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GCash

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milford7355
8/29/2022 22:46 EST

I just watched Gio's Blog and he was talking about using GCash but did not say much about it. Do any of you use it and what would be any caveats. Do I have to wait until I get to the Philippines on November 4th so I can get a Philippine phone number with Globe in order for it to work. I have never used a cash wallet before,

Thanks, Milford

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ourphilippineadventure
9/10/2022 00:08 EST

I use gcash all the time. Easy to pay bills. Not much different than in the US. Never had problems with it.

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bbazor
9/9/2022 09:30 EST

I found this online. ------- Yes, you can create a GCash account using your Smart number. Since June of 2018, GCash has now been open to all networks. Hence, you can use GCash regardless of your SIM provider, whether it's Talk n' Text, ABS-CBN Mobile, Sun Cellular, or Cherry Mobile.

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bbazor
9/9/2022 09:29 EST

I have friends that use GCash and they only have one sim (Smart). I registered mine with Smart a couple of years ago. Several friends only have a Smart sim and have been using it much longer than me.

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draks
9/7/2022 15:13 EST

My wife told me you must have a globe phone number for gcash.
But if you have a dual sim card phone that's no problem,

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milford7355
9/7/2022 14:14 EST

Thank you for the clarification of my information that "it could only be used with Globe." It sounds better to me now, because I always wonder about apps that are monopolistic. I appreciate it. Dan

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bbazor
9/7/2022 05:19 EST

I use it. You don't need a Globe sim. I use it with my Smart sim. Just be careful. If you accidently send the money to the wrong number, GCash will not refund you. You can call the person that you accidently sent it to and try to get it back. I have never had that problem, but it could happen.

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southbayfrank
9/6/2022 02:35 EST

I am a gcash user as well. GCash is very useful here. However, it is not running very stable. Frequently, it may run into problems. Also it is not very secure. There are lots of people having their money disapearing from their email accounts, or have their money somehow locked up or become not available for use. Usually, these problems can be resolved, but they take lots of efforts and frustration. The customer service and problem resolution are very slow and not user friendly. I have have many many incidents of getting a message such as there is a problem, which is fuzzy and you have to give up for a while and come back. There were once my GF used GCash to pay electricity bill, and the utility company did not recorgnize the payment. It took her about 1 month and multiple phone calls&messaging&chatting to have the money being credited back. I found it being very handdy for small amounts of payment, such as loading a phone number for 10peso, or 30 peso kind of things. I am very careful not to use it for large bills.

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milford7355
9/4/2022 15:33 EST

My understanding was that the G stands for Globe and that anyone that uses it has to have Globe Phone Service in the Philippines.

I am not positive about this, but I think it is true.

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Irish1214
9/4/2022 10:43 EST

Is gcash like Venmo??
Do I have to have a bank account in Philippines in order to use it to buy groceries, gas etc??
Just curious if I load it on my phone now,like Venmo, can I use it to buy things in Philippines when it's only linked to my capital one US bank account
Really would like to know that
Thx
E

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Asawa
9/3/2022 14:39 EST

I had to educate myself on GCash.

From token research, it seems reasonably safe and standard. Based on sources that I trust, GCash is a mature and legitimate payment system.

GCash seems as safe as Zelle (in the US) with similar benefits, issues, and cautions. It's not on the same scale as PayPal, Apple-Pay, or Samsung-Pay, but it looks like a great regional choice for the Phlippines.

I'd be curious if anyone has any personal cautions or horror stories.

-Asawa

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draks
8/30/2022 20:11 EST

My wife uses gcash a lot pays bills, pays Lazada, very useful.

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DarwinBarr
8/29/2022 23:49 EST

Gcash is very useful here. You should have a local number and do the verification. Sometimes until 30 days. After that you can add Gcash card and use it as ATM card for cash. Also with Gcash you can pay bills and transfer money easily. I use it sometimes as a payment method in stores of gasoline stations.

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