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Ojaisue posted shell shocked! on the Portugal forum on August 04, 2015:
Hi everyone, I am a Brit who has lived in California for almost 20 years - I have enjoyed gleaning some very useful info from this site and am now ready to take the plunge and move to the Albufeira area 3rd week of September....YIKES! It really happened suddenly and I feel very unprepared! I am shipping my furniture etc and having problems finding somewhere unfurnished to rent initially......what is the deal with unfurnished? I would like to rent a 3 bed/2bath while I figure things out. I spent April of this year in Vale de Parra/Gale and just fell in love with this area....out of season I know! I would love to return there if possible but open to suggestions. Any help would be so appreciated.
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adepristo replied to the thread Cost of private health insurance on the Portugal forum on August 03, 2015:
StationsEnd initially posted:
Hello. My husband and I have, just recently, started to explore the possibility of retiring outside of the United States and are currently focusing our attention on Portugal and France. Our monthly income will be limited, but the estimated expenses that have been presented on this and other forums as well as many online articles are very encouraging. I’m concerned, however, that the cost of private health insurance may kill the dream before it has a chance to come into focus. I read that one couple, over the age of 65, was quoted a cost of $25,000 to $35,000 per year for the two of them. It is my understanding that Medicare does not cover medical expenses incurred outside of the United States. It is also my understanding that proof of health insurance is a Visa requirement in many, if not all, countries. I would appreciate any information that you have to offer on this topic.
adepristo replied on August 03, 2015 with:
I had looked a few years ago about medical insurance when I lived in Canada and there were no restrictions. I should have known that the EU would be different from when I lived in Denmark. Thank you for the advice.
craigandmicki replied on August 03, 2015 with:
The laws that do apply are those if the EU. A plan that complies with the Schengen zone requirements is needed. These plans will explain how persons covered prior to age 65 remain eligible and those over 65 can apply for coverage.
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LovetheBeach replied to the thread Recommended Reading on the Portugal forum on August 03, 2015:
StationsEnd initially posted:
Hello. As I mentioned in an earlier post, my husband and I have, just recently, started to explore the possibility of retiring outside of the United States. I’m reading the many wonderful posts and articles on this website and have begun reading the book titled “How to Retire Overseas: Everything You Need to Know to Live Well (for Less) Abroad” by Kathleen Peddicord. I also hope to read: “The International Living Guide to Retiring Overseas on a Budget: How to Live Well on $25,000 a Year” by Suzan Haskins and Dan Prescher; “Getting Out: Your Guide to Leaving America” by Mark Ehrman and Cletus Nelson; and “I Don't Know Where I Want to Be - But It Isn't Here” by Suzie Hammond. I would appreciate your feedback on any of these books as well as suggestions for additional books, forums, or websites on moving abroad in general or, more specifically, moving to France or Portugal. Thank you.
LovetheBeach replied on August 03, 2015 with:
I've read the book by Suzan Haskins and Dan Prescher. They tend to focus more on the mindset of leaving your country of birth and getting ready to have a totally different experience in another country. Kathleen Peddicord's book is more nuts and bolts, what to do and when. I think they are both valuable, keeping in mind that they are different approaches. If you have traveled widely and have spent time in other cultures, you might want to dive right in to the Peddicord book. If this is your "first flight into the unknown", I'd definitely also suggest you read the Haskins / Prescher book.
craigandmicki replied on August 03, 2015 with:
The Petticord book is at the top of our list, especially if you are doing to narrow 'overseas' into a more specific zone. We've all learned to be cautious about anything by International Living (Haskins/Prescher among that) --it tends to be philosophically helpful but not realistic with costs, processes. Also look into Tim Leffel's books and 'Cheapest Destinations Blog' for more current, accurate facts. Expat Exchange is among the most helpful along with the facebook site US Expat Taxes.
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beeg1234 replied to the thread Residency Visa (Not the Golden Visa) on the Portugal forum on July 31, 2015:
beeg1234 initially posted:
I just reached out to an attorney in Lisbon to help my husband & I start our Portuguese residency visa but they are claiming if we are not interested in the Golden Visa, AND we're both US citizens, we will have to choose a way to obtain Portuguese residence. The options are either working visas, studying or teaching visas and entrepreneur visas. My husband and I are financially independent and just want to retire in Portugal. We don't need any financial support & do not wish to purchase property or start a business. We can more than provide documentation of sufficient financial sources. What REALLY are our options.
beeg1234 replied on July 31, 2015 with:
Thank you...very helpful. Interesting this attorney in Lisbon doesn't know that. My husband & I are still in California and don't plan to until end of summer 2016. Looks like we have time. Really appreciate it.
craigandmicki replied on July 31, 2015 with:
You want the Type 1 Visa, which most of us have. Please see the detailed steps and documentation required in my article, Demystifying the Paper Trail, at this site under Portugal Articles.
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Expat ArticlesArticle Summary: Thanks to Susan Stults Korthase for this helpful overview of current requirements to begin the process of obtaining a Residency Visa when moving from the US to Portugal. Note: Information Updated January 2015. (Continue)
beeg1234 replied most recently with:
I'm sure this is a stupid question on my part but can anyone recommend a US based attorney to help me & my husband with our Portugal Visa application? If not, can anyone from the US recommend an attorney in Portugal that will help US citizen with their visa application? Typically how much does it cost for the entire process? Thank you in advance.
boomerexpat replied recently with:
Thank you for the feedback on my question. Is the US, retirement accounts such as IRAs and 401ks are treated as regular income and not capital gains. So, in Portugal they are taxed as capital gains? In the US you generally don't pay taxes on the first 10K of income but it looks like you pay 14.5% in Portugal. Correct? Thanks again.
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StationsEnd posted Moving personal belongings to your new home on the Portugal forum on July 25, 2015:
I have a question for those of you who have made the move to a new country. After you found your new, permanent residence: (1) What belongings did you have moved to your new home? (2) What was the approximate cost and year of your move? (3) Knowing what you know now, what, if anything, would you do differently? Thank you.
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GMorrell replied to the thread Second scouting trip to Portugal! on the Portugal forum:
Charliegirl7 initially posted:
Hi again! My husband and I visited the Algarve in October to see if we wanted to retire there and fell in love with everything and everyone! Now we are planning our second trip back and this time, we'd like to visit the Sintra area and towns a little closer to Lisbon. Maybe even go up the silver coast (just a little as we want to be no more than an hour outside of Lisbon). We are still looking for a house with some land (we have 3 large dogs) and privacy and wonder if there are as many long term rentals available in Sintra as there were in the Algarve? Are there expats in this area? Is English still widely spoken if we stay in the larger towns? We'd appreciate any feedback/suggestions from anyone who either has lived here or can give us some recommendations on what to look for. Thank you in advance for your help!
GMorrell replied on July 24, 2015 with:
Hi, Here's an interesting article http://www.theguardian.com/travel/2014/jul/12/-sp-portugal-alentejo-region-europe-finest-beaches. Here is a property site that may give you an idea of prices: http://www.alentejohome.com Good luck and please keep us posted of your final selection? Graham
Charliegirl7 replied on June 27, 2015 with:
Just in case there are people here that don't remember us from October 2014, we are retiring from the U.S. and want to stay within a budget of 2,000 euros monthly. We have heard how beautiful Cascais is, and the proximity to Lisbon is perfect for us, and we do plan on seeing that area when we return, however, from what we read, there aren't many detached homes with land available there in our price range. So that why we're looking at Sintra! Thank you again for your help!
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portolaw replied to the thread Porto on the Portugal forum:
viviennecarroll initially posted:
Hi I'm a single woman (50s) considering living and working between Porto and the UK with a view to moving there longer term. Is there an active English speaking community that I could become part of.
portolaw replied most recently with:
Hi Vivienne, I live in Porto and I'm a portuguese member of an english club in town. There's lots of english-speaking people coming to live here or in the whereabouts and recently i've helped one moving to Espinho, 30km south of here. Joaquim
craigandmicki replied most recently with:
Cascais is an attractive, active area with daily walks along the ocean, clean beaches, a protected bay and lots of shops, markets and restaurants within a walk. None of us speaks fluent Portuguese (None of us Americans...but many Europeans have several languages) because we don't need fluency to make our way at shops, banks, etc. English is the second language here!
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property in Portugal Quite location ,with lovely neighbours, -English , Dutch ,French and Portuguese -Walk to everything or public transport .
Vedel replied to the thread moving on the Portugal forum:
Missy05 initially posted:
Hi wondering if anyone can help us out ! Looking to move to Portugal rent for a while before we buy anyone recommend any nice places to live in village life open all year round ??? Thank you
Vedel replied most recently with:
Hi . I offer my 2 bed , 3 bath in Albufeira to anyone in your situation . A try before you buy deal . I have availability from Nov 2nd to Jan 2 nd ,at the moment . Regards Veronica
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