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Expat Exchange - Cost of Living in Hvar 2024
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Cost of Living in Hvar

By Joshua Wood, LPC

William Russell
William Russell

Summary: If you're moving to Hvar, understanding the the cost of living in Hvar helps you know what to expect when it comes to apartment or house hunting, grocery shopping, transportation, dining out, utilities and more.

Category Details Cost
Apartment Rentals 1-bedroom apartment in city center €400 - €600 per month
1-bedroom apartment outside city center €300 - €500 per month
Apartment Purchases Price per square meter in city center €2,500 - €4,000
Price per square meter outside city center €1,500 - €2,500
Transportation One-way local transportation ticket €1.50
Monthly transportation pass €40 - €60
Gasoline (1 liter) €1.30 - €1.50
Groceries Milk (1 liter) €0.80 - €1.20
Bread (500g) €0.80 - €1.50
Rice (1kg) €1.00 - €2.00
Chicken breasts (1kg) €5.00 - €8.00
Restaurants Meal at an inexpensive restaurant €8.00 - €15.00
Three-course meal for two at a mid-range restaurant €40.00 - €70.00
Domestic beer (0.5-liter draught) €2.00 - €4.00
Utilities Basic utilities (electricity, heating, cooling, water, garbage) for an 85m2 apartment €100 - €200 per month
Internet (60 Mbps or more, unlimited data, cable/ADSL) €20 - €40 per month
Mobile tariff (no discounts or plans) €0.10 - €0.20 per minute
Private School Tuition Preschool €200 - €400 per month
Elementary School €300 - €600 per month
Middle School €400 - €800 per month
High School €500 - €1,000 per month
The cost of living in Hvar, varies depending on the lifestyle and preferences of the individual. The table above provides an overview of the costs associated with apartment rentals and purchases, transportation, groceries, restaurants, utilities, and private school tuition for preschool, elementary school, middle school, and high school.Apartment rentals in Hvar can range from €300 to €600 per month, depending on the location and size of the apartment. Purchasing an apartment in the city center can cost between €2,500 and €4,000 per square meter, while apartments outside the city center are generally cheaper, ranging from €1,500 to €2,500 per square meter.Transportation costs in Hvar are relatively affordable, with a one-way local transportation ticket costing €1.50 and a monthly transportation pass ranging from €40 to €60. Gasoline prices are around €1.30 to €1.50 per liter.Grocery prices in Hvar can vary, with staples such as milk, bread, rice, and chicken breasts costing between €0.80 and €8.00, depending on the item and quantity.Eating out in Hvar can be relatively inexpensive, with a meal at an inexpensive restaurant costing between €8.00 and €15.00. A three-course meal for two at a mid-range restaurant can range from €40.00 to €70.00, while a domestic beer at a restaurant will cost between €2.00 and €4.00.Utilities in Hvar, including electricity, heating, cooling, water, and garbage, can cost between €100 and €200 per month for an 85m2 apartment. Internet service with 60 Mbps or more and unlimited data can range from €20 to €40 per month, while mobile tariffs without discounts or plans can cost between €0.10 and €0.20 per minute.Private school tuition in Hvar varies depending on the level of education. Preschool tuition can range from €200 to €400 per month, while

Monthly Budget for Retirees in Hvar

"The cost of living in Hvar, can be considered moderate compared to other European destinations. Rent for a one-bedroom apartment in the city center can be quite expensive, while outside the city center, it is significantly cheaper. The cost of utilities such as electricity, heating, cooling, water, and garbage is relatively low. Groceries in Hvar can be quite affordable, with local markets offering fresh produce at reasonable prices. Eating out at an inexpensive restaurant is also quite affordable, while a three-course meal for two people at a mid-range restaurant can be a bit pricey. Public transportation in Hvar is not very expensive, but owning and maintaining a car can be quite costly due to high gasoline prices. Healthcare in Hvar is of good quality and is not very expensive. Fitness club and sports memberships are also reasonably priced. Entertainment options such as cinema tickets, theater performances, and museum entries are moderately priced. Overall, while Hvar can be quite expensive for those seeking a luxurious lifestyle, it can be quite affordable for those willing to live a more modest lifestyle," said one expat living in Hvar.

Can I live in Hvar on $1,500 a month?

"I've been living in Hvar for a while now, and I can tell you that it's possible to live comfortably on $1,500 a month, but you'll have to make some sacrifices. First, you'll need to find an affordable place to live. The neighborhoods in the town center and near the harbor are quite expensive, so I'd recommend looking for an apartment in the outskirts of the town or in nearby villages like Stari Grad or Jelsa. These areas are more affordable and still offer a good quality of life.When it comes to transportation, owning a car can be quite expensive due to fuel costs and parking fees. I'd recommend using public transportation, like buses, or even better, getting a bicycle or scooter to get around the island. This will save you a lot of money in the long run.Eating out can also be quite expensive, especially in the touristy areas. I'd suggest cooking at home as much as possible and shopping at local markets for fresh produce. When you do eat out, try to find local, non-touristy spots where the prices are more reasonable.As for entertainment, there are plenty of free or low-cost activities to enjoy on the island. You can spend your days exploring the beautiful beaches, hiking trails, and historical sites. There are also many cultural events and festivals throughout the year that are either free or have a small entrance fee.In terms of sacrifices, you might have to give up some of the modern amenities you're used to, like high-speed internet or cable TV. However, you can still find ways to stay connected and entertained without breaking the bank.Overall, living in Hvar on $1,500 a month is doable, but you'll need to be mindful of your spending and make some adjustments to your lifestyle. It's a beautiful place to live, and the slower pace of life can be quite enjoyable once you get used to it," commented an expat living in Hvar.

Can I live in Hvar on $3,500 a month?

"I've been living in Hvar for a while now, and I can tell you that it's definitely possible to live comfortably on $3,000 a month, even if you're used to modern amenities. However, there are some sacrifices you might have to make to ensure you stay within your budget. For example, you might have to cut back on dining out at fancy restaurants or limit your shopping sprees. When it comes to housing, I'd recommend looking for an apartment in more affordable neighborhoods like Stari Grad or Jelsa. These areas are still beautiful and offer a great quality of life, but the cost of living is generally lower than in the more touristy parts of Hvar town. You can find a decent one or two-bedroom apartment in these areas for around $500 to $800 per month, depending on the size and location.On the other hand, I'd avoid the more expensive neighborhoods like Hvar town center or the Pakleni Islands, as the cost of living there can be significantly higher. Rent in these areas can easily go over $1,000 per month for a small apartment, and the prices for groceries, dining out, and other daily expenses are also higher.In terms of transportation, owning a car can be quite expensive due to the high cost of fuel and maintenance. I'd recommend using public transportation, like buses and ferries, which are quite affordable and reliable. Alternatively, you can also rent a scooter or a bicycle for getting around the island, which is a more budget-friendly option.As for entertainment and leisure activities, there are plenty of affordable options in Hvar. You can enjoy the beautiful beaches, go hiking in the nearby hills, or explore the charming villages and historical sites. There are also many local events and festivals throughout the year that are either free or have a low entrance fee.In conclusion, living in Hvar on a $3,000 per month budget is definitely doable, but you'll need to be mindful of your spending and make some sacrifices. By choosing a more affordable neighborhood, using public transportation, and enjoying the many low-cost activities the island has to offer, you can have a comfortable and enjoyable life in this beautiful Croatian paradise," said one expat living in Hvar.

Can I live in Hvar on $5,000 a month?

"I've been living in Hvar for a while now, and I can tell you that it's definitely possible to live comfortably on $5,000 a month, even if you're used to modern amenities. However, there might be some sacrifices you'll have to make to ensure you stay within your budget.Firstly, you'll want to avoid living in the most expensive neighborhoods, like the Old Town or near the harbor. These areas are beautiful and full of history, but they're also very touristy and the cost of living is much higher. Instead, consider looking for a place in more affordable neighborhoods like Križna Luka or Velo Grablje. These areas are still close to the city center and have all the necessary amenities, but the cost of living is significantly lower.One sacrifice you might have to make is giving up some of the luxury items you're used to. For example, imported goods can be quite expensive in Hvar, so you might have to adjust your shopping habits and opt for local products instead. This can actually be a great opportunity to explore the local cuisine and culture, and you might even find some new favorites!Another thing to consider is transportation. Owning a car in Hvar can be quite expensive, especially when you factor in the cost of parking and fuel. Instead, consider using public transportation or renting a scooter to get around. Not only will this save you money, but it's also a more environmentally friendly option.In terms of entertainment, you might have to be more selective about the activities you choose to participate in. Hvar has a lot to offer, but some of the more touristy attractions can be quite pricey. Instead, take advantage of the beautiful nature and outdoor activities that the island has to offer, like hiking, swimming, or exploring the many hidden beaches.Overall, living in Hvar on $5,000 a month is definitely doable, but it will require some adjustments and sacrifices. By choosing a more affordable neighborhood, being mindful of your spending habits, and taking advantage of the natural beauty of the island, you can enjoy a comfortable and fulfilling life in this beautiful Croatian paradise," commented an expat living in Hvar.

About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.


William Russell
William Russell

William Russell
William Russell

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