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Disabled vet moving to Mexico (Ensenada area.?)

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65Bowtie
8/19/2019 01:20 EST

I am planning to move from Alaska to Mexico next year. Almost short notice but feel it’s for the best. I will be renting my home in Alaska to my adult children so they have a safe place to live that they can hopefully afford though I am calculating my finances on having to pay the mortgage just in case.

I a, 100% scheduler with the VA so there are still recurring evaluations. Currently I am receiving all my healthcare (including dental) through the VA though it’s mainly for my rated disabilities. I also have Tricare for life which I understand will be my primary insurer for other ailments though it seems Tricare is only accepted in Monterey. I know my Medicare will continue to go unused even though I am forced to pay for it as part of my SSDI I also receive.

How will I receive my medications from the VA? One is Humira, a biologic they next day air to me in cooler packs. It is insanily expensive at $3300 per weekly injection.

I am thinking of the Ensenada area due to its proximity to San Diego for healthcare if needed. I feel it will also help my soon to be family (about a year after arrival) assimilate easier to learning English and experiencing the U.S customs. Not to mention get their paperwork processed at a leisurely pace. Things like getting them in DEERS and add them to my dependent list for taxes.

Another reason for selecting BC is I can bring my U.S plated truck which is paid off and new(ish). I have non expiring handicap disabled vet plates so one less worry. But how are the roads there. Will a Ram 1500 crew cab short bed fit in the city?

I know of the essentials about banking and will be staying with USAA but needing Mexican insurance for the truck. I plan to use the PT visa program and renewing it. By then I will have to re-evaluate my future.

My fiancée and her children are Mexican nationals so for them it’s just a matter of changing states.

Though I would love to buy I am planning to rent at least the first year though maybe longer due to the home loan interest rates and fees as I can’t afford to pay cash for a home sufficient size for a family of 5. Hopefully I can just save and buy cash once we learn where we like and where we don’t.

I prefer to live outside the cities but am questioning safety in such remote locations as I will be unable to defend the home as we do here. Am I wrong in this preocupación?

A little history on me. As a teen I lived with my step fathers family for a while in Coahuila in the mid 1980’s. A small ranch that didn’t have electricity or water (but it does now). I also lived alone and worked in various cities like Saltillo and Parras de la Fuente. I spoke fluid Spanish then but lack practice until this year. When I returned to the states it was difficult to speak English as I was thinking in Spanish

I recently took a decently long vacation and visited Torreón, Parras, and Saltillo to visit friends and family that I hadn’t seen in over three decades and I realized how much I miss the people and culture, not the city driving (recalculating). I found a happiness I never thought I could feel again since before my military career and endless trips to battle. So I am not looking for a expat community for myself but it might help the boys.

Now I feel like I am rambling so I will leave it here. Please give any input, advice, or constructive criticism. I am budgeting ~$4k usd for this life to allow me to continue to pay this mortgage if need be (plus I have someone looking after and enjoying my stuff that I trust).

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10abuse

MrsJaneSimmondsPhD
8/19/2019 14:08 EST

Nope i was the same way before i came down.
i left you a pm

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00abuse

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RVGRINGO
8/19/2019 15:49 EST

Your truck will be OK on major streets and roads, but may be a bit large for some of the smaller streets.
Your medications cannot be shipped into Mexico, so you would have to arrange to pick them up at the VA, or maintain an address in San Diego. The refrigerated pack might be a real problem if you have to be on hand to receive it every week.
I also use the VA, and finally had to give up living in Mexico because of altitude and medical expenses adding up. I did consider Ensenada, but we are now in the Rio Grande Valley, which is very bilingual, liberal and mostly Mexican-American, with easy access to Nuevo Progresso for dentistry, etc.
Hope you find the right fit.

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giershift43
8/19/2019 22:15 EST

I thought it was easier to get medications in Mexico. How did it happen that you needed to return to the States to get your medications?

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giershift43
8/20/2019 07:26 EST

Have you checked out Chapala? It is a small resort town and has an American Legion post there. RVGringo knows all about it.

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RVGRINGO
8/20/2019 11:27 EST

We left Chapala for two reasons: Age-related conditions like COPD making it hard to breathe at that elevation, for just one, and the rather too frequent need for hospitalization and several expensive medications for both of us. In the USA, I have VA benefits and my wife uses Medicare. Living at a lower elevation helps, and home oxygen service and other equipment and medicines are "almost free". It happens when you are an octogenarian with failing sight, and unable to drive. Not much fun!
Now you know.

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00abuse

expat health insurance from CIGNA

Choosing an expat health insurance provider is an important decision. Get a quote from our trusted expat health insurance partner, CIGNA. With Cigna Global Health Options, you can create an international health insurance plan that's perfectly tailored for the needs of you and your family.

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Explorer88
9/6/2019 00:02 EST

You are leaving your house so adult children can move in who may or may not pay the mortgage? That doesn't sound good right off the bat. All I can say, and it's none of my business but you brought up all of your details, is please think about it and don't do anything in a rush. The fact that you have major health problems just complicates matters, especially in a foreign country. Good luck to, hope everything works out.

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