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Car import & insurance

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InCanada
9/8/2019 14:00 EST

Hello,

When importing a car to Portugal, upon its arrival and for the process of registering the car with a Portuguese license plate, one of the requirements is that the car have a valid car insurance *prior* to that process commencing. This insurance cannot be Portuguese car insurance because you can only get Portuguese car insurance upon a car that has already been registered with a Portuguese license plate.

So my challenge is that in Canada, or at least the province I am from (not Quebec), no car insurance agency can sell me insurance for my Canadian car that would be valid for Portugal- at least as far as coverage is concerned. I could of course have insurance that lasts for several months while I am in Portugal, but it would be useless for accidental coverage.

How are people that import cars into Portugal from North America acquiring valid car insurance to drive in Portugal with their foreign license plates? If you know of any such companies that sell such international car insurance, please let me know.

Please reply only to this topic, I am not interested in views on how I should just buy a car in Portugal.

Thank you in advance.

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Explorer88
9/8/2019 17:03 EST

https://www.clements.com/

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Wallvestor
9/9/2019 08:57 EST

You may want to contact http://www.ibexinsure.com/, they insured an imported car I purchased in PT for a short term.

PT does not like imported cars. Nor do Portuguese insurance companies.

I found that auto insurance for a car that is imported is horrible. They would only insure about half of what I paid for the car and it had a huge deductible. However, after the car has been tagged in PT for 2 years, that stigma disappears and one can get a policy that covers more value and had no deductible.

In my case I had only one more month before it would have been tagged in PT for two years. So, for one month I tiptoed around PT always worrying. After one month, I got another policy that was far more acceptable. The worry disappeared.

In your case, you may have to tiptoe around PT for two years before you can get a decent policy. That would be too much worry for me.

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