Life Insurance
Expatriate Life insurance
Global Rescue
Global Rescue will bring you home from anywhere if you are sick or injured. It will protect your health and it could save your life.
HealthcareAnywhere
U.S. Style Global Insurance / A-rated Insurance Company
HTH Worldwide
HTH provides Expat health insurance (Global Citizen plan) to U.S. citizens living abroad or foreign nationals residing in the U.S. The Global Citizen plan is underwritten and administered in the U.S. It meets all state requirements and is HIPAA compliant.
Integra Global Personal Health
International Health and Medical Insurance for expatriates of all nationalities. Comprehensive health plan for the best care worldwide including access to US health care.
International health insurance
New York International Group is an international insurance firm that specializes in the needs of expatriates offering medical insurance plans for both individuals and groups. The company also offers an array of life, disability and travel insurance products worldwide.
World Nomads Travel Insurance
Recommended by Lonely Planet, World Nomads travel insurance is available to people from over 150 countries and is designed for adventurous travelers.
|
|
This issue was prepared by ExpatExchange.com
|
|
