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Expat Exchange - How to Enroll in the Public Healthcare System in Estonia
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How to Enroll in the Public Healthcare System in Estonia

By Betsy Burlingame

SJB Global
SJB Global

Summary: A primer on how to enroll in the public healthcare system in Estonia.

If you're planning to enroll in the public healthcare system in Estonia, this article covers the requirements for foreigners to be able enroll in the public healthcare system, the steps involved and more.

Estonia, a small country in Northern Europe, is known for its advanced digital society and high-quality public services, including its healthcare system. The public healthcare system in Estonia is called the Estonian Health Insurance Fund (EHIF), and it is mandatory for all residents. The EHIF is funded through social tax, which is paid by employers and the self-employed. The quality of healthcare in Estonia is generally high, with a well-developed network of hospitals and clinics, and a strong focus on preventative care. Most people in Estonia use the public healthcare system, although private healthcare is also available.

Eligibility for Foreigners

Foreigners are eligible to enroll in the Estonian public healthcare system if they are residents of Estonia. This means that they must have a residence permit or right of residence in Estonia. EU citizens who are working in Estonia are also eligible. However, it's important to note that tourists and short-term visitors are not covered by the EHIF, and should have their own travel insurance.

Steps to Enroll in the Estonian Public Healthcare System

  1. Obtain a residence permit or right of residence: Before you can enroll in the EHIF, you must first have a residence permit or right of residence in Estonia. This can be obtained from the Estonian Police and Border Guard Board.
  2. Register with the Population Register: Once you have your residence permit or right of residence, you must register with the Population Register. This is a database of all residents in Estonia, and is used for various public services, including healthcare.
  3. Apply for health insurance: After registering with the Population Register, you can apply for health insurance with the EHIF. This can be done online, by mail, or in person at an EHIF office. You will need to provide your personal identification code (which you receive when you register with the Population Register), and proof of your residence permit or right of residence.
  4. Receive your health insurance card: Once your application is approved, you will receive a health insurance card. This card is used to access healthcare services in Estonia. It must be presented at every visit to a healthcare provider.

It's important to note that there may be a waiting period before your health insurance coverage begins. During this time, you should have your own private health insurance to cover any healthcare costs.

Private Healthcare in Estonia

While the public healthcare system in Estonia is generally of high quality, some foreigners choose to use private healthcare. Private healthcare in Estonia offers shorter waiting times and a wider choice of healthcare providers. However, it is more expensive than public healthcare. If you choose to use private healthcare, it's important to have private health insurance to cover the costs.

In conclusion, enrolling in the public healthcare system in Estonia involves several steps, including obtaining a residence permit or right of residence, registering with the Population Register, and applying for health insurance with the EHIF. While the process may seem complex, it is well worth it for the high-quality healthcare services that are available in Estonia.

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About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.


SJB Global
SJB Global

SJB Global
SJB Global

Kohtuotsa Viewing Platform in Tallin, Estonia

SJB Global
SJB Global

SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
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SJB GlobalSJB Global

SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
Learn More

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