replied to the thread Health Care Systems in Uruguay
on the Uruguay forum on November 21, 2014:
Does anyone have tips/information on good health care systems to choose? I heard that once you sign up for one you can't change for 2 years. I also heard some have age restrictions. I also heard some are health organizations and others are more like clearing houses or logistics systems that utilize various hospitals and organizations resources? We have a 66 year old, a 56 year old, and a 13 year old in our family. We have cedulas. I am also interested in how good the dental plans or dental care is here, has anyone experienced that?
I understand. Thank you very much. Good information!
Please understand we here have our experiences we can share but cannot tell you everything there is to know about the situation of a heart attack if we have not been in that situation. Every health plan is different. Common sense dictates if you have a grave health issue, you might want to find a health plan with a hospital and live in that area. Atlántida has no hospital. Avoid it as you will have to go into Montevideo and it's about one hour drive. Rosario in San Jose has some of the best hospitals and doctors. Same with Tacuarembó. Those might be areas you want to concentrate on.
replied to the thread new law in US July 1st 2014
on the Uruguay forum:
I've read that this law will impact expats' banking. I don't mind paying Uruguay taxes, but I've alrady been taxed on the money I'll be swifting. Supposedly foreign banks will have to report to the US IRS if an expat has over 50k in their bank...a bunch of paperwork for them! Will BBVA report back? Costa Rica had some banks who wouldn't work with the US.
The IRS is trying to stop offshore caches....
replied on November 14, 2014 with:
The IRS can go F themselves. Sorry, but they do the same crap. It's just since they're in a position of power and wrote the law, they know the loop holes. For example, can't accept bribes but it is perfectly legal to contribute to a campaign fund. ITS THE SAME. No different with the IRS. Honestly, I'm tired of the IRSs'/ Government's bulls((((h)))))it. No, I'm not anti-government, but come on. How can leaders in the USA tell the leaders in another country what to do? In an agreement you might add. Well, my response is the devil is in the details. That would explain why countries are rejecting this FATCA BS. Frankly I don't blame them.
The lazy idiots in the IRS should be more focused upon the syndicated "Cash & Carry" Chinese business enterprises, that have smuggled billions of US Dollars to China, since the early 1960's, and have never paid a single dime of any Form 1040 income taxes. So go figure.
Beautiful Chalet and guesthouse oceanview... walking distance to Piriapolis, beaches. Mature flower-herb gardens, fireplace, all appliances, furnished, security. Oceanview bedroom deck..
Paulo Alvez Realty (San Francisco area)...ask for Valeria. New to market. Health sale. Many more photos available.
Are there thrift stores (or perhaps they call them something else) in Montevideo or Salto where you may purchase inexpensive but still very clean and nice second hand (used) clothing and other items like furniture/small electronics/bikes at discounted prices?
By the way, are most home and apt. rentals already fully furnished?
There are two other options that I know of. One is that if you visit a border town, many stores have lower prices and don't charge sales tax in order to complete with stores in Brazil. Alternatively, you can shop in Brazil. Not sure what the situation is with Argentina.
The other option is called the barrio judío (Jewish Neighborhood). It's in the vicinity of Arenal Grande and Domingo Aramburu. There are a number of stores in this area, mostly clothing but also some electronics, toys, and other small items. There are rules about how many of what you have to buy. Some stores require that you buy at least six of something, or six of the same type. Others don't have a limit.
Sometimes this is annoying. For example, there's a hat store with all kinds of nice cowboy hats. You have to buy six. But other items like dishes or small adapters, buying six is no problem.
There are also ferias. They seem to always have clothes.
also if you buy/bring electronics there are things we were not aware of... one thing is there are 2 plug large and 3 plug small outlets (I think the two plug large ones are called Shoko, does anyone know?). The two plug large are the equivalent of the grounded ones in the States I believe. We fried my son's xbox almost immediately because we bought an adapter plug and my very imperfect understanding of electricity and of Spanish meant I didn't understand that just because you can plug it in does not mean the current is transformed to the other system... for that you need something else, called a transformer... therefore you can plug it in and it will burn out the motor. Also most plugs in apartments are the 3 little prongs ones, and most appliances (like refrigerators or washing machines or even blow dryers) are the two prong big ones, so you have to use an adaptor plug, which we have been told and experienced will possibly cause burn outs (and possibly fires which we have not experienced)... the solution to this is to get an electrician on your own dime to come switch out the plug in the wall to the 2-plug one (three plug ones can be plugged into the 2-plug one without a problem)... there are extension cords with power strips sold in the stores which will give you 5-6 plugs from a wall outlet... some of each... would love to hear from an electrician if there's a downside to using these). You can tell electricity is not my strong point...
replied to the thread Dental Plans and Dental Care in Uruguay
on the Uruguay forum on November 12, 2014:
I am wondering what the best way to approach dental care is here? We are from the USA, have cedulas and are settled in, and plan to stay long-term.
Hi Edy. Not sure if you remember me, but we met at Terry and Beth's place a while back.
We tried to use the dental part of espanola for a while. It was a disaster. It basically went like this: You go for a consultation where they look at your tooth and say, wow, you need that cavity filled. You need to make an appointment. So you make an appointment where they look at your tooth and say, wow, you need that cavity filled. So you make an appointment where they look at your tooth and say... Later they sent us clear across town to get an x-ray. When we returned with the x-ray at the next appointment, there, across from me in the waiting room was a room containing the exact x-ray machine we used at the other place.
After 8 (count them) eight attempts to get a cavity filled, we gave up on espanola. They've been otherwise great for medical. But their dental care is beyond terrible.
My daughter who recently married a local recommended his dentist in Las Piedras. We went there and they filled two cavites on the spot. I think we paid US$50 which included a return checkup. You just show up. They never make appointments.
replied to the thread So many questions on Uruguay
on the Uruguay forum:
Hello, am 20 years old and seriously thinking of moving to Uruguay from the U.S in the next few years to start over my life. i have many things i would like to know.
1. How much would money ideal for me to start over, am thinking 3000 U.S dollars or do i need more? right now i have 0 dollars in my bank account
2. Is it ok to come in with a tourist visa and one way ticket, or two way ticket?
3. Jobs.... even if i do come with a tourist visa how can i get a job?
4. Apartments.... read you need to make deposits for the apartment. Am looking for very small apartment for myself, nothing luxurious. How much will it cost?
5. Any information in regards to residency and citizenship. Such as going in with tourist visa and changing status and the cost of it.
6. Any other info i missed that i need
My apologize if this any has been answered already. Thanks for your help.
P.S i don't Spanish but i plan to learn
Spades, those numbers are in Pesos. So right now, at about 24 pesos to a dollar, 4000 pesos is roughly $170 in dollars.
replied on November 08, 2014 with:
may I ask your motivation to move out of US at 20 and what made you pick Uruguay. Based on your answer I may be able to give you some additional options/recommendations.
I used American Airlines and they have a webpage that tells what the overweight limits are and what the charges are.
I brought a dog crate and 4 suitcases, three overweight... the lady targeting the most overweight and told me it needed to be lightened, so I pulled out some things and handed them to my "ride" to take home and bring later (which he didn't unfortunately) then charged me for it and let the other two go. Steve came later and brought 4 and he got charged overweight for all of them.
The total limit was five, and there was one free, and then a separate charge for each additional luggage and each time one was overweight. I ended up paying about $500 over including the dog which is a $120 charge, but thought it was cheaper than trying to ship the stuff and potentially paying tax too... they did not check my luggage incoming, perhaps too much fuss over the dog... I remember when I was traveling with young children they never checked by luggage either...
A reader replied recently with:
I realize each airline is different, but for your case, what was the cost per extra suitcase that you paid and what was the weight limit? Were seven the maximum allowed or could you have brought 10 or 12, etc. if you were willing to pay?
replied to the thread Family of Four to teach English
on the Uruguay forum:
Can anyone provide suggestions and/or resources for us? We are a husband and wife with two young boys (11 and 13) interested in teaching English in Uruguay for one year. My wife and I are not 100% fluent, but we are mildly comfortable with Spanish (and plan to improve before arrival). My wife is a teacher and I am not.
Looking to find another family that has down something similar so we can benefit from their advice.
hi, we are doing that, want to talk?
I am planning on moving to Uruguay next year from the US and already looking at properties. I was wondering if any of you that have made the transition can advise me on the best way to transfer money to a Uruguayan account from a bank in the United States. I'm also thinking the least transfer fees involved the better. Also, what are the US taxation implications involved? Anyone know?
Thanks for reading.
Charles Schwab transfers funds for $25.00 each transfer
replied on November 07, 2014 with:
We transferred over 100k to our realtor by Swift and it cost $45....and 2 weeks to clear. ("slow to pay country") We got Travel Rewards cards to not get charged for use in Uruguay. Now due to my husband's health, we have to sell our near Piriapolis house and guest house with so much sadness. ...so the realtor, once sold, will Swift back the funds. You are so lucky to go.
Can anyone provide names of safe and inexpensive hotels centrally located in Montevideo? Suitable bed and breakfast business would also be OK if recommended.
I will be in Montevideo around November or December of this year.
my pleasure, don't hesitate to get in touch to say hi while you are here!
No, I did not get your reply.