Expat Health Insurance & Healthcare Guide to Mexico

An expat in Playa del Carmen talks about the importance of private health insurance in Mexico. Because of her private insurance, she has access to private hospitals and even coverage worldwide. She can even travel to the United States for treatment.

What would happen if you lived in Mexico with private health insurance and were hit by a taxi? One expat tells her harrowing story and how she survived both the accident AND being treated at a public hospital.

Cruz Roja (Red Cross) provides emergency transport to public hospital. Torre Hakim is filled with doctor's offices as well as Hospital Angels. There are a number of Centro de Salud within the city providing basic care.

An expat in Monterrey, Mexico shares her thoughts about the expat health insurance, the health care system in Monterrey, medical facilities and much more.

An expat in Monterrey, Mexico discusses the cost of prescription medicines, proximity of hospitals and public vs. private health insurance.

An expat in Puerto Vallarta, Mexico talks about healthcare options in PV - public and private. She offers tips for insurance claims, the best pharmacies, speaking Spanish and more.

As Clara is my first child, I really had no preconceived idea as to how the experience would be. OK, I knew it would be by-and-large unpleasant, so I was never expecting to enjoy the experience. Plus, we moved from Toluca to Saltillo when I was 7 months pregnant, so at times it felt like we were flying by the seat of our pants.

Our obstetrician is affiliated with the Hospital Universitario (a teaching hospital for the Universidad Autonoma de Coahuila). Originally, I thought this was a private institution, and while our private insurance paid for the entire birth (minus the pediatrician) it was listed on Clara's hospital birth record as a public institution. So I'm curious if IMSS would cover the cost of a birth there. However, I have no answers on that.

We went into the hospital at 10pm (after beginning labor at 6am. I was trying to limit the amount of time I had to spend in the hospital). But at 10pm I really wanted some drugs. Unfortunately, there was not an anesthesiologist on duty that late in the day, and it took the better part of two hours to track him down. Boo.

In talking with other friends who've had babies in Mexico, it seems that mothers are not usually given the choice of a non-medicated birth (no complaints here), but that they may wait to dispense those good drugs for longer than they might in the US. However, not having ever given birth in the US, I really don't know. (And I do realize that showing up in the middle of the night is not ideal for any doctor, so maybe that experience is not universal.)

We were in the hospital for maybe 36 hours. I believe that we could have stayed longer, but my husband and I were ready to be home.

Overall, it was a positive experience. It would have been more positive without an episiotomy, but, among my conversations wtih my friends, this seems to be a common experience, too.