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Expat Exchange - How to Rent a Home in Croatia
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Hvar, Croatia


How to Rent a Home in Croatia

By Joshua Wood, LPC

SJB Global
SJB Global

Summary: Renting a home in Croatia for the first time can be daunting. You probably have so many questions: Do I need a lawyer? Do rentals come with appliances? How do I find good rentals? How do I choose the right neighborhood? The list goes on and on. Here are answers to some of the top questions plus insight from our members living in Croatia.

Navigating the process of renting a home in Croatia for the first time can feel overwhelming. Numerous questions might arise: Should I consult a lawyer? Are appliances typically included in rentals? How can I discover quality rental properties? Which neighborhoods will best suit my needs? These are just the tip of the iceberg. Dive in for answers to these pressing questions and gain insights from our members who've made Croatia their home.

"Relocating to a new country can be an exciting yet challenging experience, especially when it comes to finding a place to live. If you're planning to move to Croatia, understanding the rental market is crucial. This guide will provide you with all the necessary information about renting an apartment in Croatia, from finding a rental property to understanding the legalities involved.

How do you find a rental property in Croatia?

There are several ways to find rental properties in Croatia. Online property portals such as Njuskalo, Oglasnik, and Crozilla are popular platforms where landlords and real estate agencies list their properties. Local newspapers also have property listings. Alternatively, you can hire a real estate agent to help you find a suitable apartment based on your preferences and budget.

Does Croatia have an MLS type system?

Croatia does not have a Multiple Listing Service (MLS) system like in the United States. However, real estate agencies and online property portals provide comprehensive listings of available properties across the country.

Do brokers have licenses and how do I know if they are licensed?

Yes, real estate brokers in Croatia are required to have a license. You can verify their license by checking the Register of Real Estate Agents maintained by the Croatian Chamber of Economy. It's advisable to work with a licensed broker to ensure a smooth and legal transaction.

Should I buy or rent in Croatia?

Whether to buy or rent depends on your personal circumstances, financial situation, and long-term plans. Renting is a flexible option and requires less upfront investment, making it a popular choice for expats. However, if you plan to stay in Croatia long-term, buying might be a more cost-effective option in the long run.

Is it difficult to find rentals in Croatia?

Finding a rental in Croatia can be challenging, especially in popular cities like Zagreb and Split during the peak tourist season. However, with proper planning, patience, and the help of a real estate agent, you can find a suitable rental property.

What documents are required when renting an apartment in Croatia?

When renting an apartment in Croatia, you'll typically need to provide a copy of your passport, proof of income or employment, and sometimes a reference from a previous landlord. You'll also need to sign a lease agreement, which should be in both Croatian and English.

Do I need a lawyer when renting an apartment in Croatia?

While it's not mandatory to hire a lawyer when renting an apartment in Croatia, it can be beneficial, especially if you're unfamiliar with Croatian property laws. A lawyer can review the lease agreement, ensure all documents are in order, and help with any legal issues that may arise. Legal fees can vary, but you can expect to pay around 1% to 3% of the annual rent.

How long is the typical lease for?

The typical lease term in Croatia is one year, but it can be negotiated with the landlord. Some landlords may offer a discount for longer lease terms.

Do I have to pay a deposit?

Yes, it's standard practice in Croatia to pay a security deposit, which is usually equivalent to one to three months' rent. This deposit is refundable at the end of the lease, provided there are no damages to the property.

What other upfront costs are there when renting?

Other upfront costs when renting an apartment in Croatia may include the first month's rent, a broker's fee if you used a real estate agent (typically one month's rent), and potentially a lawyer's fee.

Are utilities included?

Utilities are usually not included in the rent and are paid separately. These can include electricity, water, heating, and internet. The cost of utilities can vary depending on the size of the apartment and usage, but they are generally affordable.

Are furnished or unfurnished rentals more popular in Croatia?

Both furnished and unfurnished rentals are available in Croatia. Furnished apartments typically include basic furniture, a refrigerator, and other kitchen appliances. Unfurnished apartments may not include any appliances. Furnished apartments are more popular among expats and short-term renters, while long-term renters often prefer unfurnished apartments as they can personalize the space to their liking," said one expat living in Croatia.

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Expats Talk about How they Found their Home

"The best way to find a place to live in Croatia is to research online. There are many websites that offer listings of apartments, houses, and other types of accommodation in Croatia. Additionally, you can contact local real estate agents who can help you find a suitable place to live. You can also look for rental postings in local newspapers and on bulletin boards in public places. Additionally, you can ask friends and family who live in Croatia for advice and recommendations," commented an expat living in Croatia.

About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.


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SJB Global

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SJB Global

Hvar, Croatia

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