El Valle, Panama
El Valle, Panama
El Valle, Panama

Panama Retirement, The Other Option

By Miguel Sirus

GeoBlue International Health Insurance

Summary: Miguel Sirus retired in Panama 10 years ago. Instead of choosing a popular expat destination such as Boquette, Volcan or El Valle, he bought an overgrown piece of property near a village in Panama. In this article, he offers a glimpse at how his new life unfolded.

Not all expats follow the beaten paths to Boquette, Volcan, El Valle, Panama City, Coronado and other heavily promoted retirement areas. I have always been amused when I encounter an internet site for expatriates. The first thing that amuses me is the number of people desiring to relocate to another country, but seeking a Key West or Tucson type atmosphere where they can limit the differences of living in a foreign land and/or not be without the comfort of fellow citizens and peer groups. The second thing that amuses me are the agendas preying on these people. Granted a certain amount of 'help' is desirable, but the sheer volume of services, amenities, and developments designed to capture and guide the expat is mind boggling and would be laughable except for the inflated and artificial price tags. Because, for many, price is not the biggest issue, venders and developers are emboldened and the cycle of promoting, indoctrinating, and steering expats continues.

Except, as the famous poet Robert Service once wrote, 'There's a race of men that don't fit in, who roam the world at will.' Throughout Panama you will find retired expatriates (jubilados) happily living off the beaten path. These people are energetic, independent, inquisitive, and adventuresome. They are not sitting around in a retirement community playing checkers. You will find them enjoying many of the finer things which Panama has to offer, or running small businesses to get by. Up and down the rivers, along the coasts, and throughout the countryside foreigners live and rub elbows with Panamanians daily in a friendly, cooperative, and respectful manner. This is the other path to living in a foreign country, the path I find more fulfilling.

Ten years ago, against all the guidebooks' advice, I bought an overgrown lot on the edge of a small village on the upper coast, 40 km from Colon. As I built my new home, I got to know everyone in the village. Gradually I became acquainted with other Americans living on this stretch of the coast. There were only three, and that was fine with me. I learned Spanish and started a second family. We attend Panamanian matanzas, family reunions, birthday parties, and other events. We work on hobbies, projects, and other endeavors. We ride the 4 wheeler into the countryside, up shady, shallow rivers, and on jungle tracks under monkeys and toucans. We fish, dive the reefs, and snorkel the shallows. We experience Panama each and every day. Yes, there is a downside. We take plenty of precautions for our safety, deal directly with third world bureaucracy and backwardness, keep alert for shady characters and scams, shut our eyes to trashy areas, and cringe over the scroungy dogs and horses. We suffer with electrical outages, slow internet, and long grocery runs, but we live large, free, independent, and unfettered.

While life off the beaten path won't appeal to or be viable for everyone, the advantages are manyfold, ranging from a cleaner air, closer to the land, gratifying experience, to freedom from the routine and a wide variety of options with reasonable prices. Give the other path some thought before you opt for a traditional "retirement" area. Travel around and get to know the other expatriates living out in the real Panama. You may decide that even though you're ready to take life easy, you're not ready to just sit back and let the world go by.

About the Author

Originally from Montana, USA, the author , now 72, drove down to Panama from Mexico 10 years ago. He has lived continuously on the Costa Arriba, Colon. Married with two children, his family actively joins him on daily outings on the water or into the countryside. Last year, after completing his first full length novel, he wrote a series of humorous short stories featuring former adventures in his home state, available on Amazon.com. and other sites. Miguel is now hard at work on a sequel to his first novel.


William Russell Health InsuranceInternational Health Insurance

Get a quotes for international health insurance from our partner, William Russell.
Get a Quote

Living in Panama GuideLiving in Panama Guide

Our Guide to Living in Panama is a perfect primer for readers interested in Panama. Covers healthcare, cost of living, best places to live, residency, visas, real estate, moving tips and the pros and cons of living in Panama.

Panama Forum Panama Forum
Join our Panama forum to meet other expats and talk about living in Panama.

Panama Forum Contribute
Help other expats and newcomers by answering questions about the challenges and adventures of living in Panama.

Best Places to Live in Panama Best Places to Live in Panama

Panama is a great place to live or retire with easy residency laws, warm people and lots of expats. Whether you want to live by the beach in Bocas del Toro or need to live in Panama City for work and schools, there are many places to explore.

Healthcare in PanamaHealthcare in Panama

Expats have differing opinions about healthcare in Panama. Many advice against public hospitals and healthcare, but some recount good experiences. This article covers public vs private healthcare, cost of healthcare, obtaining prescription medications and much more.

Expat Healthcare Advice in Panama16 Expats Talk about Healthcare & Health Insurance in Panama

Expats living in Panama talk about their own experiences with healthcare, hospital visits, emergencies, finding a doctor, buying health insurance in Panama and more.

Cost of Living in PanamaCost of Living in Panama

Expats in Panama enjoy a relatively low cost of living. However, it's important to do your research to make sure you'll actually enjoy those saving while creating a high quality of life as an expat in Panama.

Moving to PanamaMoving to Panama Guide

Do you have to buy a round trip ticket when moving to Panama? How difficult is it to bring my dog? Should I buy a home in Panama? Can I find health

Pros Cons of Living in PanamaPros & Cons of Living in Panama

Take off your rose-colored glasses and learn what expats have to say about the biggest challenges and the greatest rewards of living in Panama.

Visa and Residency PanamaPanama Visa & Residency Guide

This article covers the ins and outs of the most common tourist and residency visas that expats and global nomads obtain when moving to and living in Panama.

10 Tips for Living in Panama10 Tips for Living in Panama

Expats, global nomads and retirees are drawn to Panama's ease of residency, low taxes (Panama does not tax on worldwide income), friendly Panamanians who always put family first, inexpensive healthcare and laid back lifestyle.

Panama Relocation Tours

The Relocator International Moving Quotes

Write a Comment about this Article

Sign In to post a comment.
addacomment

Comments about this Article

jazzyo2k
Jul 28, 2014 14:55

What a wonderful article, and your point of view was soo appreciated. Would love to purchase your novel! Thanks again! I'll be on the look out for your book/novel and the sequel as well. Have a great day!

guest
Jul 28, 2014 15:15

Intersting experience and approach ! How much did you pay for this overgrown piece of land ? How did you get it built-up ? Why close to Colon city ? Did you marry a Panamanian ?

guest
Sep 16, 2014 12:50

yes, that is what we did, we do not live in an expat neighbour hood. have never had anything stolen. we live modesty. and among them. the only thing i regret is that it is taking me a long time to learn spanish to the point i can communicate i panamaiam spanish.

RinconChileno
May 27, 2015 11:53

I am new to the forum and just stumbled onto your article, Miguel. I agree with a previous post that indicates how refreshing it is to read about an expat retiree doing it 'his way', building on the land, immersing himself in the local culture and enjoying the natural environment. Bien hecho! As an anthropologist, I am used to doing the same (immersion in local culture) and am planning on doing so in the future in Panama. I'm at a cross-roads and would like to get your perspective. If you are open to it, I'd like to get in touch (...I'm not sure how to reach you directly). I'm exploring options for strategic next steps for a swath of land I have purchased and have maintained (con machetes, rincon por rincon), in El Espino (5 min. from the Panamericana on the road to El Valle). Thanks in advance. (This is my first post). Saludos, Alicia

Andresotamayo513
Aug 14, 2015 09:50

Planning Our Retirement on Santa Fe de Veraguaz , Any Advice for this Area especially Rentals, Really Enjoy this Article and would Love to read the rest of the Stories, Andres

4sarge
Oct 14, 2015 09:24

Thanks for the article. The unbeaten path is more suited to my wish for retirement living but yet with a new adventure every day

wilycat
Sep 16, 2016 20:18

I enjoyed the article. though the author's goals and lifestyle are vastly different from mine. I think that's why I liked it.

El Valle, Panama
William Russell Health InsuranceInternational Health Insurance

Get a quotes for international health insurance from our partner, William Russell.
Get a Quote

Panama Forum Panama Forum
Join our Panama forum to meet other expats and talk about living in Panama.

Living in Panama GuideLiving in Panama Guide

Our Guide to Living in Panama is a perfect primer for readers interested in Panama. Covers healthcare, cost of living, best places to live, residency, visas, real estate, moving tips and the pros and cons of living in Panama.

ContributeContribute
Help other expats and newcomers by answering questions about the challenges and adventures of living in Panama.

Moving to PanamaMoving to Panama Guide

Do you have to buy a round trip ticket when moving to Panama? How difficult is it to bring my dog? Should I buy a home in Panama? Can I find health

Best Places to Live in Panama Best Places to Live in Panama

Panama is a great place to live or retire with easy residency laws, warm people and lots of expats. Whether you want to live by the beach in Bocas del Toro or need to live in Panama City for work and schools, there are many places to explore.

Healthcare in PanamaHealthcare in Panama

Expats have differing opinions about healthcare in Panama. Many advice against public hospitals and healthcare, but some recount good experiences. This article covers public vs private healthcare, cost of healthcare, obtaining prescription medications and much more.

Real Estate PanamaReal Estate in Panama

Real estate listings in popular cities and towns in Panama.

Cost of Living in PanamaCost of Living in Panama

Expats in Panama enjoy a relatively low cost of living. However, it's important to do your research to make sure you'll actually enjoy those saving while creating a high quality of life as an expat in Panama.

Pros Cons of Living in PanamaPros & Cons of Living in Panama

Take off your rose-colored glasses and learn what expats have to say about the biggest challenges and the greatest rewards of living in Panama.

Visa and Residency PanamaPanama Visa & Residency Guide

This article covers the ins and outs of the most common tourist and residency visas that expats and global nomads obtain when moving to and living in Panama.

10 Tips for Living in Panama10 Tips for Living in Panama

Expats, global nomads and retirees are drawn to Panama's ease of residency, low taxes (Panama does not tax on worldwide income), friendly Panamanians who always put family first, inexpensive healthcare and laid back lifestyle.

Panamas-Pensionado-DiscountsPanama's Pensionado Discounts

Panama's pensionado discounts are available to legal residents (55+ for women, 60+ for men). These generous discounts include 25% off airline tickets, 25% at restaurants, 50% off at hotels during the week, exemption on import tax for up to $10,000 household goods and much more.

Panamas-Friendly-Nations-VisaPanama's Friendly Nations Visa

Panama's Friendly Nations Visa was introduced in 2012 and enables immigrants from 50 nationalities to easily obtain residency and a work permit.

How-to-Open-a-Bank-Account-in-PanamaHow to Open a Bank Account in Panama

How to open a bank account in Panama from the expat perspective: covers what documents you'll need to open a bank account, key criteria when choosing a bank, opening a bank account before you obtain residency and more.

Best-Banks-in-Panama-for-Expats-and-Global-NomadsBest Banks in Panama for Expats and Global Nomads

Expats share their recommendations for the best banks in Panama for expats and global nomads.

Expats-Talk-About-The-Biggest-Challenges-They-Face-Living-in-Latin-AmericaExpats Talk About The Biggest Challenges They Face Living in Latin America

Expats talk about some of the biggest challenges they've faced living in Latin America. Whether you're moving to Panama City or Punta del Este, this article is a must read to help you prepare (hint: you'll be much happier if you learn the language) and adjust your expectations (realities: the roads are rough, the pace of life is slower and bureaucracy is unavoidable). Despite all of the challenges, the list of what expats like about life in Latin America far exceeds the challenges.

Copyright 1997-2021 Burlingame Interactive, Inc.

Privacy Policy Legal