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Munich, Germany

Munich, Germany

By Joshua Wood, LPC

Last updated on Sep 05, 2022

Summary: Expats, digital nomads and retirees discuss what it is like to live in Munich, Germany: Cost of living, Finding a home, Meeting People and more.

William Russell Health Insurance
William Russell Health Insurance
William Russell Health Insurance
William Russell Health Insurance

What do I need to know about living in Munich?

When we asked people what advice they would give someone preparing to move to Munich, they said:

"Do it! Munich is on the cusp of the Alps. Good ski areas are 1 hr. south of Munich. Lake Garda (for wind surfing, MTB, etc.) is 400 km south of Munich in Italy. Prague is a 4 hr. drive to the east. This is a safe, clean city," mentioned another expat in Munich.

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William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.
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What do I need to know before moving to Munich?

When we asked people what advice they would give someone preparing to move to Munich, they said:

"Plan further ahead than the 90 days we did. Your driver's license is only good for 180 days if you live here. Plan ahead. IF you live in a state with full reciprocity it will be cheap and easy to get a German license. California doesn't have reciprocity so you have to do everything. Minimum cost will be 600 euros. (You pay for the tests every time your take them, you must pay a school to have a car to test in, Driving exam will be in German. Written is 80 driving is 160 plus car and driver.) Bring original documents, Especially if you are working of credentials. We also needed a postulated marriage certificate to claim married status for taxes. Would try to find a place near any job. Munich is pretty flat and bike infrastructure is good," mentioned another expat in Munich.

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How do I find a place to live in Munich?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Live near my wife's work, so the commute is walk-able, 1 mile, even in winter. We are on the subway line so city center is 15 minutes away. Used an online search to find it," commented one expat who made the move to Munich.

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What is a typical expat home or apartment like in Munich?

"Renting a flat. I think this is very common in Munich. 40% of the population is from outside of Bavaria or Germany. Not too many US expats. But there are a couple of US expat groups," added another expat in Munich.

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What is the average cost of housing in Munich?

If you are thinking about moving to Munich, cost of living in probably a key consideration. Expats commented about the cost of housing:

"Lower here than the SF bay area. Cost is area dependent although Munich has the highest rents in Germany. Rents are now around 1,000 euro for a 2 room apartment (living room and bedroom) cold. You may have to install your own kitchen and lighting. Buying in our area is about 5,000 euro per quadra meter (10,75 sq. ft.) We don't have a car, rent as needed, saves 60-100 per month on garage fees," commented one expat who made the move to Munich.

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How do I meet people in Munich?

When we asked people living in Munich about club and activities where newcomers can meet others, they responded:

"www.toytownmunich.com It's a forum dedicated to English-speaking expats in Munich. There you get a lot of first-hand information regarding English-speaking medical professionals, exchanging info about where to make the best of a long-weekend, etc," remarked another expat who made the move to Munich.

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William Russell Health Insurance

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

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William Russell Health Insurance

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

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What should I bring when moving to Munich?

People living in Munich were asked what three things they wish they had brought and three they wish they had left behind. They wrote:

"We didn't bring much to Munich other than clothes and bikes. Nothing we needed here would have been worth the cost and hassle of shipping," commented one expat who made the move to Munich.

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Where should I setup a bank account in Munich?

We asked expats in Munich what banks they use and there advice about banking. They advised:

"No. When I got here as a student, I worked with the Volksbank because they had a free account for students. What I didn't realize was that I could not use this Volksbank service in any other city. It's not like in the US when, for example, you have a Wells Fargo and it is irrelevant in which Wells Fargo you go to in another city or state. I eventually switched to Postbank because of their online services and CashGroup membership," mentioned another expat in Munich.

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Will I be able to find a job in Munich?

When we asked people about industries and career opportunities in Munich, they reponded:

"Different types of high tech, IT, Telecom, Auto Industry e.g. BMW. Currently there are not many job opportunities on the market," mentioned another expat in Munich.

"Mostly hi-tech and IT. To find new jobs, you got to use the internet or the employment office website (Arbeitsamt)," commented one expat who made the move to Munich.

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What is life like in Munich?

When we asked people living in Munich what life is like and how people spend their time, they said:

"Apparently Munich has the highest number of single households in Germany. Family is no. 1, then friends and socializing. The English Garden attracts leisure walks in all months and of course beer garden visits in summer or when the sun is shining (even in winter!)," added another expat who made the move to Munich.

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Is there a lot of diversity? Are people in Munich accepting of differences?

"Munich is not a cosmopolitan town like say Berlin or London. Munich attracts a lot of high-tech people, as a result, there is racial diversity, but not culturally diverse. Munich is liberallly run (SPD), but Bavaria is conservative (CSU/CDU). I am a person of color and feel comfortable and welcome here," added another expat in Munich.

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William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.
William Russell Health InsuranceExpat Health Insurance in Germany

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.
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What are the schools in Munich like?

If you live in Munich, newcomers to Munich would love to hear your answer to this question.


"Admission is currently a difficult issue due to the lack of space. Currently only children of EU and NATO employees are given admission. As mentioned above, they are currently constructing two new buildings, so the situation might change in one or two years. Their website is www.eursc.org," commented one expat when asked about European School of Munich in Munich.

"Munich is rather right on housing, if you want to avoid that your child becomes a long-distance commuter check very early for housing," explained one expat in Munich, Germany with kids at Bavarian International School.

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About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

Munich, Germany

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