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Expat Exchange - How to Navigate the Health System in Bahamas
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Elboy Cay in The Bahamas


How to Navigate the Health System in Bahamas

By Betsy Burlingame

Atlantis Bahamas
Atlantis Bahamas

Summary: Familiarize yourself with the health system in Bahamas. Understand its usage options and constraints for those who choose to move to and reside there, including expats, digital nomads, and retirees.

The healthcare system in Bahamas is a combination of public and private healthcare. The public healthcare system is called the National Health Insurance (NHI) and is funded by the government. It provides free or low-cost healthcare to Bahamian citizens and permanent residents. Foreigners (expats and digital nomads) are not allowed to use the public healthcare system in Bahamas. Private healthcare is the primary option for expats and digital nomads. Private hospitals are more expensive than public hospitals, but they are better equipped and offer a higher standard of care.

Bahamas's Public Healthcare System

The public healthcare system in Bahamas is called the National Health Insurance (NHI). It is funded by the government and provides free or low-cost healthcare to Bahamian citizens and permanent residents. The public healthcare system is not used by foreigners. People generally do not recommend using public hospitals for serious medical emergencies and major surgery. Public hospitals in Bahamas are often overcrowded and understaffed, and the quality of care is not as high as in private hospitals.

Bahamas's Private Healthcare System

Private healthcare is the primary option for expats and digital nomads in Bahamas. Private hospitals are more expensive than public hospitals, but they are better equipped and offer a higher standard of care. Expats primarily use private hospitals, and people generally recommend using private hospitals for serious medical emergencies and major surgery. Private hospitals in Bahamas are well-equipped and offer a higher standard of care than public hospitals.

Bahamas's Top Hospitals

The top hospitals in Bahamas include:

  • Princess Margaret Hospital (public, Nassau)
  • Doctor's Hospital (private, Nassau)
  • Rand Memorial Hospital (public, Freeport)
  • Bahamas Surgical and Medical Centre (private, Nassau)
  • Coral Harbour Medical Centre (private, Nassau)
  • Lyford Cay Hospital (private, Nassau)

Health Insurance Companies in Bahamas

The most popular private health insurers in Bahamas are Bahamas Health Insurance, Bahamas First, and Global Health Insurance. Expats and digital nomads typically use these companies or specialized expat health insurance providers.

Insider Tips from Expats in Bahamas: How to Navigate the Health System

"The majority of people who can afford insurance use the local private hospital as a reference to have any real work done in the US. Probably the most advanced procedure you can have here with accuracy is MRI/CAT scans. From there, you are diagnosed and sent to US for treatment," commented one expat living in Nassau, Bahamas.

"For any major healthcare needs I would travel back home or to Florida and not risk a major surgery here," mentioned one expat living in Bahamas.

"I have lived in more countries than I haven't, always with a main base in The Bahamas. I elected to have my children here. Overwhelmingly I have received a better level of care here across all of my medical needs, than I have in UK Ireland USA and other countries. The majority of doctors here hit well above their weight on the international stage in terms of training. Do your homework for sure and ask around for word of mouth recommendations. Issues here might sometimes be availability of resources, capacity and equipment resources as compared with larger urban centres, and also insurance costs and scope, and resultant medical and prescription billing. There are certain pharmacies that are more willing to reach out into international suppliers for exact prescription requirements, where local alternatives do not satisfy a need, it's usually a matter of asking around," said an expat in Bahamas.

"My home country offers Public Health that is very inclusive. Access to Healthcare services there take a very long time. In my adopted country, the public Healthcare Coverage is insufficient, and Private coverage is expensive. However, services are very accessible. The quality of healthcare is adequate for basic healthcare as well as for some specialties. However, many residents will travel for healthcare to the USA for more experienced specialists if they have international healthcare coverage. This is starting to change somewhat with some medical facilities commanding a higher quality and level of service, education, and experience," remarked one expat in Bahamas.

"The medical services in the Bahamas are generally of a high standard. The country has a number of well-equipped hospitals and clinics, staffed by experienced and qualified medical professionals. The country also has a number of private medical facilities, offering a range of services from general practice to specialist care. The Bahamas also has a number of pharmacies, providing access to a wide range of medications. In addition, the country has a number of medical insurance providers, offering coverage for medical expenses," said one expat living in Bahamas.

"As compared to Canada the availability and quality of some health care services is lacking but still adequate. The speed of which they will see you at the clinics and private hospitals is much faster then it is in Canada and for what is missing a quick trip to Florida will provide you with all you need that can not be found in New Providence," commented one expat living in Nassau, Bahamas.

"Regardless of coverage, ensure you have the ability to travel to US for any major care needs. There are many private practitioners but only two hospitals. One is for people without insurance (Princess Margaret) and the other is for people with insurance (Doctors Hospital). Ask around in your community for reliable local providers, especially for kids. We found some incredible providers this way for our children," mentioned one expat living in Bahamas.

"The healthcare services in the Bahamas are provided by both public and private institutions. The public healthcare system is funded by the government and is available to all citizens and permanent residents. The quality of public healthcare is generally good, with a wide range of services available, including primary care, emergency care, and specialist care. Foreign residents are able to access the public healthcare system, although they may be required to pay a fee. Expats in the Bahamas can use the public healthcare system, but they may need to pay a fee for certain services. In addition, many expats opt to purchase private health insurance to cover any additional costs," said an expat in Bahamas.

About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.


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