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Medicle Insurance

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yarswollef
8/31/2016 16:54 EST

What is a good Medicle Insurance for expats in the philippines

GaryD
8/31/2016 17:27 EST

Philhealth is go value but only offeres a discount. Most medical insurence don't cover beyond 60 and get very expensive. It is common to just keep an emergency fund in your home country bank account.

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CAteacher
8/31/2016 17:57 EST

Blue Cross Philippines, not associated with BC USA, seems a good one. However, rates rise sharply after 65 and do not cover previously existing conditions. They have both dollar and peso plans at several levels of coverage.

The 'previous condition' caveat leaves most of us retirees out in the cold because it refers to conditions which existed before the policy is signed WHETHER OR NOT THEY WERE KNOWN. That exemption covers a lot of territory. Think cardiac conditions and cancer.

seernai
8/31/2016 18:18 EST

My us Neighbour has Phil Healh and he is 69 almost 70 he pays 200php a month

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