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Budget

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scumbuster
2/15/2016 05:51 EST

Would anyone like to share a budget? Probably the best way to get an idea of local cost of living?

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pistachio
2/15/2016 08:15 EST

Best for you to be more specific.
In general on your travels you will be spending Soles.
Take any Item and divide by 3.4 [approx. current exchange rate] to find what you spent in dollars. You will see that in local economy your way ahead and Lima is more expensive than other places.
For any imported goods and electronics expect to pay equal of more than the States / say like on Amazon.
Cars you will find REASONABLE
Gas is more expensive here than US.

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Alpineprince
2/15/2016 21:55 EST

Family of four ($40k) no car,net of college savings,travel.

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scumbuster
2/16/2016 12:19 EST

I was curious on monthly budgets. Rent, Elect. Water, Internet, TV, Food, exc. What would it take to live an average US lifestyle in your area of Peru.
For instance, I own a house in Colombia and my normal monthly living expenses was about $1K USD a month. My biggest expense each month was my auto. I could have lived on much less if I never drove into Bogota and took the busses. Bogota was always an expensive day trip but I found that to keep from going stir crazy in a little town I need a trip every couple weeks. Probably with gas and what we spent in Bogota 2 times a month was close to $400 a month.
In USD My Elect. was about $25
Sewer & Water $15
TV, local cable $8
Internet $40
Propane $10
Gas other than Bogota trip $50
Property taxes on our house were $200 a year.
The local farmers market maybe $100 a month for fruit and vegies.
$200 a month on other food items other than fruits and vegies.
Non food items from the store $50.
Probably more that I am not thinking of. In the beginning I tracked my spending pretty close, but when I first arrived it was 1800 COP to 1 USD. Now its nearly $3500 COP to 1 USD so its much cheaper to live there. Keep in mind the minimum wage in Colombia is just about $200 USD a month.

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Alpineprince
2/17/2016 10:39 EST

According to Numbeo.com Lima is 25%-30% more expensive to live. I lived in NYC for 50 years and the same lifestyle here is about 70% cheaper. Gas and electric 20 years ago was $350/mth. Here, $60 at most. Internet,phone and cable is $60.00. Taxi's in Miraflores run 5-6 Sols, buses 1 sol . 12 years ago 1 dollar was 3.5 sols, today it is the same. It declined from 3.5 to 2.5 and climbed back up over 12 years.

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CoogKelly
2/27/2016 15:25 EST

And it's a good day for all USers..... CAD to to USD also plunged 35%+- so that CADs exchange at the same ol rates for the past 2 years. The FED, the SSwiSS nNazies and the rest of the banksters (propably the Yuan, too) all are just RAKIN' IT IN at the expense of the labouring serfs' expense globally, BUYIN' us ALL OUT. Smokem while ya got em, Americanos..... FEMA camps are open for business.

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Georg
2/27/2016 23:09 EST

Right you are, Coog. I formerly lived near Portland, OR and interviewed a couple of men who had worked on transforming rail cars to confinement cars on wheels, each capable of 110 captives per car and that was during Clinton era in 90's. Indeed, the FEMA camps are ready and the Apparatus are busily importing more poverty and chaos. The dollar is being kept afloat by ESF, Exchange Stabilization Fund, which does not report to Congress and is above any federal laws. If they ever stop bailing out the already-bankrupt Fed, the dollar will be in a downward spiral and countries wherein they raise their own food, have limited levels of consumption of resources, and some basic industries, the citizens thereof will count themselves fortunate not to be in what's left of the "West."

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pistachio
2/28/2016 07:16 EST

Coog + Georg

Rising steadily for over 2 years at local exchanges dollars to soles is about 3.4 soles for a $.

Where do you think this will go and why?

ps: aside to the above, the coming election changes everything. If the Republicans win I think the whole NWO mythology falls flat.
If Clinton takes office it's more Obama and more failure and loss.

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Georg
2/28/2016 21:55 EST

Pistachio, I agree- Billiary's ascendency would be a nightmare. The dollar is being propped up short term by very old loot stored in Exchange Stabilization Fund (Dr. Joseph Farrell writes a lot about these machinations in Covert Wars series - two books), but also by the flight of capital from Europe and Japan. Deutsche Bank is on the verge of collapse due to Derivatives and CDS's. I see the dollar being strong, artificially, only a few more months. DB is, like most behemoths, interlocked, so when it defaults, this will drag down Bank of America, Chase, Citi, and others. They've all been using "QE" cheap money to buy each other's worthless "instruments." I like Trump and Carson because they're both outsiders, but even then, whoever takes over, the economy will be a mess and eventually, the dollar devalues, as, in fact, the yuan did in Dec. Not trying to be prolix here, but that's the way of it.

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pistachio
2/29/2016 02:55 EST

Thanks for the speedy reply georg,
Can you envision a different, more positive outcome based on an alternate scenario.
Do you remember 1980, Reagan takes office. The slumping economy and morale of the States wad an alltime LOW with Carter especially after his helicopter fiasco. It was less than two months, confidence was so high with Reagan the economy began turning around even before the statistics proved it.

Okay, so Obama goes back to Kenya, ha!, and say Trump takes office. He instills confidence, disaster averted.

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Georg
2/29/2016 11:57 EST

Pistachio, I'm with you there, hoping a Trump-Carson ticket would avert economic (and resultant social) dissonance. Unfortunately the real record of Reagan is he raised taxes on the little guy. He was a consumate CFR insider and was actually honored with a $3M "honorarium" for a speech at NITA, Japan's equivalent to U.S. Chamber of Commerce, right after leaving office, for voiding US Patent protections, when, prior to Reagan, US was the leader in machine tools (machines which make parts for other machines). He continued work Nixon began with "ping pong diplomacy", giving it away to China, Japan, Taiwan, as foreshadowed by the 1972 Rockefeller Foundation report, calling for "the de-industrialization of the United States, " and selling the goyim the "service (poverty) economy." If Trump is serious, he will have to go straight to the people, as FDR did with fireside chats. His own party will fight him tooth and nail. The problem is that we are no longer, in the West in general, where we create high value-added goods from raw materials received from less-developed world. In order to chase lower wages, elites sought to replicate Western-invented technologies throughout Third World to avoid the rising middle class here. A middle class, after all, have time and means to meddle in "City Hall", which the elites do not want. If we're struggling for survival, we tend to forget about quality of life issues such as environment, reigning in toxic chemical companies, limiting immigration, etc. So, it all interlocks. It was class warfare and the 1% resoundingly won, which was why Wall Street funded Obama's campaign for 90M$, the largest campaign war chest ever, in 2007. Even if Trump gets office and is sincere, as I hope he is, our industries are gone. Our corporations are "American" in name only and usually have even their offices abroad (Microsoft is largely in Eirie now) and the social system and education are overwhelmed by the planned replacement population from the Third World, just as forecast in the Voluspa. I figure Peru or Ecuador only have a local version of the NWO, who decided it was too much bother putting the fluroride neurotoxin in Peru's water, so, instead, let's put it in the salt and let the sheeple pay for their own drugging. At least they're not out provoking the Russia and China to whom their proxy, israel, sold their most advanced weaponry, so a retiree is relatively safe. Well, back to jim Marrs and David icke. ciao.

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CoogKelly
3/7/2016 05:28 EST

Alpine..........
Sorry but I have no clue whatever it is that you are trying to communicate in your reply, and it probably makes no sense to anyone else either.

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CoogKelly
3/7/2016 08:28 EST

It is curiously funny (read, sick) how the USD/Oil Buck fluckuates against all other currencies, but all other currencies remain steady against each others' currencies ( at least the CAD to PNS)
Money-from-thin-air fiat and FRACTIONAL banking is THE BIGGEST FRAUD EVER to hit us Goy/sheeple in history, EVER!!
The (private, national) banks are a criminal fraud. They need to be, and they must be, taken down by our NON-submission to their agenda.
David Ike, David Ike, David Ike,
Sean Hross, Sean Hross, Sean Hross, EWEtube channels:
chatzefratz
giureh
thepharoahshow
Do NOT be fearful of Hross'. He is a warrior for us, not a shill for the 1%.
My #2 choice is channel: Humptydumptytribe, because he rants/reports on the lies (BS) in the mainstream news. You either get it, or you don't.
My #3 is David Ike. I saw him in 1999 at a Cancun seminar. I think that he is still legit and not a shill.
My last week's discovery is channel: russianvids
So that you can discover the satanic prolification of the elite and their stupid inductees from the masses (of idiots).
The messages/truisms:
EVERYTHING they taught you in school is WRONG.
(ME, and others) Every word puked out of the mouths of Guv or the elite is the opposite of the truth. I used to be curious and confused about this since the early "80s.
My self-re-education began in 2010. I discovered Hross just last summer.
Active NON-compliance/NON-submission is the message from Ike.
Hross implies the same tactic.
Google: Agenda 21.
Quit tryna play the fraudulent currency game.
"Go where you wanna go. Do what you wanna do... (Mommas and Poppas)
Settle. Deal with local issues and don't worry about U$D, soles and pesos. These are all distractions to throw you out of the true reality.
Resist the elite criminals' agenda.

Adopt NON-submission to their crime and voluntary submission,
You're not ready to Learn the documented facts? No problemo. Go back to sleep.
Some of us still try to educate and awaken the sleeping EWEs and rams. The fox still wants to be your protector. Agenda 21 proves this.
The 1% does not give a rat's ass about you.
I am just tryna open a few minds. This reply is not a specific criticism to you or any one on the site.
I hope you can watch the suggested tube channels

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marcelofalmeida
3/16/2016 11:03 EST

I see a lot of discussion, but almos none regarding the budget on itself.

A montly budgedt of ~8k USD is enough to live paying rent, maintenance, food and transportation?

Thank you

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pistachio
3/16/2016 11:44 EST

8k,,, $8,000.oo per month...
That's $96,000.00 per year.........

Of course that is enough, here in Peru or even in the states. ]
Here, 8,000$ translates to about 28,000 s/. Per Month,, which is quite a lot of money for anyone to spend a month...........

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Alpineprince
3/16/2016 16:35 EST

It will be enough for the things you mentioned and Medical insurance,Vacations, country club dues, etc.

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marcelofalmeida
3/16/2016 17:34 EST

Pistachio! Thanks a lot for your prompt answer! Actually, I said it wrong. 8K PEN, not USD. Equal to ~2.2kUSD monthly.

Thanks

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pistachio
3/16/2016 17:51 EST

marcel
you will be fine and probably have money to save....
Once you set up and get settled paying for furnishings, appliances, TV, microwave and such your ongoing expenses won't exceed this amount.
pistachio

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Alpineprince
3/16/2016 22:36 EST

How many people in your family and what ages ?

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marcelofalmeida
3/17/2016 01:51 EST

Just me (29) and probably in a near future my girlfriend (27)...

I am looking for an apartment with at least 2bdr and near to my office in San Isidro but the prices are scaring me... The average thay I found is around 3.7 PEN (including services n maintenance).


What are your thoughs on this amount?

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Alpineprince
3/18/2016 09:27 EST

Personally, I do not think you should spend so much. Your rent,maintenance and taxes should be no more than 25% of your income. I would look further away from your office but an easy walk to a bus/combi/metro line. I have a big 3 bedroom two blocks from the ocean in Miraflores and the rent is $750.00 plus S/280 in maintenance. Here $800-$900 is more the norm for a two bedroom.

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