Munich has a public and private healthcare system. The public healthcare system is called the Gesetzliche Krankenversicherung (GKV) and is used by most German citizens. Foreigners are allowed to use the public healthcare system in Germany, however, many expats and digital nomads opt for private health insurance.
Germany’s Healthcare System
The public healthcare system in Germany is funded by taxes and provides basic medical care for all citizens. It is generally recommended for minor medical issues, such as colds and flu, but not for serious medical emergencies or major surgery. Public hospitals in Munich are generally well-equipped and staffed, but wait times can be long.
Expats and digital nomads typically use private health insurance, which provides more comprehensive coverage and shorter wait times. Private hospitals in Munich are well-equipped and staffed, and are recommended for serious medical emergencies and major surgery.
Hospitals and Clinics for Expats in Munich
- Klinikum rechts der Isar: This is a public hospital located in the Isarvorstadt district of Munich. It specializes in cardiology, neurology, and oncology.
- Klinikum Großhadern: This is a public hospital located in the Großhadern district of Munich. It specializes in orthopedics, neurology, and oncology.
- Klinikum Schwabing: This is a public hospital located in the Schwabing district of Munich. It specializes in neurology, oncology, and cardiology.
- Klinikum Bogenhausen: This is a public hospital located in the Bogenhausen district of Munich. It specializes in neurology, oncology, and cardiology.
- Klinikum Harlaching: This is a private hospital located in the Harlaching district of Munich. It specializes in orthopedics, neurology, and oncology.
- Klinikum Schwabing: This is a private hospital located in the Schwabing district of Munich. It specializes in neurology, oncology, and cardiology.
Emergency Services in Munich
Munich has a well-developed emergency services system. Ambulance services are available and can be called by dialing 112. Ambulances usually arrive quickly, but there can be delays in some cases.
Health Insurance Companies in Munich
The most popular private health insurers in Munich are AOK, Techniker Krankenkasse, and Barmer. Expats and digital nomads typically use these companies or specialized expat health insurance providers.
