replied to the thread Jobs Jobs. Where do I begin?
on the Uruguay forum on March 27, 2015:
I'm a Bilingual Senior Account Manager and Sales professional with a 10-year background in managing distribution logistics with countries in Latin America and the United States.
Does anyone know of the best places to go to look for companies in Uruguay that would be a good fit to apply for?
How about just buying a ticket and going out with no connects? I'm really starting at square one here.
Any help is appreciated.
I have not been there, but I have been researching Uruguay for the past 5 years and I am very interested in looking at possibilities of employment out there.
I figured that if I landed an interview or two out there I could kill two birds with one stone.
I work here for companies in the US over the internet. To work for companies here, I'd have to take a minimum 50% pay cut and go into an office every day.
replied 7 hours ago with:
Franglish, the language exchange event, is currently looking for someone to manage Franglish in Montevideo !
We're looking for people who can take responsibility in the organisation of Franglish events. This includes:
- organising and hosting weekly events
- finding a venue to host our events
Desired skills and requirements:
- fluent in English and Spanish
- animated and confident in events hosting
- able to work up to 10 hours per week...
replied to the thread Money making ideas
on the Uruguay forum on March 27, 2015:
Please feel free to post your business ideas of how to make money.
Although many of you may not realize it, most foreigners in countries around the world have learned to survive by working together.
I have lived outside the US for 5 years now. It has been a struggle for many reasons, but I still consider this to be the best part of my life. I have been trying to save up enough money to open a business in a South American country, but so far have not been able to.
However, I thought I would share some of my ideas with others, and see what they think. Because I grew up in a very rural area (Hamilton Montana) I learned that survival is better when you have friends that share in your ideas.
You folks are all in a foreign country living together, and yet may need to learn what I would call the most basic lesson of survival and that is to work together. Support each other, and help each other, and things will be much better for everyone.
Here are some of my ideas:
1. Open a coffee shop, and support each other by patronizing the business and spreading the word when you can. Some things to add would be a business center where folks can use a computer if they do not have one, larger tables with electrical plugins for those executives who need a break from the office or home while working, coffee bean roaster and grinder to make real fresh coffee and how about some cream cheese cinnamon rolls, or fresh bagels?
2. Open a self-service laundry mat where folks can not only wash and dry their clothes and get dry cleaning done, but can wash large items like blankets, bedding, etc. Of course folks can drop off and pick up their laundry the same day.
3. Open a fitness center with either an aerobic / dance focus, or one with weights / machines. It can be in the basement of your home if needed.
4. Open an English Language Center. Hire your expat friends to work there on a salary to help them gain residence or citizenship.
5. If you farm or have a large lot of land, consider cattle ranching as it generates a very good income in Uruguay as 90% of restaurant’s are Parilla’s. You could do an organic chicken farm where you sell organic chicken eggs and chickens.
Believe it or not, I have seen all of these and more (bars and disco techs) being done by expats all over South America with success. If you open a business, banking will be easier for you. You will be able to meet more locals and find out what they think not only about you, but about your business and how to improve it.
you are absolutely right and have touched on a couple of subjects that are very interesting.
Medical professionals here form groups to create a radiology business and buy the big expensive X-Ray or Ultrasound machines and then they all send their patients there, making a large profit. Maybe the Lagomar facility is one of those..
Also you are right about braces. Since now very few people have caries dentist have resorted to prescribing dental braces not only to children but to folks in their late 70 and older. Its a way for them to make easy money and stay in business. Now they are all doing dental implants since that specialty is not licensed here in the US. SCARY!!!!
Finally you touch in another point that is not only proper for this tread but maybe a business you can start for yourself with very little money and in the living room of your house. It will make you good money if , as you say, there is none in your area and you already have the training that will fit the business.
I'm talking about you buying a used old vintage ultrasound machine and not only give service to the vets but to medical dr's and the public at large assuming the laws there allow it.
My family DR (old fashioned Dr) has a very old unit (over 15 yrs old,looks like a relic but works like a charm) and uses it constantly and it takes a polaroid picture (no digital, sorry) that he places on your file and will give you one for your records if you ask.
Not only that but he lets you see the screen as he does it and explains what he is seeing and takes pictures as he goes along. Believe it or not it has color and sound and you can hear and see the blood rushing as it goes through your Carotid artery.
He also checks for aneurysm
with this machine. I DON'T KNOW HOW CAN SOME DR'S CHECK YOU (or better not check you properly) WITHOUT HAVING THE PROPER TOOLS OF THE TRADE. Some things need to be analyzed with these tools to find. In the news the other day there was a 26 yr old athlete that died spontaneously from an aneurysm!
With this oldie which he uses all the time (he loves playing with it) he has found a cyst on my kidney, lump on a testicle and occlusion on my left carotid which saved my life. I had no symptoms or complaints just going for an annual check up. GOD BLESS THIS DR FOR HAVING THE TOOLS OF THE TRADE AND USING THEM EVEN THOUGH THEY ARE VERY OLD! But they do the job which is what is important,
Needless to say after the discovery I went to specialists and had a very modern CAT scan that confirmed what he had found and took care of the problems.
I have no idea of their cost but based on the cost of a new mini X-Ray machine being under $600 I would guess you can get a good used oldie like his for $250 to $350.
We paid $1200 for a new defibrillator (which we use when fishing way out) which by the way would be a great tool you can rent out to gyms or other public places to help someone with a serious AFIB episode. They are required in some public places and airlines carry them.The beauty of these new equipment's is you don't need to be a DR just follow the verbal instructions it provides when you turn it on.
The same for an EKG machine. Again my DR has a real oldie and it prints out the diagnosis. Excellent machine to have in your business to perform yearly check ups for people. In my area there are 3 small one owner businesses that do this (Perform an EKG), draw blood for a CBC which they send to a major lab, take your blood pressure, weight and give you a hearing test (another cheap machine that will print the results) and all for $95 and you get the results send to you at home. You can discuss the results with your Dr or just keep for your records.
So as you can see if you seize this opportunity to supplement the professionals which do not want to invest in the tools of their trade I can see you making big money, performing a great service to your community including expats (since you are bilingual) and working a lot less and In your home unless you grow too big.
Now you can have the nice cars and the big homes like the dentists in your area. LOL
My Dr has many other pieces of equipment Lung test, Hearing test, Endoscope, X-Ray (still uses film and development in dark room. No digitals) Etc. If you are interest in more info PM me. I have other ideas for you.
replied on March 26, 2015 with:
Yes, that's what I think, they should have the tools, but they don't, last time I asked my dentist (in Atlantida) why he does not own an x-ray, he said too expensive to buy and expensive to buy supplies. I noticed too that he only send people to have x-rays in Pando or in Lagomar when they ask for that. My wife had toothache and went there and she suggested to have a x-ray, then he agreed not otherwise.
On the other hand, I met a young woman last year that brought an old ultrasound machine from the states and was making money performing examination in animals and selling the results to other vets. I believe this kind of machine/service is available in our area either, I might be wrong though.
Another thing is, those before mentioned dentists, they love now a days to work of brackets for kids and not only on kids as I have seen adults with them too. In order to start the treatment they need a panoramic x-ray, people need to go to Montevideo for that I believe. BTW I worked for a dentist and happened to be a scientist in the area too for 10 years back in the late 80s. While he was writing a series of books about his job I wrote all his software that calculated measures of the skull for orthodontics purposes. His wife and 2 daughters were dentists too, and I basically got very involved in their day to day trades.
replied to the thread Thinking of starting a business importing goods?
on the Uruguay forum on March 25, 2015:
The idea of importing things to Uruguay has come up fairly frequently on this board and I've been curious myself about the subject so I just sat down with my next-door neighbour who is in the business to ask how difficult it is so I am sharing what he told me with you.
Uruguay has a very organized and straightforward system regarding imports. What I took away from my meeting was that you will have to start with two relationships - an accountant and a despachante (import broker). The accountant really has nothing to do with importing but is recommended because you will have to have your own company firstt. Starting a business is not difficult in Uruguay but like any country paperwork and tax obligations are associated with it. The tax obligations are a bit trickier here than what you would be used to and for that reason I would start with an accountant who can explain fully what the obligations are and what you can do to mitigate the costs involved with complying. The cheapest form of business is the unipersonal which would be the closest thing to a proprietorship that North Americans would be familiar with. You do not have to be a resident to open any type of business.
The despachante is the other relationship that you must foster as they will be the ones who act as agent and make sure everything goes smoothly. There are numerous taxes that are involved, both duties and VAT, and lots of paperwork involving declarations of the type of goods entering etc. In Uruguay, FYI, serious infractions involving customs involve jail time so it's not something to take lightly. The despachante can also advise regarding freight but you are free to use whichever shipping company you like if you want to get multiple quotes. If you intend to reside in Uruguay and bring your personal belongings that will be your first relationship with a despachante.
The costs involved with importing as a rule of thumb are probably about 50% of the cost of the goods. Up front, the number is actually a little over 100% but of those costs the VAT portion will be reimbursed when you sell your products.
Not speaking spanish will, of course, complicate matters but it seems to me a guy like Carlitos would probably be happy to accompany you to the meetings with these professionals so that you can make the relationships and understand fully what your obligations are.
My neighbour gave me the name of the despachante that he uses but since I haven't spoken with them I'd rather not mention their name publically. If anyone is truly interested just pass me a PM and I'll forward it to you.
Hope this is of interest.
replied on March 25, 2015 with:
Thanks Focus. Sorry did not mean to push your knowledge but to educate me on the subject. Great explanation of how VAT works. Numbers are not my thing and I'm still a little confused on the whole import cost of an item..
Don't worry its not important and as you say its just a rule of thumb and there are many cost that make up the actual cost of the imported goods. And this is the job of the accountant and the customs expediter to determine at time of importing.
replied on March 25, 2015 with:
Your pushing my knowledge a bit here but you let's say for arguments sake that I got the numbers right (although they suggest that IVA is 50% and it's normally 22% - so I'd have to clarify how that is so) and just focus on how the VAT tax works. (VAT=Value Added Tax).
Cost of item: 100
# items: 10
Item plus duty etc.: 150
VAT : 50
Sale price of item: 30
IVA on sale of 5 items (eg): 30x5x.22: 33
IVA to remit: 33 - 25 (5 items x 5 (VAT/item)) = 12
That's the way a VAT works. Why the implied rate is 50% when IVA is only 22% is something I'd have to look into further one day.
replied to the thread Selling Gold Coins
on the Uruguay forum on March 24, 2015:
Hi, I have 6 - 1oz Canadian Maple Leaf coins that I need to sell. The coins are in Uruguay, but I will need to travel there to sell them.
They are in perfect condition, bought them about 10 years ago.
replied on March 24, 2015 with:
I'm just a poster like you trying to help others by freely exchanging ideas and knowledge. I'M IN NO WAY INVOLVED IN ANY TRANSACTION! I just want to give back from all I receive from this forum. So please refrain from making such statements attached to my name.
On another topic I find surprising that you would say you have no interest in gold if you had the money. Gold is an insurance to preserve wealth. Look what happened next to you in Argentina recently. With their currency losing value and people who had cash running out to buy washer, dryers, cars or anything of value to preserve their cash purchasing power before the currency devalued further.
Its at times like this when gold, silver etc become very valuable. Unfortunately one must have the extra cash and most of us don't have it because we have our living expenses to pay and very little left over afterwards. That is why the middle class is wiped out when the currency loses its value. hyperinflation. History repeats itself.
replied on March 22, 2015 with:
MHargraves, I wish you and Kimbo very good luck on this transaction. I have no interest nor money to put in gold coins whatsoever. If I had extra money I would buy tool for my shop.
I will refrain to post on your posts or reply on them from now on.
I would advise everyone reading this tread to be very careful while conduction private transactions as they may be some sort of scam or fishing. Of course I am not saying this very one is a scam. This is just a general advise.
Good night and good luck.
replied to the thread Realistically what are my chances?
on the Uruguay forum:
I am 53. I have degrees in Electronics and Information Technology. I have 30 years experience with different systems, with good skills in Windows, Linux.UNIX, Cisco networking, CITRIX, VMWARE, hardware, Telecommunications, etc. I am also very good with cars especially VW. My Spanish is minimal. My wife is a native Spanish speaker with excellent English. She is an Administrative Assistant for a top University Medical center and has experience in banking. My hope would be to achieve a new, quieter lifestyle at a slower pace and continue to work for another 15-20 years. We could afford to buy a $150,000 or so house, we would load up a container with stuff. In 1.5 years I will be eligible for about a $500/month retirement. At some point we would both be eligible for SS, but again we would both plan to continue working. Could we realistically move to MV, secure similar type work, buy a house, and live a safe comfortable life? We are not seeking the high life, just a calmer, normal existence. Is this realistically achievable? Many thanks for any input.
replied on March 23, 2015 with:
replied on March 22, 2015 with:
I still need information about life styles; food, brands, preferences, so I can chart the cost of living accurately depending on your preferences.
Right now I have some limited data (about some cities) on salaries, facilities, housing, transport, and food. Not all the data is useful, though, but if we collaborate we could do a more comprehensive list. Also, I need some help with taxes, that's a complex subject and it needs to be addressed to make a truthful reports.
replied to the thread Expat meetings in Montevideo
on the Uruguay forum:
Would someone kindly suggest a date and time and place where the next expat meeting will be held in Montevideo. I will be there from the 10th March to the 26th. I would love to catch up etc. Thank you. Jen.
no, it's a good idea.
replied on March 22, 2015 with:
By all means no! Its a great idea as you clarify now. You certainly hit the nail by promoting UNITY!
replied to the thread Sell my Canon Rebel t31 in the states or Montevideo?
on the Uruguay forum on March 22, 2015:
My gal and I are housesitting in punta del diablo for 7ish months here soon.
I'm thinking of selling my Canon Rebel t31 either here or in Uruguay/Montevideo/Punta Del Diablo (because iphones take just as good a photo/film so might make the trade.)
How's the economy there for buying (lightly) used electronics, specifically the camera? Should I sell in the US or Uruguay?
replied on March 22, 2015 with:
Great advice Morell! That is true of every country including the USA. You could lose the items and worse get in trouble. Not worth the risk in MHO.
replied on March 21, 2015 with:
Be careful of bringing more than would be appropriate for the people travelling. I have heard people being stopped for having 3 computers for two people. This may be hit or miss though. Sellers here are very protective of their markets¡
Incidentally, we just came back from Lima with a new cellphone. We tried to register it at the airport as we use Antel. We were waved away and later had no problem getting a nano Sim for it.
replied to the thread Receiving mail from the US
on the Uruguay forum on March 20, 2015:
Can you please share with me some options that you personally have had success with? We are looking to receive a few packages from the United States for our school here in Montevideo. They are used materials and are of little money value.
Thank you for sharing what you have had experience with. I do appreciate it!
replied on March 20, 2015 with:
Sadly, when it comes to customs clearance, I heard only bad stories from companies like DHL, and even had my own dose. I would recommend to use plain EMS and do the paperwork yourself, or hire a customs broker to handle it for you.
replied on March 13, 2015 with:
You can also look into Casilla Mia. They are part of the Uruguayan mail service. You send the mail to them in Miami and for a fixed price by weight, they forward it to you in Uruguay. On the Tarifas page you can see the costs. Perhaps they can tell you if duty will be required.
replied to the thread bank recommendation
on the Uruguay forum:
In the meantime I have arrived with my husband in Montevideo and we are getting our visa started. Soon the bank account will be next on your list. Do you have any recommendations? I have heard about possible options with Santander, Scotia Bank, BBVA and Nuevo Banco Commercial as an option. So far Santander seems interesting, but I would like to hear your feedback.
Thanks for your support in advance.
A lot has changed in 5 years, and rather than me saying what I did, I think it would be better to contact an attorney.
There is a free trade zone in MVD. I would try to establish the corporation there.
Are you talking about an SA?
What are the tax requirements for this? In the US, corporations aren't taxed if you don't make a profit. But here, that's not the case. How much does the tax end up being for "easy banking"?
replied to the thread Property Investment
on the Uruguay forum on March 18, 2015:
I am considering making some property investments in Uruguay and would like to review the pros and cons. I would appreciate any contacts with an english speaking financial adviser who has experience in this sector.
replied on March 18, 2015 with:
Crazyfarmer made some good points (maybe he's not so crazy!) but nevertheless there are good investments you can make here that would suit a non-resident investor. As far as an English speaking financial advisor, I'll send you a PM with my contact info and invite you to get in touch with me.
One of the most compelling reasons to choose Uruguay as place to invest is that you are on the same legal footing as a native Uruguayan citizen - there is no separate set of rules that apply to foreigners. The real estate market here is robust, consistent and the transactions evolve in a manner that is intuitive to first world investors - eg. there is a national database of deeds, lawyers ensure clear title prior to registering a new deed etc. One thing that will feel different is the slowness of the market - time on the market is measured in months, sometimes years; rather than days - except for the properties that are obviously undervalued. They move relatively quickly.
It's a good time to buy in my opinion - Argentina is going through one of it's regular implosions which takes a lot of marginal buyers out of the market. Those who buy from motivated sellers are getting good deals these days and I am confident such deals will turn out to be quite solid investments looking back.
All the best
I'm no financial adviser. But I've lived here for 3 years. Here's my advice...
If you're looking to come here, buy a farm, live on it, and grow your own food yourself while you rely on some other thing for your income, it will work great.
If instead you come here, buy a "working farm" as a place to park your money while you try to wait out the economic collapse, and have no intention of being here in person, good luck. The workers who are there will know you're an absentee owner and rob you blind while standing around doing nothing. You'll be lucky if they even show up to work. Then when you discover this and try to fire them you'll find you can't. Oh, and you still owe them back pay for all those days where you were a slave driver and didn't give them even one day off. Oh and there's a 13th month you owe them. Oh yeah, and you have to pay them a year's salary because you're firing them. When you accuse the workers of lying in front of the representative from BPS (because you had to fly back down here for the meeting), they will tell you to your face that what you say means nothing and that they always believe the worker, and will even tell the worker the best way to game the system. (This comes from a friend's personal experience by the way) Whatever your workers leave you, your neighbors will steal. After you finally throw them all out, squatters will move in. If you don't discover this and throw them out within the first couple weeks, they'll have "rights" and it could take you a year or more to evict them.
Uruguay is a great place. But their labor laws are insane.