Expat Exchange
Free MembershipSign In
GeoBlue Expat Health Insurance
GeoBlue Expat Health Insurance

An Expat Talks about Retiring in Cuenca, Ecuador

Jan 17, 2018


Cuenca, Ecuador

An semi-retired American living in Cuenca, Ecuador moved there for its lower cost of living and to avoid Obamacare penalties. He is enjoying working less, the local culture and expat events.

What is the name of the city or town that you are reporting on?

Cuenca

Why did you choose to retire abroad?

I left the US 31 December 2014 to avoid Obamacare penalties.

Are you retired abroad all year or part of the year?

I'm a part time retired, full time abroad.

Why did you choose the country you retired to?

I chose to move to Ecuador because of the professional visa, (which does not requiring a large investment or retirement income) program and the cost of living is great.

Did you ever live abroad before you retired abroad?

No, just visited.

How long have you lived abroad since you retired abroad?

I have been gone almost continuously since 31 Dec 2014.

Get FREE quotes from up to 6 international movers from The Relocator. Save up to 50% on your move to Ecuador! The Relocator offers an easy and free service to receive quotes from renowned and certified movers worldwide. They only work with qualified moving companies. Over 500 movers worldwide have already joined their service to help you get the best price and service for your international move. Get your moving quotes.
International Moving QuotesMoving to Ecuador?

Get FREE quotes from up to 6 international movers from The Relocator. Save up to 50% on your move to Ecuador! The Relocator offers an easy and free service to receive quotes from renowned and certified movers worldwide. They only work with qualified moving companies. Over 500 movers worldwide have already joined their service to help you get the best price and service for your international move. Get your moving quotes.
GET QUOTES

How many countries (other than your home country) have you lived in as a retiree?

one

What have been the most challenging aspects of being retired abroad?

Mail service sucks, food quality is good, but not as spicy as I would like. Can't find Sriracha so I have to make my own.

What have been the most rewarding aspects of being retired abroad?

I enjoy being able to spend my time doing what I like most of the day, work just a couple hours a day a couple days a week managing my portfolio. The cost of living in Ecuador is amazing.

What would you do differently if you were just starting the retire abroad process?

Nothing. Just pack up and go. You can always change your mind.

What is life like for a retiree in your city and its surroundings? (Is there an active expat community? Cultural Attractions? Recreation? Nightlife?)

Very active community in Cuenca, lots of events, symphony, culture.

What residency documents or visas did you need to obtain to retire in your host country? How difficult was this process? (Please describe)

Income of or in my case Education documents proof of ability to support yourself, passport. Very easy process when you hire an attorney. I would not want to try to do it on my own.

Did you buy a home or apartment, or rent one? Is this a difficult process? (Please describe)

Renting a room in a house, private bath, balcony, very nice.

Financially, has living abroad in your host country met your expectations? Exceeded them?

Yes, I could have retired 10 years earlier if I was able to get down here earlier.

What are the most important financial considerations for retiring to your host country?

Earn your money elsewhere, because if you want to work here, the pay isn't much. Also pay attention to FATCA and Taxes.

How much can a retiree live on comfortably in your host country?

I get by on 500-600 a month. stress free.

Do you have access to quality medical care? (Please describe - is it close? Expensive?)

I have health insurance for 45/mo. Quality is anyone's guess, I don't get sick.

Get a free international health insurance quote from our partner, Allianz Care, whose plans ensure that you have access to quality healthcare whenever you need it. Allianz's flexible solutions allow you to tailor your cover to meet your needs and budget.
Allianz Care International Health InsuranceInternational Health Insurance in Ecuador

Get a free international health insurance quote from our partner, Allianz Care, whose plans ensure that you have access to quality healthcare whenever you need it. Allianz's flexible solutions allow you to tailor your cover to meet your needs and budget.
Get a Quote

Is there a lot of crime where you live? (Please describe)

No, other than taxi's ripping you off, once in a while a store owner will try to squeeze you.

Describe available transportation where you live. Do you need a car? Is there access to safe public transportation?

I walk everywhere, once in a while I take a bus, taxi's are abundant.

Is there high-speed internet access where you live?

Not where I live, but there are areas where it is available.

Do you have any other thoughts you would like to share about retiring abroad?

Retiring abroad can be done much easier and for less than you would spend on your Property Taxes in the US.

Allianz Care International Health InsuranceInternational Health Insurance

Get a quote for health insurance from our partner, Allianz Care.
Get a Quote

Allianz Care International Health InsuranceInternational Health Insurance

Get a quote for health insurance from our partner, Allianz Care.
Get a Quote

Expats CuencaCuenca Guide

Expats, digital nomads & retirees talk about what it's like living in Cuenca.

Ecuador Index Cuenca Index
An index of all of our site's Cuenca information.

Expat Healthcare Advice in CuencaHealthcare & Health Insurance in Cuenca

Expats in Cuenca offer advice about healthcare, hospital visits, emergency rooms visits, finding a doctor and buying health insurance in Cuenca.

Digital Nomad Life Cuenca Living in Cuenca

More about what it's like living in Cuenca.

8-Tips-for-Living-in-Cuenca,-Ecuador8 Tips for Living in Cuenca, Ecuador

Many expats.in Cuenca, Ecuador love the city's climate, friendly people and low cost of living. Other expats.find that this developing city's bland food, dirty streets and noisy neighborhoods are too much to take.

Ecuador Forum Ecuador Forum
Talk with other digital nomads and expats in Ecuador on our Ecuador forum - meet people, get advice and help others.

Contribute to Ecuador Network Contribute
Help others in Ecuador by answering questions about the challenges and adventures of living in Ecuador.

Expat Healthcare Advice in EcuadorHealthcare & Health Insurance in Ecuador

Expats in Ecuador offer advice about healthcare, hospital visits, emergency rooms visits, finding a doctor and buying health insurance in Ecuador.

Best Places to Live in Ecuador Best Places to Live in Ecuador

Expats share some of their favorite places to live in Ecuador from beautiful colonial cities to affordable beach towns.

Real Estate in EcuadorReal Estate in Ecuador

Real estate listings in popular cities and towns in Ecuador.

5-Great-Places-to-Retire-in-South-America5 Great Places to Retire in South America

Expats offered their recommendations for places to retire in South America. We know that this is a short list and hope you'll add your favorites below in the comments section.

Allianz Care International Health InsuranceInternational Health Insurance

Get a quote for health insurance from our partner, Allianz Care.
Get a Quote

Allianz Care International Health InsuranceInternational Health Insurance

Get a quote for health insurance from our partner, Allianz Care.
Get a Quote

Expats CuencaCuenca Guide

Expats, digital nomads & retirees talk about what it's like living in Cuenca.

Ecuador Index Cuenca Index
An index of all of our site's Cuenca information.

Expat Healthcare Advice in CuencaHealthcare & Health Insurance in Cuenca

Expats in Cuenca offer advice about healthcare, hospital visits, emergency rooms visits, finding a doctor and buying health insurance in Cuenca.

Digital Nomad Life Cuenca Living in Cuenca

More about what it's like living in Cuenca.

8-Tips-for-Living-in-Cuenca,-Ecuador8 Tips for Living in Cuenca, Ecuador

Many expats.in Cuenca, Ecuador love the city's climate, friendly people and low cost of living. Other expats.find that this developing city's bland food, dirty streets and noisy neighborhoods are too much to take.

Ecuador Forum Ecuador Forum
Talk with other digital nomads and expats in Ecuador on our Ecuador forum - meet people, get advice and help others.

Contribute to Ecuador Network Contribute
Help others in Ecuador by answering questions about the challenges and adventures of living in Ecuador.

Expat Healthcare Advice in EcuadorHealthcare & Health Insurance in Ecuador

Expats in Ecuador offer advice about healthcare, hospital visits, emergency rooms visits, finding a doctor and buying health insurance in Ecuador.

Best Places to Live in Ecuador Best Places to Live in Ecuador

Expats share some of their favorite places to live in Ecuador from beautiful colonial cities to affordable beach towns.

Real Estate in EcuadorReal Estate in Ecuador

Real estate listings in popular cities and towns in Ecuador.

Thanksgiving-in-EcuadorThanksgiving in Ecuador

For American expats.looking to dine out on Thanksgiving, here's a list of several restaurants offering Thanksgiving dinners in Quito and Cuena.

Copyright 1997-2022 Burlingame Interactive, Inc.

Privacy Policy Legal