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Healthcare in France > France Healthcare & Health Insurance FAQ

FAQ about Healthcare & Health Insurance in France

Paris

Frequently Asked Questions

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Do I need health insurance in France?

Yes. In order to gain legal entry to France and legal residency, you must be able to prove that you have health insurance. Additionally, even after you gain access to the French healthcare system, it's recommended that you have supplemental private health care insurance to cover the costs of what is not covered.

Do you have to pay for healthcare in France?

Expats in France will need to contribute a percentage of their salary, which your employer will deduct from your paycheck. If you are not working, such as those who opt to retire early, you will still be required to pay an amount that will be determined by your income level. Additionally, only a percentage of your costs will be reimbursed - most likely at 70%. Expats often get private health insurance to supplement the percentage not covered.

What type of healthcare system does France have?

France provides Universal Health Care to citizens of France, other European Union countries and legal residents. Read more about the French Healthcare System on Expat Exchange.

What is a Carte Vitale?

The Carte Vitale (Green Card) is the French health card for French citizens and permanent residents. European Union citizens that hold an European Health Insurance Card (EHIC) do not need a Carte Vitale to access the health system in France.

How much is healthcare in France?

Your contributions to the French health care system will be determined by your individual situation. If you are working, then part of your salary (8%) will be deducted from your salary, and as a patient you'll be expected to pay anywhere from 20%-30% of medical costs depending on whether you're at a doctors office or a hospital. It is not a "free" system.

Does France have single payer healthcare?

Yes. France has broadly available health care and has enacted a medical system that strives to ensure that all citizens or legal residents are covered. Those covered must contribute to the system and the system is not intended to cover 100% of health care costs.

What is Protection Maladie Universelle (PUMA) in France?

Protection Maladie Universelle (PUMA) is the Universal Health System in France that ensures coverage of all France citizens and legal residents. It is NOT free. As noted above, you will be reimbursed for 70% of your expenses and will pay a percentage (8%) of your salary. Here is the French Governments official page for explaining how to access the French healthcare system as a legal resident.

How quickly can I get health coverage in France?

Expats can apply to get coverage after 3 months (once you establish residency) in France. It's possible to hasten this process via your employer if you are working and paying into the system.

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Expats-in-FranceHealthcare in France

Expats often ask if health insurance is free in France or if you need health insurance to go to France. Here is basic information about the French healthcare system.

Expats often ask if health insurance is free in France or if you need health insurance to go to France. Here is basic information about the French healthcare system....

Expats-in-France13 Healthcare & Health Insurance Tips for Expats in France

Expats in France share tips about applying for the Carte Vitale, PUMA, supplemental health insurance, English-speaking doctors in France, having a baby and more.

Expats in France share tips about applying for the Carte Vitale, PUMA, supplemental health insurance, English-speaking doctors in France, having a baby and more....

france Healthcare FAQFrance Healthcare FAQ

Answers to some of the most commonly asked questions about healthcare and health insurance for expats in France.

france Healthcare InfoFrance Healthcare Info

Additional information about healthcare and health insurance for foreigners in France.

Healthcare in NimesHealthcare in Nimes, France

Learn French! As in any other country, seek a second opinion for serious problems.

Healthcare in EpinalHealthcare in Epinal, France

It's a small town, so most doctors don't use English much. If you must communicate in English, it would help to research some of the necessary terminology beforehand (perhaps write your questions in F

Healthcare in BordeauxHealthcare in Bordeaux, France

An expat in Bordeaux talks about hospitals, the importance of supplementary health insurance, the need to keep your own medical records since doctors don't keep them and prescription medicine costs a

expat healthcare surveyAnswer Questions about Healthcare in France

Help others moving to France by answering a set of questions about health insurance, public healthcare in France, prescription medicine, quality of medical care and emergency services.

Having-a-Baby-In-FranceExpats Talk about What it's Like Having a Baby in France

Read recent baby reports submitted for La Rochelle and Nice.

If you're an expat parent who had a baby abroad, write a report about your childbirth experiences to help other expecting expat parents.

Cigna Expat Health InsuranceExpatriate Health Insurance

Get a quote for expat health insurance in France from our partner, Cigna Global Health.
Get a Quote

Healthcare-in-FranceHealthcare in France

Expats often ask if health insurance is free in France or if you need health insurance to go to France. Here is basic information about the French healthcare system.

Expats often ask if health insurance is free in France or if you need health insurance to go to France. Here is basic information about the French healthcare system....

13-Healthcare--Health-Insurance-Tips-for-Expats-in-France13 Healthcare & Health Insurance Tips for Expats in France

Expats in France share tips about applying for the Carte Vitale, PUMA, supplemental health insurance, English-speaking doctors in France, having a baby and more.

Expats in France share tips about applying for the Carte Vitale, PUMA, supplemental health insurance, English-speaking doctors in France, having a baby and more....

france healthcare faqFrance Healthcare FAQ

Answers to some of the most commonly asked questions about healthcare and health insurance for expats in France.

france healthcare infoFrance Healthcare Info

Additional information about healthcare and health insurance for foreigners in France.

healthcare in NimesHealthcare in Nimes, France

Learn French! As in any other country, seek a second opinion for serious problems.

healthcare in EpinalHealthcare in Epinal, France

It's a small town, so most doctors don't use English much. If you must communicate in English, it would help to research some of the necessary terminology beforehand (perhaps write your questions in F

healthcare in BordeauxHealthcare in Bordeaux, France

An expat in Bordeaux talks about hospitals, the importance of supplementary health insurance, the need to keep your own medical records since doctors don't keep them and prescription medicine costs a

healthcare surveyAnswer Questions about Healthcare in France

Help others moving to France by answering a set of questions about health insurance, public healthcare in France, prescription medicine, quality of medical care and emergency services.

Having-a-Baby-In-FranceExpats Talk about What it's Like Having a Baby in France

Read recent baby reports submitted for La Rochelle and Nice.

If you're an expat parent who had a baby abroad, write a report about your childbirth experiences to help other expecting expat parents.

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