Join Sign In
Cigna International Health Insurance

Expats Can Get a Car Even Without a US Credit History

By International AutoSource

Summary: Expatriates moving to the US often lack a US credit history and find it difficult, if not impossible, to lease or finance a vehicle. International AutoSource provides an overview of the options available to expats.

Expat Finance - Expats Can Get a Car Even Without a US Credit History

Expatriates moving to the US often lack a US credit history and find it difficult, if not impossible, to lease or finance a vehicle. Good news is that expats can lease or finance a vehicle even without a US credit history. There are unique factory-direct programs available that can help expats in obtaining credit to lease or purchase a car in the US at low interest rates and no guarantor is required.

Several options are available to expats when they want to obtain a car in the US, but only one source can provide factory-direct savings:

Car Buying Services - Car Buying Services are designed to generate leads for dealers by locating vehicles for customers within dealer networks. Their pricing structure includes mark ups that build profit for the dealer and Car Buying Service. Unfortunately for customers, the savings benefits are minimal and these mark ups are often hidden or undisclosed. Most Car Buying Services can't offer finance solutions to Expats without a credit history, however if you find one that does, beware of the interest rate… it's likely to be exceptionally high!

Car Dealerships - Most customers find it difficult to determine the best price when using dealerships. Mark ups vary per dealer and the hassles of negotiating prices are time consuming and frustrating. A dealership salesperson will often try to persuade customers to choose vehicles based on their own agenda because they are commission-based and incentivized to sell depending on sales objectives. Unfortunately, customers receive biased opinions as to which car is right for them. Also, it's virtually impossible for Dealerships to offer credit options to Expats without a credit history.

Factory-Direct Programs - Unlike Buying Services or Dealers, companies that offer factory-direct programs are specially authorized as a direct distributor to allow expats to buy or lease directly from the manufacturer. By eliminating the "middle man," there are no negotiated prices and no hidden fees. When Expats buy or lease at factory-direct prices, they get maximum savings and are guaranteed the lowest price anywhere in the US.

About the Author

International AutoSource offers a factory-direct program set up in cooperation with leading automobile manufacturers including: Audi, Volkswagen, Chrysler, Ford, and many others. Through this program, International AutoSourceInternational AutoSource can help expats with no US credit history obtain credit to lease or purchase a car in the US at savings not available anywhere else.

AutoSource has been assisting expats with leasing or financing vehicles for over 60 years. Click here for more information.

Cigna International Health Insurance

Write a Comment about this Article

Sign In to post a comment.

Comments about this Article

guest
Apr 19, 2011 14:04

Pay cash!!

First Published: Apr 12, 2011

Expatriate Health Insurance

Get a quote for expat health insurance from our partner, Cigna Global Health.
Get a Quote

Culture-Shock-in-SavusavuAn Expat Talks about Culture Shock & Living in Savusavu, Fiji

An expat in Savusavu, Fiji talks about the realities of living in Fiji. She and her husband quickly realized that being a resident and being a tourist are two completely different things.

An expat in Savusavu, Fiji talks about the realities of living in Fiji. She and her husband quickly realized that being a resident and being a tourist are two completely different things. ...

Living-in-SantiagoAn Expat Discusses Living in Santiago, Chile

An expat who has lived in Santiago, Chile for 23 years talks about how the city has changed due to immigration and the fact that fewer people are religious.

An expat who has lived in Santiago, Chile for 23 years talks about how the city has changed due to immigration and the fact that fewer people are religious. ...

9 Things to Know Before Moving to China

Expats in China offer tips for newcomers and others considering a move to China. Advice what to bring when you move to China, health insurance and healthcare, finding an apartment, expat banking and more.

Expats in China offer tips for newcomers and others considering a move to China. Advice what to bring when you move to China, health insurance and healthcare, finding an apartment, expat banking and m...

Having a Baby in Vietnam

Expats talk about the good and bad experiences they had giving birth in Vietnam. This article is a must read for any expecting expat parents who are considering having a baby in Vietnam.

Expats talk about the good and bad experiences they had giving birth in Vietnam. This article is a must read for any expecting expat parents who are considering having a baby in Vietnam. ...

Healthcare in Vietnam

If you're moving to Vietnam, healthcare and health insurance require careful consideration. This article covers the quality of healthcare at hospitals and clinics in Vietnam, the availability of prescription medications, vaccinations and more.

If you're moving to Vietnam, healthcare and health insurance require careful consideration. This article covers the quality of healthcare at hospitals and clinics in Vietnam, the availability of pres...

Copyright 1997-2019 Burlingame Interactive, Inc.

Privacy Policy Legal