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Expat Healthcare & Health Insurance in Cuenca, Ecuador

An expat in Cuenca talks about Ecuador's mandatory health insurance requirement, Moscosa Hospital and the cost and availability of prescription medicines.

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Ecuador's National Healthcare System - IESS for Cuenca

If you need medical care and have good knowledge of Spanish, the state system IESS may be your choice, however if you are retired they raised the rates to about 17.5% of retirement income. I have cheap (low quality) insurance which reportedly doesn't pay, which is fine for me because I would rather pay 45 per month for insurance that I can't use than 75/mo for insurance I won't use.

Moscosa Hospital in Cuenca in Cuenca

The Big Public Hospital in Cuenca is Moscosa, which is about a mile away. I've been to the bathroom there and wouldn't recommend it, because if the bathrooms aren't clean, I wouldn't trust the service (same goes for restaurants.)

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Quality of Healthcare in Surrounding Area

I am young and in good health so these don't concern me. I only have insurance because the law requires it.

Prescription Medicines

Prescription medication is inexpensive and readily available. If you are on the typical 5 at 50 plan, you can come buy your meds have a nice vacation and still save money over doing the same in the U.S.

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Expat Health Insurance in Ecuador

I would pay out of pocket if it were still available, because doctors are cheap. With my cheap insurance, I will still have to pay out of pocket and maybe get reimbursement if I'm lucky. Insurance here is a government sponsored racket, as whenever government requires something the drops and prices go up, that's why governments do it. If it were a service people actually wanted it wouldn't be required.

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