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Retiring to Brasil

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Joaozinh
  2/16/2021 17:16 EST

I am planning to move to Brasil by the end of this year. I have so many questions and things that I am unsure of. My wife is a Brazilian national which makes things pretty simple, but of course there a lot of things unknown to me. I am hoping to get some input from others that have gone through this process.
Thanks!

pensadenos
  2/16/2021 19:24 EST

Joaozinh.............My wife and I retired and moved to Brazil in july 2015. Do you know where you are going to move to? Maybe I can help you with some of your questions. We are living in Rio Grande do Norte.

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ErickViana
  2/17/2021 06:01 EST

Feel free to ask anything you want ok? We will respond with all affection and care.

Joaozinh
  2/20/2021 17:11 EST

Hello and thanks for responding! My wife is from BH and our plan is to move that that region of Brasil. I grew up in Brasil as part of a missionary family. I spent 20 years in the Marines and am now at an age where we are planning the move. Hopefully we can keep in touch as I am sure I will have many questions as we get deeper into the process. My first question is whether or not it is true that we have the right to a one time "retirement move" to Brasil without "impostos"

ErickViana
  2/22/2021 06:14 EST

Yes. U can.

BostonPeroba
  6/28/2021 06:35 EST

Hello, My Brazilian wife and I will be moving to Brazil from Boston early next year. I will be retiring in November and starting to begin the slow process. I speak Portuguese and have a close relationship with her family who will live about 8 hours away from us.
A big worry I have will be how to access my Social Security and other banking funds from my accounts in the US. Have you figured that out yet?

Jack

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Brazil16
  6/28/2021 09:12 EST

Hi Jack I been living permanently in Brazil for over 4 years. I have a question for you. Is your wife still a Brazilian citizen. If that the case would be easier to get permanent status using that relationship. To your question I have left my SSI in the US bank. There are a couple of way you can access it. There is a transfer service called WISE. They been recommended by many people. I use ATM and credit card that has not foreign fees and Debt card that pays most the fee back from the ATM. You may need to setup a mail service in the US. Hope this helps

Adrie
  7/4/2021 09:58 EST

Brazil16:
Hello:
That was also one of my fears. And how to leave my income at US Bank and transfer to Brazil. As I read that when we move we have to close the US accounts. I also heard that SSA deducts a certain amount of money from the SSI for living abroad. I am getting in here posting in regards to the question asked. by another person. because that is my major concern. I live in the USA ( citizen) but I am also an Argentinian Citizen, which I believe will be my way of getting there a little easier. I need to be in the " south" as my whole family is in Buenos Aires Argentina.But my concern is my income. Obrigada. Adrie

Brazil16
  7/4/2021 13:02 EST

My suggestion is you get a mail box service in the US and use that as your address for all your bank and funds. Then you can keep the money in the US bank and transfer it as needed. Using a transfer service or ATM. I also lived in Argentina for 2 years. I not sure how you being Argentinian will help if you want to get Permanent status in Brazil.

Adrie
  7/4/2021 13:37 EST

Thank you.
Adrie

We Argentinians belong to the MERCOSUR agreement, the list mentions the following countries:
Argentina, Brasil, Paraguay y Uruguay
.( and some details some on the map attached..Might be updated or not?

1)Your Passport Comes With MERCOSUR Membership
**As an Argentinean citizen, you can live and work anywhere in the MERCOSUR region.**

This membership means the whole of South America is open to you. The MERCOSUR area includes:

Brazil
Paraguay
Uruguay
Venezuela (currently under suspension)
Bolivia
Chile
Colombia
Ecuador
Guyana
Peru
Surinam

Brazil16
  7/4/2021 16:03 EST

Thank for your response now I wonder since I have a permanent residency in Brazil if that would also apply. Thanks for the information.

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DeLeoterio
  7/4/2021 18:56 EST

> I not sure how you being Argentinian
> will help if you want to get
> Permanent status in Brazil.

Through MercoSul:

https://www.gov.br/pf/pt-br/assuntos/imigracao/autorizacao-residencia/acordo-de-residencia-para-nacionais-dos-estados-partes-do-mercosul-bolivia-e-chile

pensadenos
  7/4/2021 19:33 EST

Hi Brazil16..........So let me try and answer some of your questions. My wife and I are both retired from the USA and living in Praia da Pipa full time since July 2015. We both collect Social Security and no, SSA does not withhold any money from your check because your living over-seas. You get the entire amount that you are entitled to. However, SSA will not send your check by mail or wire to South America which is probably a good thing (tax liability to Brazil). You also are not required to close your US bank account, in fact, it is important that you do have a US Bank account as the banks in Brazil are not trustworthy. We have Bank of America where our social security checks are deposited automatically. B ofA debit cards work well in Brazil and we draw money we need from that account through a Brazilian Bank ATM. We also have Bradesco Bank account here in Brazil and we pull money from our US account and keep a max of about R$2,000 in that account so we can pay bills on line rather than standing in line each month for hours. If we can help you with any other questions are prep concerns for moving to Brazil please let us know.

Brazil16
  7/4/2021 19:49 EST

Thanks for your response I live in Brazil now for over 4 years near São Luis. I also have US bank account get my Money there but have two sources and they require like you said they won’t wire to a foreign account. You can once the money in your account. I am a permanent resident. Like you we deposited money each month in a Brazilian bank to have automatic payment for normal every day expenses. I also have a Internation credit card and a Debit card that does pay back my ATM fees. We both are doing the same thing. Thanks for your advice

pensadenos
  7/4/2021 21:02 EST

Glad to see that you made the trip and that things are going well!

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