University of Birmingham Online MBA

Retire in Ecuador > Cuenca >

An Expat Talks about Retiring in Cuenca, Ecuador

Jan 17, 2018


Cuenca, Ecuador

An semi-retired American living in Cuenca, Ecuador moved there for its lower cost of living and to avoid Obamacare penalties. He is enjoying working less, the local culture and expat events.

What is the name of the city or town that you are reporting on?

Cuenca

Why did you choose to retire abroad?

I left the US 31 December 2014 to avoid Obamacare penalties.

Are you retired abroad all year or part of the year?

I'm a part time retired, full time abroad.

Why did you choose the country you retired to?

I chose to move to Ecuador because of the professional visa, (which does not requiring a large investment or retirement income) program and the cost of living is great.

Did you ever live abroad before you retired abroad?

No, just visited.

How long have you lived abroad since you retired abroad?

I have been gone almost continuously since 31 Dec 2014.

Get FREE quotes from up to 6 international movers from The Relocator. Save up to 50% on your move to Ecuador! The Relocator offers an easy and free service to receive quotes from renowned and certified movers worldwide. Get your moving quotes.

How many countries (other than your home country) have you lived in as a retiree?

one

What have been the most challenging aspects of being retired abroad?

Mail service sucks, food quality is good, but not as spicy as I would like. Can't find Sriracha so I have to make my own.

What have been the most rewarding aspects of being retired abroad?

I enjoy being able to spend my time doing what I like most of the day, work just a couple hours a day a couple days a week managing my portfolio. The cost of living in Ecuador is amazing.

What would you do differently if you were just starting the retire abroad process?

Nothing. Just pack up and go. You can always change your mind.

What is life like for a retiree in your city and its surroundings? (Is there an active expat community? Cultural Attractions? Recreation? Nightlife?)

Very active community in Cuenca, lots of events, symphony, culture.

What residency documents or visas did you need to obtain to retire in your host country? How difficult was this process? (Please describe)

Income of or in my case Education documents proof of ability to support yourself, passport. Very easy process when you hire an attorney. I would not want to try to do it on my own.

Did you buy a home or apartment, or rent one? Is this a difficult process? (Please describe)

Renting a room in a house, private bath, balcony, very nice.

Financially, has living abroad in your host country met your expectations? Exceeded them?

Yes, I could have retired 10 years earlier if I was able to get down here earlier.

What are the most important financial considerations for retiring to your host country?

Earn your money elsewhere, because if you want to work here, the pay isn't much. Also pay attention to FATCA and Taxes.

How much can a retiree live on comfortably in your host country?

I get by on 500-600 a month. stress free.

Do you have access to quality medical care? (Please describe - is it close? Expensive?)

I have health insurance for 45/mo. Quality is anyone's guess, I don't get sick.

Expats living in Ecuador interested in expat health insurance should take a minute to get a quote from our trusted expat health insurance partner, CIGNA. Get a Quote

Expats living in Ecuador interested in expat health insurance should take a minute to get a quote from our trusted expat health insurance partner, CIGNA.

Is there a lot of crime where you live? (Please describe)

No, other than taxi's ripping you off, once in a while a store owner will try to squeeze you.

Describe available transportation where you live. Do you need a car? Is there access to safe public transportation?

I walk everywhere, once in a while I take a bus, taxi's are abundant.

Is there high-speed internet access where you live?

Not where I live, but there are areas where it is available.

Do you have any other thoughts you would like to share about retiring abroad?

Retiring abroad can be done much easier and for less than you would spend on your Property Taxes in the US.

Cigna Expat Health InsuranceExpatriate Health Insurance

Get a quote for expat health insurance in Ecuador from our partner, Cigna Global Health.
Get a Quote

More about Cuenca

Guide to Living in Cuenca

Guide to Living in Cuenca

Cuenca is Ecuador's third largest city, but still has a small-city feeling. Expats share 11 things they wish they had known before moving to Cuenca from packing sunscreen to being aware of gringo gouging.

Healthcare in Ecuador

Healthcare in Ecuador

Expats in Ecuador share their experiences with healthcare and overseas medical insurance in Ecuador.

Moving to Cuenca

An American woman talks about the ups and downs of moving to Cuenca. She had limited Spanish when she arrived, but a local woman helped her in the apartment search and she found the perfect place in a lovely Spanish-speaking neighborhood. Her apartment is 3-4 times less expensive than in the US.

Moving to Cuenca

An expat in Cuenca, Ecuador advises others to take an exploratory trip before committing to making the move. Then, if you do move to Cuenca, leave your furniture at home since it's very expensive to ship and furniture is very reasonably priced in Ecuador.

Expat Health Insurance and Healthcare

Expat Health Insurance and Healthcare in Cuenca

An expat in Cuenca, Ecuador talks about the great care he received at Santa Ines Hospital, the low cost of high quality healthcare in Ecuador and the availability of most common prescription medicines (usually available without a prescription).

Living in Cuenca

An expat offers an immensely helpful view of what it's like living in Cuenca, Ecuador - from expat clubs to job opportunities.

Living in Cuenca

An expat in Cuenca, Ecuador appreciates the beautiful environment and people. He advises newcomers to get learn Spanish and meet locals instead of socializing with other expats.

Retirement in Cuenca

A retired couple who landed in Cuenca, Ecuador with plans to rent a while and move from place to place is very happy with the decision to move to Ecuador. They appreciate the low cost of living in Cuenca, access to quality healthcare, clubs and activities. The one challenge has been the ever changing residency rules.

Culture Shock in Cuenca

An American expat and his Ecuadorian wife, who initially lived with family in Quito, moved to Cuenca and enjoy life there. The expat husband advises anyone considering a move to Ecuador to learn Spanish, realize that you'll have to travel home see your family (most won't visit you) and know that homesickness happens in random moments that sneak up on you.

Culture Shock in Cuenca

A semi-retired woman who relocated to Cuenca, Ecuador once her children were grown is enjoying life there with her husband. He has longed to return to Central America, since living there as a child.

Join our Ecuador Expat Forum

Visit our Ecuador Forum and talk with other expats who can offer you insight and tips about living in Cuenca, Ecuador.

More about Ecuador

10-Tips-for-Living-in-EcuadorExpat Ecuador: 10 Tips for Living in Ecuador

Expats in Ecuador appreciate the cost of living, the friendly people, the beautiful weather and warm culture. The bureaucracy can be very trying, petty theft an issue and driving downright dangerous. But, if you ask most expats who are retired or working in Ecuador, they don't regret the move to Ecuador.

Thanksgiving-in-EcuadorThanksgiving in Ecuador

For American expats looking to dine out on Thanksgiving, here's a list of several restaurants offering Thanksgiving dinners in Quito and Cuena.

Top-10-Reasons-to-Consider-Ecuador-for-Your-RetirementTop 10 Reasons to Consider Ecuador for Your Retirement

Retirees in Ecuador enjoy an incredible number of benefits in their expat life abroad. Here are ten of the best reasons to consider this South American country when you look abroad for retirement.

Ecuador-Check-In-and-Help-Needed-ThreadEcuador Check-In and Help Needed Thread

The earthquake in Ecuador has impacted many areas where our members reside. Our thoughts and prayers are with everyone in Ecuador. We have setup a Check-In and Help Needed thread for our members in Ecuador.

Cigna International Health Insurance

Write a Comment about this Expat Report

Sign In to post a comment.
addacomment

Comments about this Report

guest
Jun 16, 2019 10:59

I thought you could not bring multiples of items, such as sunscreen - as they think you will be selling it.

Cigna Expat Health InsuranceExpatriate Health Insurance

Get a quote for expat health insurance in Ecuador from our partner, Cigna Global Health.
Get a Quote

Guide to Living in CuencaGuide to Living in Cuenca

Cuenca is Ecuador's third largest city, but still has a small-city feeling. Expats share 11 things they wish they had known before moving to Cuenca from packing sunscreen to being aware of gringo gouging.

Healthcare in EcuadorHealthcare in Ecuador

Expats in Ecuador share their experiences with healthcare and overseas medical insurance in Ecuador.

Restaurants in CuencaRestaurants in Cuenca

Have you eaten at A Pedir de Boca in Cuenca? Learn about this and other restaurants in Cuenca in our new Cuenca Restaurant Guide.

Moving to Cuenca

An American woman talks about the ups and downs of moving to Cuenca. She had limited Spanish when she arrived, but a local woman helped her in the apartment search and she found the perfect place in a lovely Spanish-speaking neighborhood. Her apartment is 3-4 times less expensive than in the US.

Moving to Cuenca

An expat in Cuenca, Ecuador advises others to take an exploratory trip before committing to making the move. Then, if you do move to Cuenca, leave your furniture at home since it's very expensive to ship and furniture is very reasonably priced in Ecuador.

Expat Healthcare & Health InsuranceExpat Healthcare & Health Insurance in Cuenca

An expat in Cuenca, Ecuador offers insight on his health care experiences there. A considerable amount information is shared about hospitals, costs, alternative therapies and more are convered.

Living in Cuenca

An expat offers an immensely helpful view of what it's like living in Cuenca, Ecuador - from expat clubs to job opportunities.

Living in Cuenca

An expat in Cuenca, Ecuador appreciates the beautiful environment and people. He advises newcomers to get learn Spanish and meet locals instead of socializing with other expats.

Retirement in Cuenca

A retired couple who landed in Cuenca, Ecuador with plans to rent a while and move from place to place is very happy with the decision to move to Ecuador. They appreciate the low cost of living in Cuenca, access to quality healthcare, clubs and activities. The one challenge has been the ever changing residency rules.

Culture Shock in Cuenca

An American expat and his Ecuadorian wife, who initially lived with family in Quito, moved to Cuenca and enjoy life there. The expat husband advises anyone considering a move to Ecuador to learn Spanish, realize that you'll have to travel home see your family (most won't visit you) and know that homesickness happens in random moments that sneak up on you.

Culture Shock in Cuenca

A semi-retired woman who relocated to Cuenca, Ecuador once her children were grown is enjoying life there with her husband. He has longed to return to Central America, since living there as a child.

Copyright 1997-2020 Burlingame Interactive, Inc.

Privacy Policy Legal