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Expat Exchange - Enrolling in the Public Healthcare System in Japan
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Enrolling in the Public Healthcare System in Japan

By Joshua Wood, LPC

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SJB Global

Summary: A primer on how to enroll in the public healthcare system in Japan.

If you're planning to enroll in the public healthcare system in Japan, this article covers the requirements for foreigners to be able enroll in the public healthcare system, the steps involved and more.

Japan is renowned for its efficient and comprehensive public healthcare system, known as the National Health Insurance (NHI) system or Kokumin Kenko Hoken. This system is mandatory for all residents, including foreigners living in Japan for more than three months. The NHI system is widely used by the population due to its affordability and high quality of care. It covers a broad range of medical services, including consultations, medication, surgeries, and hospital stays, with patients generally paying only 30% of the total cost.

Eligibility for Foreigners

Foreigners are eligible to enroll in the NHI system if they have a visa that allows them to stay in Japan for more than three months. This includes student visas, work visas, and long-term resident visas. Tourists and short-term visitors are not eligible for the NHI system and should ensure they have adequate travel insurance coverage.

Enrollment Process

The enrollment process for the NHI system is straightforward and involves the following steps:

  1. Visit your local municipal office: Once you have registered your residence in Japan, you should visit your local municipal office to apply for the NHI system. You will need to bring your residence card and passport.
  2. Fill out the application form: At the municipal office, you will be given an application form to fill out. The form is in Japanese, so you may need to bring someone who can help you if you do not understand Japanese.
  3. Receive your insurance card: Once your application has been processed, you will receive your NHI card. This card must be presented every time you visit a healthcare provider.

It's important to note that the NHI system is not free. Premiums are based on your income from the previous year and are generally deducted from your salary if you are employed. If you are not employed or are a student, you will need to pay the premiums directly to your local municipal office.

Quality of Healthcare

The quality of healthcare in Japan is generally high, with a good ratio of doctors to patients and a wide range of medical services available. However, language can be a barrier as not all healthcare providers speak English. It's recommended to find a clinic or hospital with English-speaking staff or to bring a translator if you do not speak Japanese.

While the NHI system provides comprehensive coverage, it does not cover everything. Dental care, certain types of medication, and some elective procedures are not covered. For these services, you may need to pay out of pocket or consider purchasing additional private health insurance.

Conclusion

Overall, Japan's public healthcare system provides affordable and high-quality care for all residents, including foreigners. By understanding the enrollment process and what is covered, you can ensure that you have access to the healthcare services you need while living in Japan.

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About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.


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