Healthcare in France > France Healthcare & Health Insurance FAQ
FAQ about Healthcare & Health Insurance in France
Frequently Asked Questions
Expats can apply to get coverage after 3 months (once you establish residency) in France. It's possible to hasten this process via your employer if you are working and paying into the system.
Protection Maladie Universelle (PUMA) is the Universal Health System in France that ensures coverage of all France citizens and legal residents. It is NOT free. As noted above, you will be reimbursed for 70% of your expenses and will pay a percentage (8%) of your salary. Here is the French Governments official page for explaining how to access the French healthcare system as a legal resident.
Yes. France has broadly available health care and has enacted a medical system that strives to ensure that all citizens or legal residents are covered. Those covered must contribute to the system and the system is not intended to cover 100% of health care costs.
Your contributions to the French health care system will be determined by your individual situation. If you are working, then part of your salary (8%) will be deducted from your salary, and as a patient you'll be expected to pay anywhere from 20%-30% of medical costs depending on whether you're at a doctors office or a hospital. It is not a "free" system.
The Carte Vitale (Green Card) is the French health card for French citizens and permanent residents. European Union citizens that hold an European Health Insurance Card (EHIC) do not need a Carte Vitale to access the health system in France.
France provides Universal Health Care to citizens of France, other European Union countries and legal residents. Read more about the French Healthcare System on Expat Exchange.
Expats in France will need to contribute a percentage of their salary, which your employer will deduct from your paycheck. If you are not working, such as those who opt to retire early, you will still be required to pay an amount that will be determined by your income level. Additionally, only a percentage of your costs will be reimbursed - most likely at 70%. Expats often get private health insurance to supplement the percentage not covered.
Yes. In order to gain legal entry to France and legal residency, you must be able to prove that you have health insurance. Additionally, even after you gain access to the French healthcare system, it's recommended that you have supplemental private health care insurance to cover the costs of what is not covered.
Healthcare in France
Expats often ask if health insurance is free in France or if you need health insurance to go to France. Here is basic information about the French healthcare system.
Expats often ask if health insurance is free in France or if you need health insurance to go to France. Here is basic information about the French healthcare system....
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Expats in France share tips about applying for the Carte Vitale, PUMA, supplemental health insurance, English-speaking doctors in France, having a baby and more....
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