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An Expat Talks about Retiring in Cuenca, Ecuador

Feb 04, 2019


Cuenca, Ecuador

A retiree talks about what it's like living in Cuenca, Ecuador - she enjoys the slower pace of living, lower cost of living, climate and that she has friends from all over the world.

What is the name of the city or town that you are reporting on?

Cuenca

Why did you choose to retire abroad?

I like New Mexico, but it was becoming clear to me that life in the US on my Social Security was no longer feasible. I speak Spanish, am a retired behavioral health therapist & really like Cuenca, Ecuador.

Are you retired abroad all year or part of the year?

Most of the year

Why did you choose the country you retired to?

I love Ecuador, its people, the culture, the slower pace of living & the climate and weather. I know folks from the US, Canada, Ecuador, Venezuela, Italy (where I grew up), Peru, Colombia, India, Sri Lanka, Israel and other places. I am never bored and there is always something interesting to do. The cost of living is very low and I eat out in great restaurants almost every day.

Did you ever live abroad before you retired abroad?

Yes--in Mexico, India, Canada & Israel.

How long have you lived abroad since you retired abroad?

Since July 2018 or almost eight months.

How many countries (other than your home country) have you lived in as a retiree?

0 -- I only turned 65 in May, 2018.

What have been the most challenging aspects of being retired abroad?

I am not crazy about the constantly changing rules and laws!

What have been the most rewarding aspects of being retired abroad?

The warm welcome by people of so many countries--including US & Canadian expats.

What would you do differently if you were just starting the retire abroad process?

I'd have more money!

What is life like for a retiree in your city and its surroundings? (Is there an active expat community? Cultural Attractions? Recreation? Nightlife?)

There are many cultural attractions, many concerts, many holidays, a very active expat community -- almost too much to do! Gringopost, Cuenca Hi Life all have many current announcements, as does expat exchange.

What residency documents or visas did you need to obtain to retire in your host country? How difficult was this process? (Please describe)

I have a volunteer visa good until January 2020 & will be getting a retirement visa. All documents must be "apostilled" and the translations must be apostilled. I found the consulate in Phoenix to be very helpful.

Did you buy a home or apartment, or rent one? Is this a difficult process? (Please describe)

I rent a very small place downtown that includes all utilities, DirectTV & wifi.

Financially, has living abroad in your host country met your expectations? Exceeded them?

Living in Cuenca has more than met my expectations!

What are the most important financial considerations for retiring to your host country?

Have Social Security and a nest egg if you want to buy a home or a business.

How much can a retiree live on comfortably in your host country?

I live on less than $1,000 per month, very comfortably.

Do you have access to quality medical care? (Please describe - is it close? Expensive?)

I teach TESOL and have access to their health insurance. Medical Care is much cheaper than in the US and of excellent quality.

Expats living in Ecuador interested in expat health insurance should take a minute to get a quote from our trusted expat health insurance partner, CIGNA. Get a Quote

Expats living in Ecuador interested in expat health insurance should take a minute to get a quote from our trusted expat health insurance partner, CIGNA.

Is there a lot of crime where you live? (Please describe)

Very little crime in Cuenca.

Describe available transportation where you live. Do you need a car? Is there access to safe public transportation?

Taxis, buses, light rail -- some people have their own vehicles -- I do not.

Is there high-speed internet access where you live?

Yes.

Do you have any other thoughts you would like to share about retiring abroad?

It's lovely--no regrets.

Cigna Expat Health InsuranceExpatriate Health Insurance

Get a quote for expat health insurance in Ecuador from our partner, Cigna Global Health.
Get a Quote

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AND (100 = answers.rid or 99 = answers.rid)
and topicquestions.qid <> 391
and topicquestions.qid <> 62
AND topicquestions.topicid = answers.topicid
and answerstext.answer <> ''
AND topicquestions.qid = questions.qid
AND topicquestions.qid = answerstext.qid
AND 79644 = answerstext.answerid 
ORDER BY topicquestions.order ASC
getbrief (Datasource=tipripper, Time=0ms, Records=1) in /home/www/html/navcontentboxcityrptsmobile.cfm @ 04:21:18.018
	SELECT summary
	FROM answers
	WHERE answers.answerid = '79644'
getheading (Datasource=tipripper, Time=4ms, Records=1) in /home/www/html/navcontentboxcityrptsmobile.cfm @ 04:21:18.018
	SELECT DISTINCT answerstext.answer, answerstext.answerid, answerstext.qid
	FROM answerstext
	WHERE answerstext.answerid = '79644'
	and qid = 391
getphoto (Datasource=tipripper, Time=1ms, Records=1) in /home/www/html/navcontentboxcityrptsmobile.cfm @ 04:21:18.018
	SELECT DISTINCT hpimg as photo
	FROM answers
	WHERE answerid = 79644 
getlocationtag1 (Datasource=tipripper, Time=0ms, Records=1) in /home/www/html/navcontentboxcityrptsmobile.cfm @ 04:21:18.018
SELECT shortname, networkname, networkid
FROM Networks
WHERE networkid = '39'
checklivingfeature (Datasource=expert, Time=9ms, Records=2) in /home/www/html/navcontentboxcityrptsmobile.cfm @ 04:21:18.018
		Select networkname as ctry, city, networkid, rid, networkname, answerid
		FROM allreports
         where rid = 58
           and city <> ''
            
         and allreports.answerid <> 75944         
         and networkid = 39
          and citynetworkid = 4115
		order by date DESC
getsummary (Datasource=reports, Time=0ms, Records=1) in /home/www/html/navcontentboxcityrptsmobile.cfm @ 04:21:18.018
		Select summary, hiimg, hpimg
		FROM answers
      where answerid = 76313 
getsummary (Datasource=reports, Time=0ms, Records=1) in /home/www/html/navcontentboxcityrptsmobile.cfm @ 04:21:18.018
		Select summary, hiimg, hpimg
		FROM answers
      where answerid = 70131 
checkretirefeature (Datasource=expert, Time=6ms, Records=2) in /home/www/html/navcontentboxcityrptsmobile.cfm @ 04:21:18.018
		Select networkname as ctry, city, networkid, rid, networkname, answerid
		FROM allreports
         where rid = 96
         and networkid = 39 
         and allreports.answerid <> 75944         
          and citynetworkid = 4115
         and city <> ''
         order by date DESC
getsummary (Datasource=reports, Time=0ms, Records=1) in /home/www/html/navcontentboxcityrptsmobile.cfm @ 04:21:18.018
		Select summary, hiimg, hpimg
		FROM answers
         	where answerid = 75003 
checkculturefeature (Datasource=expert, Time=5ms, Records=2) in /home/www/html/navcontentboxcityrptsmobile.cfm @ 04:21:18.018
		Select networkname as ctry, city, networkid, rid, networkname, answerid
		FROM allreports
         where rid = 95
            
         and allreports.answerid <> 75944         
         and networkid = 39
          and citynetworkid = 4115
         and city <> ''
         order by date DESC
getsummary (Datasource=reports, Time=0ms, Records=1) in /home/www/html/navcontentboxcityrptsmobile.cfm @ 04:21:18.018
		Select summary, hiimg, hpimg
		FROM answers
         	where answerid = 71004 
getsummary (Datasource=reports, Time=0ms, Records=1) in /home/www/html/navcontentboxcityrptsmobile.cfm @ 04:21:18.018
		Select summary, hiimg, hpimg
		FROM answers
         	where answerid = 70629 
gettaxgeneral (Datasource=expert, Time=7ms, Records=5) in /home/www/html/rspnet_ctygd_readnext.cfm @ 04:21:18.018
	Select title, hitopic, hidescript, author, articles.articleID, hiimg, summary, authorurl, hpimg
	From articles, articlePlacement
	Where hitopic <> ''
	and articlePlacement.networkID = 39 
	AND articlePlacement.articleID = articles.articleID
	and hidescript <> ''
    and type = '3'
    and articles.topic <> 'Weekly Quizzes'
   	and articles.topic <> 'Weekly Quizzes: Answers'
    and general <> 'bb'
    and hpimg <> 'none'
    and keycity = '0'
   and cityintro = 'n'
    and summary <> ''
    and publishdate < "2020-05-25"
    and publishdate > "2014-01-01"

    ORDER by articles.articleID desc
    
gettopbanner (Datasource=expert, Time=2ms, Records=2) in /home/www/html/navbottomad_rdesign5.cfm @ 04:21:18.018
	Select *
	From banners
	WHERE status <> "hold"
	AND position = "eebanner"
	and weight > 8
    and toDate > "2020-05-24"
    and fromDate < "2020-05-25"
        and banners.promised = ''
    and banners.type <> 'swf'
UpdatePageViews (Datasource=expert, Time=2ms, Records=1) in /home/www/html/navbottomad_rdesign5.cfm @ 04:21:18.018
  UPDATE banners
  SET impressions = impressions + 1
  WHERE bannerid = 862 
gethpbox (Datasource=expert, Time=1ms, Records=1) in /home/www/html/navmpu_rdesign5.cfm @ 04:21:18.018
	Select *
	From banners
	WHERE status <> "hold"
	AND (position = "eehpbox" or position = "eehpboxglobal")
    and toDate > {ts '2020-05-24 04:21:18'}
    and fromDate <{ts '2020-05-25 04:21:18'}
    and banners.type <> 'swf'
    
UpdatePageViews (Datasource=expert, Time=2ms, Records=1) in /home/www/html/navmpu_rdesign5.cfm @ 04:21:18.018
  UPDATE banners
  SET impressions = impressions + 1
  WHERE bannerid = 866 
GetMessages (Datasource=forum, Time=0ms, Records=0) in /home/www/html/commentsnew_rdesign4.cfm @ 04:21:18.018
  SELECT *
  FROM comments m 
  WHERE m.tpcid = 75944 
  and m.commenttype = 2
  and m.isapproved = 1
  ORDER BY msgid ASC
getguidesummary (Datasource=expert, Time=0ms, Records=2) in /home/www/html/navcontentboxcitypc.cfm @ 04:21:18.018
	Select summary, hiimg 
	From articles, articlecityplace
	Where  articlecityplace.citynetworkid = 4115
	and articlecityplace.articleid = articles.articleID
    and articles.cityintro = 'y'
 
gethealthsummary (Datasource=expert, Time=0ms, Records=1, Cached Query) in /home/www/html/navcontentboxcitypc.cfm @ 04:21:18.018
	Select summary, hpimg
	From articles, articlePlacement, articleCategories
	Where articlePlacement.networkID = 39 
	AND articlePlacement.articleID = articles.articleID
   	and articleCategories.articleID = articles.articleID
   	and articleCategories.section = 9
   	and articles.sectionintro = 'y'
    ORDER by articles.articleID desc
gethealthcare (Datasource=tipripper, Time=10ms, Records=1) in /home/www/html/navcontentboxcitypc.cfm @ 04:21:18.018
SELECT *
FROM allreports, Networks 
WHERE rid = 100
and Networks.networkid = 39
and allreports.networkid = 39
 and allreports.citynetworkid2 =  4115
and allreports.topicid = 15
and hide <> 'y'
order by allreports.answerid DESC
getslugs (Datasource=tipripper, Time=0ms, Records=1) in /home/www/html/navcontentboxcitypc.cfm @ 04:21:18.018
SELECT topics.slug, topics.slugcity, topics.slugstate,topics.slugcitynostate, topics.slugcountry, topics.slugentry, topics.topicqid, topics.topicqidanswer, topics.promolinktext, topics.articletitle
FROM topics
WHERE topicid = 15 
getlocationtag1 (Datasource=tipripper, Time=1ms, Records=1) in /home/www/html/navcontentboxcitypc.cfm @ 04:21:18.018
SELECT shortname, networkname, networkid
FROM Networks
WHERE networkid = '39'
checkmovingfeature (Datasource=expert, Time=6ms, Records=2) in /home/www/html/navcontentboxcitypc.cfm @ 04:21:18.018
		Select networkname as ctry, city, networkid, rid, networkname, answerid
		FROM allreports
         where rid = 63
         and city <> ''
        
         and allreports.answerid <> 75944         
         and networkid = 39
          and citynetworkid = 4115
		order by date DESC
getsummary (Datasource=reports, Time=0ms, Records=1) in /home/www/html/navcontentboxcitypc.cfm @ 04:21:18.018
		Select summary, hiimg, hpimg
		FROM answers
         	where answerid = 74360 
getsummary (Datasource=reports, Time=0ms, Records=1) in /home/www/html/navcontentboxcitypc.cfm @ 04:21:18.018
		Select summary, hiimg, hpimg
		FROM answers
         	where answerid = 68442 
gethealthcare (Datasource=tipripper, Time=10ms, Records=4) in /home/www/html/navcontentboxcitypc.cfm @ 04:21:18.018
SELECT *
FROM allreports, Networks 
WHERE rid = 100
and Networks.networkid = 39
and allreports.networkid = 39
 and allreports.citynetworkid2 =  4115
and allreports.topicid = 7
and hide <> 'y'
order by allreports.answerid DESC
getslugs (Datasource=tipripper, Time=0ms, Records=1) in /home/www/html/navcontentboxcitypc.cfm @ 04:21:18.018
SELECT topics.slug, topics.slugcity, topics.slugstate,topics.slugcitynostate, topics.slugcountry, topics.slugentry, topics.topicqid, topics.topicqidanswer, topics.promolinktext, topics.articletitle
FROM topics
WHERE topicid = 7 
getanswerstext (Datasource=tipripper, Time=5ms, Records=4) in /home/www/html/navcontentboxcitypc.cfm @ 04:21:18.018
SELECT DISTINCT answerstext.aid, questions.question, topicquestions.required, questions.qid, questions.type, answers.answerid, answers.reviewed, answers.rid, answers.dbid, answerstext.answer, answerstext.qid, answerstext.answerid, answers.img, answers.hiimg, answers.hpimg, answers.fbimg, answers.photocaption, answers.photocredit, answers.summary, topicquestions.outputtext, answerstext.uniqueheader, answerstext.uniqueheaderprop, answerstext.answerstextphoto, answerstext.photoplacement
FROM answerstext, answers, topicquestions, questions 
WHERE answers.answerid = 77325
AND (100 = answers.rid or 99 = answers.rid)
and topicquestions.qid <> 391
and topicquestions.qid <> 62
AND topicquestions.topicid = answers.topicid
and answerstext.answer <> ''
AND topicquestions.qid = questions.qid
AND topicquestions.qid = answerstext.qid
AND 77325 = answerstext.answerid 
ORDER BY topicquestions.order ASC
getbrief (Datasource=tipripper, Time=0ms, Records=1) in /home/www/html/navcontentboxcitypc.cfm @ 04:21:18.018
	SELECT summary
	FROM answers
	WHERE answers.answerid = '77325'
getheading (Datasource=tipripper, Time=4ms, Records=1) in /home/www/html/navcontentboxcitypc.cfm @ 04:21:18.018
	SELECT DISTINCT answerstext.answer, answerstext.answerid, answerstext.qid
	FROM answerstext
	WHERE answerstext.answerid = '77325'
	and qid = 391
getphoto (Datasource=tipripper, Time=0ms, Records=1) in /home/www/html/navcontentboxcitypc.cfm @ 04:21:18.018
	SELECT DISTINCT hiimg as photo
	FROM answers
	WHERE answerid = 77325 
getlocationtag1 (Datasource=tipripper, Time=1ms, Records=1) in /home/www/html/navcontentboxcitypc.cfm @ 04:21:18.018
SELECT shortname, networkname, networkid
FROM Networks
WHERE networkid = '39'
checklivingfeature (Datasource=expert, Time=6ms, Records=2) in /home/www/html/navcontentboxcitypc.cfm @ 04:21:18.018
		Select networkname as ctry, city, networkid, rid, networkname, answerid
		FROM allreports
         where rid = 58
            
         and allreports.answerid <> 75944         
           and city <> ''
         and networkid = 39
          and citynetworkid = 4115
		order by date DESC
getsummary (Datasource=reports, Time=0ms, Records=1) in /home/www/html/navcontentboxcitypc.cfm @ 04:21:18.018
		Select summary, hiimg, hpimg
		FROM answers
      where answerid = 76313 
getsummary (Datasource=reports, Time=0ms, Records=1) in /home/www/html/navcontentboxcitypc.cfm @ 04:21:18.018
		Select summary, hiimg, hpimg
		FROM answers
      where answerid = 70131 
checkretirefeature (Datasource=expert, Time=5ms, Records=2) in /home/www/html/navcontentboxcitypc.cfm @ 04:21:18.018
		Select networkname as ctry, city, networkid, rid, networkname, answerid
		FROM allreports
         where rid = 96
            
         and allreports.answerid <> 75944         
         and networkid = 39
          and citynetworkid = 4115
         and city <> ''
         order by date DESC
getsummary (Datasource=reports, Time=0ms, Records=1) in /home/www/html/navcontentboxcitypc.cfm @ 04:21:18.018
		Select summary, hiimg, hpimg
		FROM answers
         	where answerid = 75003 
checkculturefeature (Datasource=expert, Time=0ms, Records=2, Cached Query) in /home/www/html/navcontentboxcitypc.cfm @ 04:21:18.018
		Select networkname as ctry, city, networkid, rid, networkname, answerid
		FROM allreports
         where rid = 95
            
         and allreports.answerid <> 75944         
         and networkid = 39
          and citynetworkid = 4115
         and city <> ''
         order by date DESC
getsummary (Datasource=reports, Time=1ms, Records=1) in /home/www/html/navcontentboxcitypc.cfm @ 04:21:18.018
		Select summary, hiimg, hpimg
		FROM answers
         	where answerid = 71004 
getsummary (Datasource=reports, Time=1ms, Records=1) in /home/www/html/navcontentboxcitypc.cfm @ 04:21:18.018
		Select summary, hiimg, hpimg
		FROM answers
         	where answerid = 70629 


Scope Variables

CGI Variables:
AUTH_PASSWORD=
AUTH_TYPE=
AUTH_USER=
CERT_COOKIE=
CERT_FLAGS=
CERT_ISSUER=
CERT_KEYSIZE=
CERT_SECRETKEYSIZE=
CERT_SERIALNUMBER=
CERT_SERVER_ISSUER=
CERT_SERVER_SUBJECT=
CERT_SUBJECT=
CF_TEMPLATE_PATH=/home/www/html/rspnet.cfm
CONTENT_LENGTH=
CONTENT_TYPE=
CONTEXT_PATH=
GATEWAY_INTERFACE=CGI/1.1
HTTPS=on
HTTPS_KEYSIZE=
HTTPS_SECRETKEYSIZE=
HTTPS_SERVER_ISSUER=
HTTPS_SERVER_SUBJECT=
HTTP_ACCEPT=text/html,application/xhtml+xml,application/xml;q=0.9,*/*;q=0.8
HTTP_ACCEPT_ENCODING=gzip
HTTP_ACCEPT_LANGUAGE=en-US,en;q=0.5
HTTP_CONNECTION=Keep-Alive
HTTP_COOKIE=
HTTP_HOST=www.expatexchange.com
HTTP_REFERER=
HTTP_USER_AGENT=CCBot/2.0 (https://commoncrawl.org/faq/)
PATH_INFO=
PATH_TRANSLATED=/home/www/html/rspnet.cfm
QUERY_STRING=rid=96&answerid=75944&networkid=39
REMOTE_ADDR=173.245.54.141
REMOTE_HOST=173.245.54.141
REMOTE_USER=
REQUEST_METHOD=GET
SCRIPT_NAME=/rspnet.cfm
SERVER_NAME=www.expatexchange.com
SERVER_PORT=443
SERVER_PORT_SECURE=1
SERVER_PROTOCOL=HTTP/1.1
SERVER_SOFTWARE=Apache
WEB_SERVER_API=
Session Variables:
cfid=28380508
cftoken=62743495
sessionid=IBEXPATEXCHANGE.COM_28380508_62743495
urltoken=CFID=28380508&CFTOKEN=62743495
URL Parameters:
answerid=75944
networkid=39
rid=96
Debug Rendering Time: 10 ms